RK Concept

Active

Private limited companyfounded 20233 yrs activede Burtinstraat 36, 1853 Grimbergen, BelgiumKBO/BCE: BE 0797.921.406

Summary

RK Concept has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19,366 and a net result of €3,519. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 69% of 30651 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisWatch Report Compare

RK ConceptActiveChecked score 72/100

Risk analysis Report Compare

What they do

Joinery installation

NACE 43320

1 site

How big

€30,118total assets 2025

Equity: €19,366
Profit: €3,519

Turnover not published (abridged schema)

Financially healthy?

72 Healthy Checked score 2025

Bankruptcy chance 12 m: 0.6%

Who decides

Accounts filed 27 d late0 of 1 deed read

Why 72- Size: total assets €30,118- Founded in 2023+ Liquidity: current ratio 4.11, cash €9,188+ Figures for FY 2025 (filed 27-08-2026)Show the evidence

Checked score

Score 2025

72 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 72% of its sector peers (NACE 43, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 89-8

equity 64.3% of total assets

Liquidity 87+1

short-term debt 11.7% · cash 30.5%

Profitability 83+43

return on assets 11.7%

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (46,941 companies)

Last 24 months 11-2024: 0.3%lowest value 12-2024: 0.3%▲ +0.6% vs 11-2024 01-2025: 0.3%▲ +4.2% vs 12-2024 02-2025: 0.3%▼ -1.7% vs 01-2025 03-2025: 0.4%▲ +7.4% vs 02-2025 04-2025: 0.4%▲ +2.5% vs 03-2025 05-2025: 0.4%▲ +17.7% vs 04-2025 06-2025: 0.4%▲ +1.4% vs 05-2025 07-2025: 0.5%▲ +9.9% vs 06-2025 08-2025: 0.8%▲ +54.1% vs 07-2025 09-2025: 0.8%▲ +4.4% vs 08-2025 10-2025: 0.8%▼ -1.7% vs 09-2025 11-2025: 0.8%▼ -1.6% vs 10-2025 12-2025: 0.8%● 0.0% vs 11-2025 01-2026: 0.8%▼ -0.1% vs 12-2025 02-2026: 0.7%▼ -1.6% vs 01-2026 03-2026: 0.8%▲ +0.9% vs 02-2026 04-2026: 0.8%▲ +5.8% vs 03-2026 05-2026: 0.8%▲ +3.0% vs 04-2026 06-2026: 0.8%● 0.0% vs 05-2026 07-2026: 0.9%▲ +5.6% vs 06-2026 08-2026: 1.3%▲ +49.5% vs 07-2026highest value 09-2026: 0.8%▼ -37.8% vs 08-2026 10-2026: 0.6%▼ -28.5% vs 09-2026

Size: total assets €30,118 raises the probability for this profile
Liquidity: current ratio 4.11, cash €9,188 lowers the probability
Founded in 2023 raises the probability for this profile
Figures for FY 2025 (filed 27-08-2026) lowers the probability

Credit up to €1,000 at 30 days acceptable

Liquidity ample (current ratio 4.11 against 3.63 in 2024; short-term debt: 11.7% and cash: 30.5% of total assets), and 35.7% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 70%, liquidity 84%, profitability 66%, growth against the median 69%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: total assets €30,118

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Liquidity: current ratio 4.11, cash €9,188

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Founded in 2023

In the bankruptcy model this factor raises the probability for this profile.

KBO

Figures for FY 2025 (filed 27-08-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

27 d late

2024

22 d late

2023

5 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 August (3 of the last 3 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage