RM GROUP
ActiveSummary
RM GROUP has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €26,570 and a net result of €8,184. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 67% of 3542 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability90▼-1
Solvency80▲+20
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 1.76 against 1.08 in 2023; short-term debt: 45% and cash: 31.7% of total assets), and 45% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
55%
Return on assets
16.9%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-05-2025, 61 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
61 d early
2023
49 d early
2022
39 d late
2021
17 d late
2020
6 d early
2019
89 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 5 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€26,570▲ 37.6%
2023 · €19,316
Total assets
€48,286▼ 12.8%
2023 · €55,359
Net result
€8,184▼ 16.3%
2023 · €9,782
Working capital
€16,585▲ 500%
2023 · €2,766
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€1,546-€7,230▼ 368%€1,331€11,712▲ 780%€10,137▼ 13.5%
Net result-€2,356-€7,369▼ 213%€1,093€9,782▲ 795%€8,184▼ 16.3%
Equity€16,870▼ 12.3%€9,501▼ 43.7%€10,595▲ 11.5%€19,316▲ 82.3%€26,570▲ 37.6%
Total assets€31,260▼ 27.3%€37,619▲ 20.3%€39,162▲ 4.1%€55,359▲ 41.4%€48,286▼ 12.8%
Debt€14,389▼ 39.5%€28,117▲ 95.4%€28,568▲ 1.6%€36,043▲ 26.2%€21,716▼ 39.8%
Working capital-€2,602-€11,466▼ 341%-€11,953▼ 4.2%€2,766€16,585▲ 500%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 13% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €48,286
Fixed assets
€9,986 ▼ 39.7%
Current assets
€38,301 ▼ 1.3%
Equity and liabilities €48,286
Equity
€26,570 ▲ 37.6%
Debt
€21,716 ▼ 39.8%
Debt's share of the balance-sheet total falls from 65.1% to 45.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13,624▼
2023 · €17,710
Cash flow
€11,671▼
2023 · €15,779
Current ratio
1.76▲
2023 · 1.08
Quick ratio
1.23▲
2023 · 0.85
Debt to equity
0.82▼
2023 · 1.87
ROE
30.8%▼
2023 · 50.6%
ROA
16.9%▼
2023 · 17.7%
Interest coverage
7.47▼
2023 · 9.70
Debt ≤ 1 year
€21,716▼
2023 · €36,043
Income taxes
€154▲
2023 · €108
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €14,911 | €14,605 | €13,468 | €5,829 | ▼ 56.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,709 | €7,353 | €9,144 | €5,998 | €3,487 | ▼ 41.9% |
| Other operating charges640/8 | - | €2,975 | €957 | €2,059 | €2,022 | ▼ 1.8% |
| Gross operating margin9900 | €5,999 | €3,098 | €11,433 | €19,769 | €15,646 | ▼ 20.9% |
| Operating profit (loss)9901 | -€1,546 | -€7,230 | €1,331 | €11,712 | €10,137 | ▼ 13.5% |
| Financial income75/76B | - | €20 | €2 | €3 | €26 | ▲ 757% |
| Recurring financial income75 | €31 | €20 | €2 | €3 | €26 | ▲ 757% |
| Financial charges65/66B | - | €80 | €161 | €1,826 | €1,825 | = |
| Recurring financial charges65 | €69 | €80 | €161 | €1,826 | €1,825 | = |
| Profit (loss) for the period before taxes9903 | -€1,583 | -€7,290 | €1,172 | €9,890 | €8,338 | ▼ 15.7% |
| Income taxes67/77 | €773 | €79 | €79 | €108 | €154 | ▲ 42.2% |
| Profit (loss) for the period9904 | -€2,356 | -€7,369 | €1,093 | €9,782 | €8,184 | ▼ 16.3% |
| Profit (loss) for the period to be appropriated9905 | -€2,356 | -€7,369 | €1,093 | €9,782 | €8,184 | ▼ 16.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €31,260 | €37,619 | €39,162 | €55,359 | €48,286 | ▼ 12.8% |
| Fixed assets21/28 | €19,473 | €20,967 | €22,547 | €16,550 | €9,986 | ▼ 39.7% |
| Tangible fixed assets22/27 | €18,273 | €19,767 | €21,347 | €15,350 | €8,786 | ▼ 42.8% |
| Land and buildings22 | - | - | €7,833 | €6,264 | - | - |
| Plant, machinery and equipment23 | - | €8,669 | €6,660 | €4,650 | €7,543 | ▲ 62.2% |
| Furniture and vehicles24 | - | €11,098 | €6,855 | €4,435 | €1,243 | ▼ 72.0% |
| Financial fixed assets28 | €1,200 | €1,200 | €1,200 | €1,200 | €1,200 | = |
| Current assets29/58 | €11,787 | €16,652 | €16,615 | €38,809 | €38,301 | ▼ 1.3% |
| Stocks and contracts in progress3 | €3,405 | €5,683 | €6,218 | €8,065 | €11,615 | ▲ 44.0% |
| Stocks30/36 | - | €5,683 | €6,218 | €8,065 | €11,615 | ▲ 44.0% |
| Amounts receivable within one year40/41 | €5,507 | €1,202 | €1,576 | €3,561 | €11,363 | ▲ 219% |
| Trade receivables40 | - | €1,202 | €1,576 | €3,561 | €11,363 | ▲ 219% |
| Cash at bank and in hand54/58 | €2,876 | €9,766 | €8,760 | €26,282 | €15,323 | ▼ 41.7% |
| Deferred charges and accrued income490/1 | - | - | €60 | €900 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €31,260 | €37,619 | €39,162 | €55,359 | €48,286 | ▼ 12.8% |
| Equity10/15 | €16,870 | €9,501 | €10,595 | €19,316 | €26,570 | ▲ 37.6% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €626 | €626 | €626 | €626 | €626 | = |
| Non-distributable reserves130/1 | - | €626 | €626 | €626 | €626 | = |
| Reserves not available under the articles1311 | - | €626 | €626 | - | - | - |
| Other1319 | - | - | - | €626 | €626 | = |
| Profit (loss) carried forward14 | -€2,356 | -€9,725 | -€8,632 | €90 | €7,344 | ▲ 8,077% |
| Amounts payable17/49 | €14,389 | €28,117 | €28,568 | €36,043 | €21,716 | ▼ 39.8% |
| Amounts payable within one year42/48 | €14,389 | €28,117 | €28,568 | €36,043 | €21,716 | ▼ 39.8% |
| Trade debts44 | €1,773 | €5,578 | €5,564 | €2,779 | €769 | ▼ 72.3% |
| Suppliers440/4 | - | €5,578 | €5,564 | €2,779 | €769 | ▼ 72.3% |
| Taxes, remuneration and social security45 | - | €600 | €693 | €5,898 | €3,067 | ▼ 48.0% |
| Taxes450/3 | - | €600 | €693 | €5,898 | €3,067 | ▼ 48.0% |
| Other amounts payable47/48 | - | €21,939 | €22,311 | €27,366 | €17,879 | ▼ 34.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,356 | -€7,369 | €1,093 | €9,782 | €8,184 | ▼ 16.3% |
| + Depreciation and write-downs630 | €5,709 | €7,353 | €9,144 | €5,998 | €3,487 | ▼ 41.9% |
| Operating cash flow (approximation) | €3,354 | -€16 | €10,237 | €15,779 | €11,671 | ▼ 26.0% |
| Investment in fixed assets (approximation) | - | -€8,848 | -€10,724 | €0 | €3,078 | - |
| Change in cash | - | €6,891 | -€1,006 | €17,522 | -€10,960 | ▼ 163% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €9,782 ▲795%
Operating result €11,712, net result €9,782, both a record.
08-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 39 days late
2022
31-12
Financial
Back to profitnet €1,093
Net result €1,093 after 2 loss-making years.
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
31-12
Financial
Weakest financial yearnet -€7,369
Net result drops to -€7,369, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
29-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 60 days late
2018
07-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2015
Ground area
621 m²
Building footprint
116 m²
Parcel 72345B1890/00A000, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
RM Group bvba
since 20152.243.502.013
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72345B1890/00A000 | Flanders | 621 m² | 1 · 116 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 1,170 EUR awarded · 1,170 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 1,170 EUR | 1,170 EUR |
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Of 999 companies in sector 95315 we hold annual accounts for 427. 264 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-07-2015
Fiscal year end31-12
Activities, NACEBEL 2025
95315Tyre services
82100Office administrative and support services
96220Beauty care and other beauty treatments
96230Day spas, saunas and steam baths
E-invoicing
Reachable via Peppol
Peppol ID
0208:0633670415
Also
9925:BE0633670415
Registered
15-06-2026
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.