RM GLOBAL
ActiveSummary
RM GLOBAL has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119,180 and a net result of €56,684. Equity has been growing by about 87% per year since 2023. Its solvency ranks better than 84% of 39,275 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 01-06-2023 Normal situation
- Activity
- Business and other management consultancy NACE 70200and 5 others
- Establishment unit
- 2.345.892.738 7140 Morlanwelz, since 01-06-2023
- Financial year end
- 30 September
- Peppol
- Reachable since 26-01-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
Annual accounts to 30-09-2025
- Gross margin
- €81,078
- ▲ 9.0%
- Turnover
- ≈ €170,000
- estimated
- Profit
- €56,684
- ▲ 7.4%
- Equity
- €119,180
- ▲ 90.7%
- Total assets
- €139,047
- ▲ 82.0%
Score breakdownraises risk1 change of registered office in 24 monthslowers riskLiquidity: current ratio 8.65, cash €103,521Sector: Activities of head offices; management consultancy activities (NACE 70)Equity €119,180 (85.7% of total assets)Show the evidence
Checked score
Score 2025
99
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 88% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency
100=
equity 85.7% of total assets
Liquidity
100+2
short-term debt 10.1% · cash 74.5%
Profitability
100=
return on assets 40.8%
Bankruptcy probability within 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025highest value
03-2025: 0.1%● unchanged vs 02-2025
04-2025: < 0.1%▼ -0.1 percentage points vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026lowest value
05-2026: < 0.1%● unchanged vs 04-2026lowest value
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 8.65 (6.71 in 2024), above the usual 1.5. Short-term debt is 10.1% and cash 74.5% of total assets. 14.3% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 94% on liquidity, 84% on profitability and 88% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-03-2026, 32 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
32 days early
2024
32 days early
2023
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 32 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 29 March (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end04-11-2026 today30-04-2027 deadline
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 29-03-2026 PDF all 3 filings
Turnover
≈ €170,000
Estimated: probably between €120,000 and €210,000
Total assets
€139,047▲ 82.0%
2024 · €76,382
Net result
€56,684▲ 7.4%
2024 · €52,770
Working capital
€107,270▲ 88.6%
2024 · €56,876
Multi-year overview
2023 to 2025, 3 financial yearsOperating result
€73,151
▲ 7.4%
2025
20232025
Net result
€56,684
▲ 7.4%
2025
middle half of the sector
20232025
Equity
€119,180
▲ 90.7%
2025
middle half of the sector
20232025
Total assets
€139,047
▲ 82.0%
2025
middle half of the sector
20232025
Debt
€19,867
▲ 43.1%
2025
20232025
Working capital
€107,270
▲ 88.6%
2025
middle half of the sector
20232025
Solvency
85.7%
▲ 3.9pp
2025
highest quarter of the sector
20232025
Current ratio
8.65
▲ 1.94
2025
highest quarter of the sector
20232025
Return on assets (ROA)
40.8%
▼ 28.3pp
2025
highest quarter of the sector
20232025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line202320242025
Operating result€11,140-€68,139▲ 512%€73,151▲ 7.4%
Net result€8,386within the sector's middle half-€52,770within the sector's middle half▲ 529%€56,684within the sector's middle half▲ 7.4%
Equity€10,586below the sector's middle half-€62,497within the sector's middle half▲ 490%€119,180within the sector's middle half▲ 90.7%
Total assets€31,841below the sector's middle half-€76,382below the sector's middle half▲ 140%€139,047within the sector's middle half▲ 82.0%
Debt€21,255-€13,886▼ 34.7%€19,867▲ 43.1%
Working capital€4,500within the sector's middle half-€56,876within the sector's middle half▲ 13×€107,270within the sector's middle half▲ 88.6%
Solvency33.2%within the sector's middle half-81.8%above the sector's middle half▲ 48.6pp85.7%above the sector's middle half▲ 3.9pp
Current ratio1.37within the sector's middle half-6.71above the sector's middle half▲ 5.348.65above the sector's middle half▲ 1.94
Return on assets (ROA)26.3%within the sector's middle half-69.1%above the sector's middle half▲ 42.7pp40.8%above the sector's middle half▼ 28.3pp
above
within
below
The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 7% higher than in 2024 and the highest since 2023. It is the second rise in a row.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €139,047
Fixed assets
€17,749 ▲ 86.1%
Current assets
€121,298 ▲ 81.5%
Equity and liabilities €139,047
Equity
€119,180 ▲ 90.7%
Debt
€19,867 ▲ 43.1%
Debt's share of the balance-sheet total falls from 18.2% to 14.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€80,594▲
2024 · €73,618
Cash flow
€64,128▲
2024 · €58,249
Debt to equity
0.17▼
2024 · 0.22
ROE
47.6%▼
2024 · 84.4%
Interest coverage
94.24▼
2024 · over 100
Debt ≤ 1 year
€14,028▲
2024 · €9,969
Debt > 1 year
€5,839▲
2024 · €3,916
Income taxes
€15,612▲
2024 · €14,682
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 30-09-2023 | 30-09-2024 | 30-09-2025 |
|---|---|---|---|
| Tangible fixed assets | €16,438 | - | €15,657 |
| Depreciation and write-downs of the year | €1,422 | €5,479 | €7,444 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,422 | €5,479 | €7,444 | ▲ 35.9% |
| Other operating charges640/8 | €372 | €739 | €483 | ▼ 34.6% |
| Gross operating margin9900 | €12,934 | €74,357 | €81,078 | ▲ 9.0% |
| Operating profit (loss)9901 | €11,140 | €68,139 | €73,151 | ▲ 7.4% |
| Financial income75/76B | - | €5 | €0 | ▼ 99.8% |
| Recurring financial income75 | - | €5 | €0 | ▼ 99.8% |
| Financial charges65/66B | €373 | €692 | €855 | ▲ 23.6% |
| Recurring financial charges65 | €373 | €692 | €855 | ▲ 23.6% |
| Profit (loss) for the period before taxes9903 | €10,767 | €67,452 | €72,295 | ▲ 7.2% |
| Income taxes67/77 | €2,381 | €14,682 | €15,612 | ▲ 6.3% |
| Profit (loss) for the period9904 | €8,386 | €52,770 | €56,684 | ▲ 7.4% |
| Profit (loss) for the period to be appropriated9905 | €8,386 | €52,770 | €56,684 | ▲ 7.4% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €31,841 | €76,382 | €139,047 | ▲ 82.0% |
| Fixed assets21/28 | €15,016 | €9,536 | €17,749 | ▲ 86.1% |
| Tangible fixed assets22/27 | €15,016 | €9,536 | €17,749 | ▲ 86.1% |
| Furniture and vehicles24 | €15,016 | €9,536 | €17,749 | ▲ 86.1% |
| Current assets29/58 | €16,825 | €66,846 | €121,298 | ▲ 81.5% |
| Amounts receivable within one year40/41 | €11,318 | €12,344 | €17,536 | ▲ 42.1% |
| Trade receivables40 | €11,148 | €11,406 | €16,967 | ▲ 48.8% |
| Other amounts receivable41 | €170 | €938 | €569 | ▼ 39.3% |
| Cash at bank and in hand54/58 | €4,822 | €54,312 | €103,521 | ▲ 90.6% |
| Deferred charges and accrued income490/1 | €685 | €190 | €241 | ▲ 26.6% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €31,841 | €76,382 | €139,047 | ▲ 82.0% |
| Equity10/15 | €10,586 | €62,497 | €119,180 | ▲ 90.7% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €7,586 | €59,497 | €116,180 | ▲ 95.3% |
| Amounts payable17/49 | €21,255 | €13,886 | €19,867 | ▲ 43.1% |
| Amounts payable after more than one year17 | €8,930 | €3,916 | €5,839 | ▲ 49.1% |
| Financial debts170/4 | €8,930 | €3,916 | €5,839 | ▲ 49.1% |
| Amounts payable within one year42/48 | €12,325 | €9,969 | €14,028 | ▲ 40.7% |
| Current portion of amounts payable after more than one year42 | €4,785 | €5,014 | €7,851 | ▲ 56.6% |
| Trade debts44 | €287 | €3,021 | €2,675 | ▼ 11.5% |
| Suppliers440/4 | €287 | €3,021 | €2,675 | ▼ 11.5% |
| Taxes, remuneration and social security45 | €4,655 | €682 | €3,502 | ▲ 413% |
| Taxes450/3 | €4,655 | €682 | €3,502 | ▲ 413% |
| Other amounts payable47/48 | €2,598 | €1,252 | €0 | ▼ 100% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,386 | €52,770 | €56,684 | ▲ 7.4% |
| + Depreciation and write-downs630 | €1,422 | €5,479 | €7,444 | ▲ 35.9% |
| Operating cash flow (approximation) | €9,808 | €58,249 | €64,128 | ▲ 10.1% |
| Investment in fixed assets (approximation) | - | €0 | -€15,657 | - |
| Change in cash | - | €49,490 | €49,209 | ▼ 0.6% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as RM GLOBAL has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
95.8%
was still going
2.3%
stopped otherwise
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of RM GLOBAL itself is lower: < 0.1% within 12 months. It rests on far more data about RM GLOBAL than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for RM GLOBAL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Directors
1 director, no change since 2023
MATTEI Roméo
Current
Director (not named in the articles) · since 01-06-2023 · term without a fixed end · listed in the 2025 annual accounts, filed on 29-03-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 05-06-2023Owners and capital
Shareholders
At incorporation
act of 05-06-2023 ↗
- MATTEI Roméo 100 shares (100%) · €3,000 in cash
Capital transactions
Capital over time
- 05-06-2023 Incorporation · €3,000 · 100 shares
Articles of association
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Héritiers et légataires non de plein droit actionnaires sollicitent agrément mêmes formalités, pli recommandé ou autre mode article 2:32 CSA…”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
- No statutory auditor
Articles of association, deed of 05-06-2023 (in French)
Network & group
RM GLOBAL shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of RM GLOBAL. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
08-05
Gazette deed
Registered office moved within MorlanwelzNew seat: Rue des Myosotis 1 -7140 Morlanwelz · Previous seat: Rue de la Grattine 45/9 -7140 Morlanwelz2 points ▸
Gazette deed
Registered office moved within Morlanwelz
New seat: Rue des Myosotis 1 -7140 Morlanwelz · Previous seat: Rue de la Grattine 45/9 -7140 Morlanwelz2 points ▸
- General meeting, 02-01-2026
- Registered-office move, Rue des Myosotis 1 -7140 Morlanwelz
29-03
micro format · 32 days before the deadline
2025
30-09
Financial
Highest result from 2023 to 2025net €56,684 ▲7.4%
The operating result of €73,151 and the net result of €56,684 are both a record.
30-09
Financial
Equity above €100,000equity €119,180 ▲90.7%
With a profit in every financial year since 2023, equity grows to €119,180.
29-03
micro format · 32 days before the deadline
2024
30-09
Financial
Liquidity more than quadruplescurrent ratio 6.71
The current ratio rises from 1.37 to 6.71. Short-term debt falls from €12,325 to €9,969.
30-03
micro format · 31 days before the deadline
2023
05-06
Gazette deed
IncorporationStarting capital €3,000 · Appointment: MATTEI Roméo (director) · Founder6 points ▸
Gazette deed
Incorporation
Starting capital €3,000 · Appointment: MATTEI Roméo (director) · Founder6 points ▸
- Incorporation, 31-05-2023
- Founder, MATTEI Roméo
- Founding capital, €3,000
- Director appointment, MATTEI Roméo (director (not named in the articles))
- Pre-incorporation commitments, “reprise, organe d'administration” (deed in French)
- Registered office clause, “7140 Morlanwelz,Rue de la Grattine,45/9, 6°” (deed in French)
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
RM GLOBAL in French
Enterprise number
0802.296.502
Legal form
Private limited company
Status
Active, normale toestand
Founded
01-06-2023
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 05-06-2023 (in French)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région Wallonne, organe d'administration peut déplacer siège dans limites article 2:4 CSA”
deed of 05-06-2023 (in French)Registered office and establishments
Registered office
Rue des Myosotis(MLZ) 1, 7140 Morlanwelz, Belgium
Establishment unit
RM GLOBAL SRL, Rue de la Grattine(MLZ) 45, 7140 Morlanwelz since 01-06-2023 · unit number 2.345.892.738
Activities
NACEBEL 202570200
Business and other management consultancy main activity
46150
Agents in the wholesale of furniture, household goods and hardware
46160
Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
46190
Agents in non-specialised wholesale trade
46423
Wholesale of clothing, excluding workwear and underwear
90391
Promotion and organisation of arts and performing arts events
Codes under NACEBEL 2008
70220
Business consulting main activity
46150
Wholesale trade
46160
Wholesale trade
46190
Wholesale trade
46423
Wholesale of clothing, excluding workwear and underwear
90021
Arts creation and performing arts activities
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 05-06-2023 (in French)
“Toutes activités de conseils; Toutes activités de vente en gros et au détail de tous biens et objets mobiliers généralement quelconques et…”
11 activities
- Toutes activités de conseils.
- Toutes activités de vente en gros et au détail de tous biens et objets mobiliers généralement quelconques et notamment,sans que cela soit exhaustif,vêtements neufs et usagés,accessoires de mode,montres,bijoux,meubles,objets d'écriture,cosmétiques,maquillages,lunette,lunettes de soleil,alimentation,vin et spiritueux,etc,…
- Agence de consultance en ce compris business development,suivi de compte clients,mise en relation,vente,etc,…
- Toutes activités d’achat et vente en Belgique et à l’étranger,en ce compris importation et exportation,de tous biens et objets mobiliers généralement quelconques et notamment,sans que cela soit exhaustif,vêtements neufs et usagés,accessoires de mode,montres,bijoux,meubles,objets d'écriture,cosmétiques,maquillages,lunette,lunettes de soleil,alimentation,vin et spiritueux,etc,…
- Pizzeria/sandwicherie:vente sur place,livraisons,à emporter,mobile(foodtruck).
- Commerce d'art.
- Management(artiste,sportif...).
- Achat et vente d'huiles essentielles et organisation de séminaires.
- Organisation d'événements,team building,service traiteur.
- La constitution,la valorisation et la gestion d'un patrimoine mobilier ou immobilier.
- Toutes activités de rénovation immobilière et notamment,gros œuvre et mise sous toit,plafonnage,cimenterie,maçonnerie,coffrage ferraillage,peinture,carrelage,rejointoiement,isolation des murs et des sols et toutes autres activités liées à la construction et à la rénovation des bâtiments,l’installation de sanitaires et de plomberie,la pose de châssis et portes,d’installations électriques et de systèmes de sécurité et d’alarme et de panneaux photovoltaïques.
Invoicing and payment
VAT number
BE 0802.296.502
Financial year and general meeting
Accounts at the NBBFinancial year end
30-09
Sites & property
Location
Buildings and parcels at the addresses
Ground area
2,820 m²
Building footprint
108 m²
Building volume
639 m³
Tallest building: 8.0 m.
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 56057A1111/00A000 | Wallonia | 2,188 m² | - | - |
| 56057A0122/00L028 | Wallonia | 632 m² | 1 · 108 m² | 8.0 m · 2 |