RM GENERAL
ActiveSummary
The computed 12-month bankruptcy probability of RM GENERAL is 13.4% (high). The 2024 annual accounts show equity of €5,950 and a net result of €5,950. The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Staff
- ≈ 0 FTE, estimated
- Equity
- €5,950
- Profit
- €5,950
Why 32raises riskFigures for financial year 2024 (filed 25-01-2026)1 financial year not filed after the legal deadline; last filed accounts filed 175 days late; 2 of the last 3 lateNo main activity registeredNo registered site in the KBOShow the evidence
Checked score
About 1 in 7 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 44% on solvency, 55% on liquidity, 90% on profitability and 76% on growth.
The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 2 accounts on average 371 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2023 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- IncorporationAppointment: MIHAI Ricardo Gabriel (director)…
Financials · financial year 2024, micro format
2025 annual accounts not yet filed, deadline passed on 31 July 2026 Financial year closed on 31 December 2025; filing due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 31 October 2026.
2023 to 2024, 2 financial years
2024 is the only financial year with figures: the operating result is €7,856.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Use the arrow keys on the chart for the figures per year.
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.9% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a higher bankruptcy probability: 13.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Turnover70 | €0 | €42,085 | - |
| Non-recurring operating income76A | - | €135 | - |
| Goods, raw materials, services and sundry goods60/61 | - | €34,167 | - |
| Remuneration, social security and pensions62 | - | €505 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €951 | - |
| Other operating charges640/8 | - | €361 | - |
| Gross operating margin9900 | - | €9,673 | - |
| Operating profit (loss)9901 | - | €7,856 | - |
| Financial charges65/66B | - | €47 | - |
| Recurring financial charges65 | - | €47 | - |
| Profit (loss) for the period before taxes9903 | - | €7,809 | - |
| Income taxes67/77 | - | €1,859 | - |
| Profit (loss) for the period9904 | - | €5,950 | - |
| Profit (loss) for the period to be appropriated9905 | - | €5,950 | - |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €5,000 | €11,992 | ▲ 140% |
| Fixed assets21/28 | - | €3,049 | - |
| Tangible fixed assets22/27 | - | €3,049 | - |
| Furniture and vehicles24 | - | €3,049 | - |
| Current assets29/58 | €5,000 | €8,943 | ▲ 78.9% |
| Amounts receivable within one year40/41 | - | €5,472 | - |
| Other amounts receivable41 | - | €5,472 | - |
| Cash at bank and in hand54/58 | €5,000 | €3,249 | ▼ 35.0% |
| Deferred charges and accrued income490/1 | - | €223 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €5,000 | €11,992 | ▲ 140% |
| Equity10/15 | €5,000 | €5,950 | ▲ 19.0% |
| Contributions10/11 | €5,000 | - | - |
| Profit (loss) carried forward14 | - | €5,950 | - |
| Amounts payable17/49 | - | €6,042 | - |
| Amounts payable within one year42/48 | - | €6,042 | - |
| Trade debts44 | - | €982 | - |
| Suppliers440/4 | - | €982 | - |
| Taxes, remuneration and social security45 | - | €1,859 | - |
| Taxes450/3 | - | €1,859 | - |
| Other amounts payable47/48 | - | €3,201 | - |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | - | €5,950 | - |
| + Depreciation and write-downs630 | - | €951 | - |
| Operating cash flow (approximation) | - | €6,901 | - |
| Change in cash | - | -€1,751 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro format | 22-01-2026 | 2026-00012923 |
| 31-12-2023 | micro format | 17-02-2026 | 2026-00041570 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| MIHAI Ricardo Gabriel |
|
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
13-07
Gazette deed
IncorporationAppointment: MIHAI Ricardo Gabriel (director) · Founder · Founding capital9 facts ▸
- Incorporation, “RM GENERAL” (deed in Dutch)
- Founder, MIHAI Ricardo Gabriel (comparant)
- Founding capital, €5,000
- Bank account, “Belfius, vennootschap in oprichting” (deed in Dutch)
- Other provision, “statuten vastgesteld, statuten luiden als volgt” (deed in Dutch)
- Registered office clause, “1831 Diegem, Oude Haachtsesteenweg 50” (deed in Dutch)
- Board rule, 1, “enige aandeelhouder” (deed in Dutch)
- Director appointment, MIHAI Ricardo Gabriel (director)
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle activiteiten vanaf heden door comparanten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
Register details
No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance
If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23015C0124/00E000 | Flanders | 228 m² | 1 · 114 m² | 17.6 m · 3 |
How the parcels are linked
Articles of association
What the company does
- Name clauseThe name the company operates under according to its articles.
- RM GENERAL
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, vestigen administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren in België of buitenland bij enkel…” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “TITEL IV. BESTUUR - CONTROLE Artikel 11. Bestuursorgaan De vennootschap wordt bestuurd door één of meer bestuurders, natuurlijke personen of…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Natuurlijke personen of rechtspersonen, één of meer bestuurders” (deed in Dutch)“Los van representatie-,reis-en verplaatsingskosten, vaste of evenredige vergoeding” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Thursday of May at 19:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Beslissing algemene vergadering in vormen vereist voor statutenwijziging, op elk moment” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed