RLM service
ActiveThe computed 12-month bankruptcy probability of RLM service is 2.2% (moderate). The 2024 annual accounts show equity of €22k and a net result of €-5k. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 20% of 9518 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
35
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability31▼-45
Solvency37▼-4
Growth52=
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.98 against 1.11 in 2023; short-term debt: 74.8% and cash: 6.5% of total assets), and 88.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
11.6%
Return on assets
-2.9%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9518 sector peers (2024).
NBB · sector comparisonPosition among 9518 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-09-2025, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
54 d late
2023
54 d late
2022
56 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€22k▼ 19.7%
2023 · €28k
2022: €18k
2023: €28k
2022 → 2024
Total assets
€193k▲ 13.6%
2023 · €170k
2022: €51k
2023: €170k
2022 → 2024
Net result
€-5k
2023 · €10k
2022: €15k
2023: €10k
2022 → 2024
Working capital
€-3k
2023 · €16k
2022: €8k
2023: €16k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€18k-€28k▲ 52.5%€22k▼ 19.7%
Operating result€19k-€17k▼ 8.8%€12k▼ 31.4%
Net result€15k-€10k▼ 37.2%€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 31% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €193k
Fixed assets
€51k▲ 317%
Current assets
€142k▼ 10.1%
Equity and liabilities €193k
Equity
€22k▼ 19.7%
Debt
€170k▲ 20.2%
The debt ratio rises from 83.6% to 88.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€23k▲
2023 · €19k
Cash flow
€6k▼
2023 · €12k
Solvency
11.6%▼
2023 · 16.4%
Current ratio
0.98▼
2023 · 1.11
Quick ratio
0.98▼
2023 · 1.11
Debt / equity
7.63▲
2023 · 5.09
ROE
-24.6%▼
2023 · 34.4%
ROA
-2.9%▼
2023 · 5.6%
Interest coverage
1.94▼
2023 · 59.47
Debt
€170k▲
2023 · €142k
Debt ≤ 1 year
€144k▲
2023 · €142k
Debt > 1 year
€26k
Income taxes
€6k▼
2023 · €8k
Staff costs
€296k▲
2023 · €212k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€170k€193k▲
Fixed assets21/28€12k€51k▲
Tangible fixed assets22/27€10k€47k▲
Furniture and vehicles24€10k€47k▲
Financial fixed assets28€2k€4k▲
Current assets29/58€157k€142k▼
Amounts receivable after more than one year29€7k€6k▼
Other amounts receivable291€7k€6k▼
Amounts receivable within one year40/41€91k€115k▲
Trade receivables40€86k€110k▲
Other amounts receivable41€5k€5k▲
Cash at bank and in hand54/58€56k€12k▼
Deferred charges and accrued income490/1€4k€8k▲
Equity and liabilities
Total equity and liabilities10/49€170k€193k▲
Equity10/15€28k€22k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€25k€19k▼
Amounts payable17/49€142k€170k▲
Amounts payable after more than one year17-€26k
Financial debts170/4-€26k
Amounts payable within one year42/48€142k€144k▲
Current portion of amounts payable after more than one year42-€7k
Trade debts44€73k€69k▼
Suppliers440/4€73k€69k▼
Taxes, remuneration and social security45€54k€55k▲
Taxes450/3€27k€36k▲
Remuneration and social security454/9€27k€20k▼
Other amounts payable47/48€15k€13k▼
Income statement
Code20232024
Remuneration, social security and pensions62€212k€296k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€12k▲
Other operating charges640/8€468€5k▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€232k€326k▲
Operating profit (loss)9901€17k€12k▼
Financial income75/76B€350€281▼
Recurring financial income75€350€281▼
Financial charges65/66B€325€12k▲
Recurring financial charges65€325€12k▲
Profit (loss) for the period before taxes9903€17k€88▼
Income taxes67/77€8k€6k▼
Profit (loss) for the period9904€10k€-5k▼
Profit (loss) for the period to be appropriated9905€10k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€19k▼
Profit (loss) brought forward from the previous period14P€15k€25k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 54 days late
2024
31-12
Financial
Weakest financial yearnet €-5k ▼157%
Net result drops to €-5k, the lowest in the series.
23-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 54 days late
2023
25-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herrmann-Debrouxlaan 421160 OudergemGround area
5,192 m²
Building footprint
2,419 m²
Volume, LiDAR
41,930 m³
Parcel 21332B0424/00D008, Brussels · tallest building 27.6 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
RLM Service
since 20222.335.286.183
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21332B0424/00D008 | Brussels | 5,192 m² | 1 · 2,419 m² | 27.6 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 24,501 companies in sector 82990 we hold annual accounts for 9,402. 5,979 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-09-2022
Fiscal year end31-12
Activities, NACEBEL
78200Temporary employment agencies and other provision of personnel
78300Employment activities
82990Other business support services
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.