RLM Consulting
ActiveRLM Consulting has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €200k and a net result of €-167k. Equity is growing by ~30.7% per year across the filed fiscal years. Its solvency ranks better than 30% of 4599 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
44
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency51▼-7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Liquidity tight (current ratio 1.34 against 1.49 in 2023; short-term debt: 73.9% and cash: 6.1% of total assets), and 73.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
26.1%
Return on assets
-21.8%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-167k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
23 d early
2022
19 d early
2021
30 d late
2020
30 d late
2019
90 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-167k▲ 76.5%
2023 · €-710k
2018: €37k
2019: €93k
2020: €30k
2021: €50k
2022: €-21k
2023: €-710k
2018 → 2024
Working capital
€192k▼ 46.5%
2023 · €359k
2018: €35k
2019: €56k
2020: €43k
2021: €94k
2022: €151k
2023: €359k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€49k-€98k▲ 102%€77k▼ 21.8%€367k▲ 376%€200k▼ 45.5%
Operating result€42k-€74k▲ 76.7%€-4k€-670k▼ 14,971%€-173k▲ 74.2%
Net result€30k-€50k▲ 68.4%€-21k€-710k▼ 3,219%€-167k▲ 76.5%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €173k in 2024 against €670k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €764k
Fixed assets
€8k=
Current assets
€757k▼ 30.9%
Equity and liabilities €764k
Equity
€200k▼ 45.5%
Debt
€565k▼ 23.4%
The debt ratio rises from 66.8% to 73.9%. Equity and debt are lower.
Key figures and ratios
Solvency
26.1%▼
2023 · 33.2%
Current ratio
1.34▼
2023 · 1.49
Quick ratio
1.34▼
2023 · 1.49
Debt / equity
2.83▲
2023 · 2.01
ROE
-83.5%▲
2023 · -193.8%
ROA
-21.8%▲
2023 · -64.4%
Debt
€565k▼
2023 · €737k
Debt ≤ 1 year
€565k▼
2023 · €737k
Income taxes
€-21k▼
2023 · €19k
Staff costs
€996k▲
2023 · €829k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.10M€764k▼
Fixed assets21/28€8k€8k=
Financial fixed assets28€8k€8k=
Current assets29/58€1.10M€757k▼
Amounts receivable within one year40/41€285k€710k▲
Trade receivables40€262k€379k▲
Other amounts receivable41€24k€331k▲
Cash at bank and in hand54/58€809k€47k▼
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€1.10M€764k▼
Equity10/15€367k€200k▼
Contributions10/11€1.01M€1.01M=
Reserves13€61k€61k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€59k€59k=
Profit (loss) carried forward14€-707k€-874k▼
Amounts payable17/49€737k€565k▼
Amounts payable within one year42/48€737k€565k▼
Trade debts44€503k€292k▼
Suppliers440/4€503k€292k▼
Taxes, remuneration and social security45€213k€248k▲
Taxes450/3€42k-
Remuneration and social security454/9€171k€248k▲
Other amounts payable47/48€20k€25k▲
Income statement
Code20232024
Non-recurring operating income76A€4k€5k▲
Remuneration, social security and pensions62€829k€996k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€157
Other operating charges640/8€422k€393k▼
Non-recurring operating charges66A-€87
Gross operating margin9900€582k€1.22M▲
Operating profit (loss)9901€-670k€-173k▲
Financial income75/76B€1k€595▼
Recurring financial income75€1k€595▼
Financial charges65/66B€23k€15k▼
Recurring financial charges65€23k€15k▼
Profit (loss) for the period before taxes9903€-692k€-187k▲
Income taxes67/77€19k€-21k▼
Profit (loss) for the period9904€-710k€-167k▲
Profit (loss) for the period to be appropriated9905€-710k€-167k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-707k€-874k▼
Profit (loss) brought forward from the previous period14P€4k€-707k▼
Social balance
Average headcount (FTE)90876.98.0▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 60 days late
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-710k
Net result drops to €-710k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €367k ▲376%
Equity rises from €77k to €367k.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial
Highest result since 2018net €93k ▲152%
Operating result €131k, net result €93k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin du Cyclotron 61348 Ottignies-Louvain-la-NeuveGround area
4.3 ha
Building footprint
1.3 ha
Volume, LiDAR
107,778 m³
2 parcels, Wallonia · tallest building 34.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
RLM Consulting
since 20062.157.450.937
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25386B0152/00N000 | Wallonia | 4.0 ha | 1 · 1.2 ha | 34.9 m · 2 fl. |
| 25386B0148/00M000 | Wallonia | 2,569 m² | 1 · 696 m² | 11.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VAMICON
BE 0864.545.261
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MEDIBAT
BE 0448.812.565
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MANACONSU
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VICERO
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Zwalm · Eq €200k
Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,068 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-11-2006
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
5 entriesE-mail:d.louvet@rlmconsulting.be
E-mail:info@rlmconsulting.be
E-mail:rlm.consulting@skynet.be
Phone:010/390084
Fax:010/390001