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RL-G&A

Active Private limited companyfounded 2020active for 6 yearsTransvaalstraat 52/2, 2500 LierKBO/BCE: BE 0748.898.297

Lifetime

5 annual accounts with figures on one time axis
Gross marginpeak €101,404 (2023)
€73,456▼ 3.4%
Resultpeak €47,001 (2021)
€4,567▼ 32.8%
Equitypeak €134,135 (2025)
€134,135▲ 3.5%
Debts
€142,166▲ 41.8%
Board1 name since 2020
1 directorLauwerysen Rudi
Documentsfilings and deeds
18-09-202649 days late
2025abbreviated format
Result from €6,799 to €4,567Debts from €100,248 to €142,166Cash from €8,654 to €1,460

Key points

from the 2025 annual accounts

Equity

€134,135 ▲ 3.5%

RL-G&A has made a profit in every financial year since 2021.

Investments

€218,202 4.1 × depreciation
20212022202320242025

Green is investment, beige is depreciation.

Filings

5 annual accounts 2 late
AprilJune31 JulyOctober20222024

The 2025 accounts came latest: 49 days after the end of the period.

Checked score

81
Excellent
Financially stronger than 47% of micro companies in crop and animal production (NACE 01)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 5,695 companies (NACE 01, micro).

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024lowest value 02-2025: 0.2%● unchanged vs 01-2025lowest value 03-2025: 0.2%● unchanged vs 02-2025lowest value 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.2 percentage points vs 07-2025 09-2025: 0.2%▼ -0.2 percentage points vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.3%▲ +0.1 percentage points vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.2 percentage points vs 07-2026 09-2026: 0.7%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 0.5%▼ -0.2 percentage points vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026

Financial strength
Average

Solvency
74-7equity 48.5% of total assets
Liquidity
36-7short-term debt 33.0% · cash 0.5%
Profitability
71-1return on assets 1.7%

Score breakdown

raises risk
Last filed accounts filed 49 days late; 1 of the last 3 accounts late
Liquidity: current ratio 1.43, cash €1,460, halved
lowers risk
Sector: Crop and animal production, hunting and related service activities (NACE 01)
Size: total assets €276,302
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 01, micro). It does better than 62% of them on solvency, 30% on liquidity, 49% on profitability and 47% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 5,047 companies had the same profile as RL-G&A has now. Each dot stands for 13 companies, two years later.

93.9%
were still trading
3.8%
stopped another way
2.2%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of RL-G&A itself: 0.5% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 5,047 companies, not a prediction for RL-G&A. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €10,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.43 (1.86 in 2024), below the usual 1.5. Short-term debt is 33% and cash 0.5% of total assets. 51.5% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Crop and animal production, hunting and related service activities (NACE 01)
KBO
raises risk · Last filed accounts filed 49 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Liquidity: current ratio 1.43, cash €1,460, halved
NBB · annual accounts
lowers risk · Size: total assets €276,302
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 49 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-09-2026, 49 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
49 days late
2024
13 days late
2023
5 days early
2022
12 days early
2021
2 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 9 days after the deadline. In the sector (NACE 01), the median for financial year 2024 was 3 days before the deadline, and 37% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

LR
Lauwerysen Rudi
Director, since 24-06-2020
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0748898297
Incorporation published on 26-06-2020 · Gazette deed
First establishment Transvaalstraat 52/2, Lier
All 10 events

Comparable companies

same main activity, similar in size and age
Company Total assets Gross margin Solvency Staff
RL-G&A Lier €276,302 €73,456 48.5% -
CUMA de la Ligne 94 Tournai €270,961 €76,218 19.2% -
AGRI WERKEN Sint-Lievens-Houtem €287,650 €81,189 13.8% -
FEYEN SERVICES Amblève €314,281 €80,260 -19.9% -
GOEDERT Frères Entreprises Sombreffe €271,330 €95,963 -4.1% -
LEENCATRA Poperinge €261,085 €71,705 37.6% -
Delto-Agri Tongeren-Borgloon €257,319 €55,912 12.3% -

These companies have the same main activity as RL-G&A: support activities for crop production (NACE 01610). They are comparable in size and age: total assets between €257,000 and €314,000, founded between 2019 and 2021.

Official details

Source: KBO
Status
Active since 24-06-2020Normal situation
Activity
Support activities for crop productionNACE 01610and 3 others
Establishment unit
2.304.129.1892500 Lier, since 24-06-2020
Financial year end
31 December
Peppol
Reachable since 28-07-2024
Company details

Annual accounts 2025

Turnover
≈ €210,000estimated
Total assets
€276,302▲ 20.2%
Filing
Filed on 18-09-2026
Financials

Insights on RL-G&A

RL-G&A files the abbreviated format. That format states no turnover. The gross margin fell from €95,591 in 2021 to €73,456 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about RL-G&A

What is the company number of RL-G&A?
The company number of RL-G&A is 0748.898.297. The VAT number is the same number with BE in front: BE 0748.898.297.
Where is RL-G&A based?
The registered office is at Transvaalstraat 52/2, 2500 Lier.Company details
What does RL-G&A do?
According to the KBO register, the main activity is support activities for crop production (NACE 01610).
What is the legal form of RL-G&A?
RL-G&A is a private limited company (BV).
When was RL-G&A founded?
RL-G&A was founded on 24-06-2020.
Is RL-G&A still active?
Yes, RL-G&A is an active enterprise in the KBO register.
What is the turnover of RL-G&A?
The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €73,456 and 45 comparable companies (NACE 01). It probably lies between €130,000 and €290,000.Financials
Is RL-G&A profitable?
In financial year 2025, RL-G&A made a profit of €4,567.
Where can I find the annual accounts of RL-G&A?
RL-G&A filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of RL-G&A due?
RL-G&A must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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