Result
-€57,402 -€57,402
From profit to loss in 2025, after a profit of €120,047 in 2024.
RLI
Lifetime
19 annual accounts with figures on one time axis, 27 filings since 1999peak €229,352 (2023)
€47,971▼ 74.0%
lowest -€73,527 (2017)
-€57,402▼ €177,450
peak €878,311 (2024)
€820,909▼ 6.5%
€565,227▲ 251%
Board3 names since 2010
1 directorPL CONSULT
Documentsfilings and deeds
24-07-20267 days before the deadline
2025abbreviated format
Gross margin from €184,699 to €47,971Loss of €57,402Registered office moved from Gembloux to Emines 22-08Debts from €161,018 to €565,227Investments €495,851Cash from €42,464 to €2,972
Key points
from the 2025 annual accountsDebts
€565,227 ▲ 251%
Debts rose by €404,209 in 2025.
Securities
€475,000
Mandates to pledge the business, new in 2025. 57.9% of equity · not in the 2024 accounts.
Investments
€495,851 4.6 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 172.3% higher than in 2024.
Filings
27 annual accounts since 1999
Seven of the last ten came late. The 2020 accounts came latest: 31 days after the end of the period.
Position in the sector
-€57,402
Lower net result than 84% of companies in real estate. Sector median €9,997 · 11,290 companies.
Checked score
81
Excellent
Financially stronger than 46% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%lowest value
01-2025: 0.1%● unchanged vs 12-2024lowest value
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025
08-2025: 0.4%▲ +0.2 percentage points vs 07-2025
09-2025: 0.1%▼ -0.3 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.2%▲ +0.1 percentage points vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.3 percentage points vs 07-2026highest value
09-2026: 0.5%● unchanged vs 08-2026highest value
10-2026: 0.5%● unchanged vs 09-2026highest value
11-2026: 0.5%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 7.86, cash €2,972, halved
1 change of registered office in 24 months
Loss of €57,402 (financial year 2025)
lowers risk
Size: total assets €1.5m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 68% of them on solvency, 52% on liquidity, 31% on profitability and 32% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 8,617 companies had the same profile as RLI has now. Each dot stands for 22 companies, two years later.
94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of RLI itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 8,617 companies, not a prediction for RLI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €65,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 7.86 (14.4 in 2024), above the usual 1.5. Short-term debt is 6% and cash 0.2% of total assets. 44.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 days early
2024
21 days late
2023
16 days late
2022
on the day
2021
26 days late
2020
31 days late
2019
16 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 15 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved from Gembloux to Emines
New registered office: Rue Grand-Mère 17 à 5080 Emines · Previous registered office: Chaussée de Nivelles, Mazy 2C, 5032 Gembloux · Gazette deed
2 directors resigning
Change of role: PL CONSULT, from director to sole director · Resignations: Raymond LESSENNES and Monica JOHANSSON · Permanent representative: Pierre LESSENNES · General meeting of 28-03-2024 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0464959404
3 directors reappointed
Johansson Monica, Raymond Lessennes and PL Consult (managing director) · Permanent representative: Pierre Lessennes · Gazette deed
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as RLI: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €1.3m and €1.9m, founded between 1995 and 2003.
Official details
Source: KBO- Status
- Active since 22-12-1998Normal situation
- Activity
- Renting and operating of own or leased non-residential real estate, excluding landNACE 68203
- Establishment unit
- 2.089.782.5495080 La Bruyère, since 29-12-1998
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Annual accounts 2025
- ≈ €78,000estimated
- €1.5m▲ 29.8%
- Filing
- Filed on 24-07-2026, 7 days before the end of the filing period
Insights on RLI
RLI files the abbreviated format. That format states no turnover. The gross margin rose from €38,389 in 2007 to €47,971 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RLI
- What is the company number of RLI?
- The company number of RLI is 0464.959.404. The VAT number is the same number with BE in front: BE 0464.959.404.
- Where is RLI based?
- The registered office is at Rue Grand'Mère, Emines 17, 5080 La Bruyère.Company details
- What does RLI do?
- According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
- What is the legal form of RLI?
- RLI is a public limited company (NV).
- When was RLI founded?
- RLI was founded on 22-12-1998.
- Is RLI still active?
- Yes, RLI is an active enterprise in the KBO register.
- What is the turnover of RLI?
- The turnover in financial year 2025 is ≈ €78,000. This figure is estimated from the gross margin of €47,971 and 51 comparable companies (NACE 682). It probably lies between €58,000 and €110,000.Financials
- Is RLI profitable?
- In financial year 2025, RLI made a loss of €57,402.
- Where can I find the annual accounts of RLI?
- RLI filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of RLI due?
- RLI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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