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RL TOITURES

Active
Private limited companyfounded 201610 years activeRue de la Hamaide(T) 117, 7333 Saint-Ghislain, BelgiumKBO/BCE: BE 0662.950.161
Summary

RL TOITURES has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14,057 and a net result of €2,676. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 13% of 9,546 sector peers (NACE 43, fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Activity
Roofing work
NACE 43410
1 site
Size
€119,570total assets 2025
Equity
€14,057
Profit
€2,676
Financial health
66 Healthy Checked score 2025
Bankruptcy probability, 12 months
1.0%
Structure
Accounts filed 6 days late0 of 3 deeds read
Why 66- Equity €14,057 (11.8% of total assets)- 1 change of registered office in 24 months+ Figures for FY 2025 (filed 06-08-2026)+ Size: total assets €119,570Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 34% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Weak
Solvency 37+3
equity 11.8% of total assets
Liquidity 38+7
short-term debt 65.4% · cash 18.1%
Profitability 50+21
return on assets 2.2%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,513 companies)
Last 24 months 11-2024: 1.5% 12-2024: 1.5%● unchanged vs 11-2024 01-2025: 1.5%● unchanged vs 12-2024 02-2025: 1.8%▲ +0.3 percentage points vs 01-2025 03-2025: 1.8%● unchanged vs 02-2025 04-2025: 2.0%▲ +0.2 percentage points vs 03-2025 05-2025: 2.4%▲ +0.4 percentage points vs 04-2025 06-2025: 2.4%● unchanged vs 05-2025 07-2025: 2.4%● unchanged vs 06-2025 08-2025: 3.4%▲ +1.0 percentage point vs 07-2025 09-2025: 2.2%▼ -1.2 percentage points vs 08-2025 10-2025: 2.2%● unchanged vs 09-2025 11-2025: 2.2%● unchanged vs 10-2025 12-2025: 2.2%● unchanged vs 11-2025 01-2026: 2.2%● unchanged vs 12-2025 02-2026: 2.2%● unchanged vs 01-2026 03-2026: 2.1%▼ -0.1 percentage points vs 02-2026 04-2026: 2.3%▲ +0.2 percentage points vs 03-2026 05-2026: 2.7%▲ +0.4 percentage points vs 04-2026 06-2026: 2.6%▼ -0.1 percentage points vs 05-2026 07-2026: 2.6%● unchanged vs 06-2026 08-2026: 3.6%▲ +1.0 percentage point vs 07-2026highest value 09-2026: 1.0%▼ -2.6 percentage points vs 08-2026lowest value 10-2026: 1.0%● unchanged vs 09-2026lowest value
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.75 against 0.78 in 2024; short-term debt: 65.4% and cash: 18.1% of total assets), and 88.2% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 15% on solvency, 26% on liquidity, 24% on profitability and 70% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Equity €14,057 (11.8% of total assets)
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 06-08-2026)
NBB · annual accounts
lowers risk · Size: total assets €119,570
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian State Gazette
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 9546 sector peers (2025).
NBB · sector comparison
Position among 9546 sector peers
Solvency
better than 13%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
6 days late
2024
25 days late
2023
2 days early
2022
60 days late
2021
25 days late
2020
31 days late
2019
5 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Back to profitnet €2,676
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Caution: Among the weakest 11% on equitysector median €257,026 · 9,547 companies €14,057 View
  • Total assets 20256 fiscal years filed €119,570 View
  • Active since 2016founded 26-09-2016 10 years View

By topic

Financials

Fiscal year
2025
Total assets
€119,570
Profit
€2,676
Solvency
11.8%
Turnover▲ 32.9%
Net result
20202021
Go to Financials

Timeline

Events
13
Since
2018
Next accounts
by 31-07-2027
  1. 29-07-2024Annual accounts filed
  2. 31-12-2023Back to profit
  3. 29-09-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Roofing workNACE 43410
Founded
26-09-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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