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RJMW

Active
Private limited companyfounded 201610 yrs activeReepkenslei 69, 2550 Kontich, BelgiumKBO/BCE: BE 0656.782.248
Summary

The computed 12-month bankruptcy probability of RJMW is 4.1% (elevated). The 2024 annual accounts show equity of €773,254 and a net result of €162,855. Equity remains stable across the filed fiscal years (±0.4% per year). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
RJMWActiveChecked score 50/100
Risk analysis ReportCompare

Overview

Activity
Activity not known
Size
€791,324total assets 2024
Equity
€773,254
Profit
€162,855
Turnover not published (abridged schema)
Financial health
50 Fair Checked score 2024
Bankruptcy chance 12 m
4.1%
Structure
Accounts 64 d overdue0 of 4 deeds read
Why 50- Liquidity: current ratio 24.48, cash €66, halved- Figures for FY 2024 (filed 16-10-2025)- 1 financial year not filed after the legal deadline; latest accounts 71 days late; 3 of the last 3 late+ Size: total assets €791,324Show the evidence

Checked score

Score 2024
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 68% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Strong
Solvency 100=
equity 97.7% of total assets
Liquidity 50=
short-term debt 2.3% · cash 0.0%
Profitability 89+53
return on assets 20.6%
Bankruptcy probability, 12 months
4.1% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 2.3% 12-2024: 2.3%● 0.0% vs 11-2024 01-2025: 2.3%● 0.0% vs 12-2024 02-2025: 2.3%● 0.0% vs 01-2025 03-2025: 2.2%▼ -1.4% vs 02-2025 04-2025: 2.1%▼ -7.7% vs 03-2025 05-2025: 2.0%▼ -0.8% vs 04-2025 06-2025: 2.1%▲ +1.6% vs 05-2025 07-2025: 1.9%▼ -6.5% vs 06-2025lowest value 08-2025: 2.4%▲ +25.5% vs 07-2025 09-2025: 2.9%▲ +18.3% vs 08-2025 10-2025: 3.9%▲ +36.6% vs 09-2025 11-2025: 2.5%▼ -35.2% vs 10-2025 12-2025: 2.5%▼ -3.5% vs 11-2025 01-2026: 2.5%● 0.0% vs 12-2025 02-2026: 2.5%● 0.0% vs 01-2026 03-2026: 2.4%▼ -1.4% vs 02-2026 04-2026: 2.2%▼ -7.6% vs 03-2026 05-2026: 2.2%▼ -0.5% vs 04-2026 06-2026: 2.2%● 0.0% vs 05-2026 07-2026: 2.1%▼ -6.4% vs 06-2026 08-2026: 2.4%▲ +16.1% vs 07-2026 09-2026: 2.7%▲ +9.5% vs 08-2026 10-2026: 4.1%▲ +54.2% vs 09-2026highest value
  • Liquidity: current ratio 24.48, cash €66, halved raises the probability
  • Size: total assets €791,324 lowers the probability for this profile
  • Figures for FY 2024 (filed 16-10-2025) raises the probability
  • 1 financial year not filed after the legal deadline; latest accounts 71 days late; 3 of the last 3 late raises the probability
Credit up to €35,000 at 30 days only on tighter terms
Liquidity ample (current ratio 24.48 against 0.02 in 2023; short-term debt: 2.3% and cash: 0% of total assets), and 2.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 38%, profitability 72%, growth against the median 80%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 24.48, cash €66, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €791,324
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Figures for FY 2024 (filed 16-10-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 71 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year €773,254
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
not confirmed
2024
71 d late
2023
83 d late
2022
91 d late
2021
61 d late
2020
61 d late
2019
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 76 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Back to profitnet €162,855
  3. Liquidity times 1382current ratio 24.48

Key points

  • Positive: Back in profit in 2024after -€3,163 in 2023 €162,855 View
  • Caution: Accounts not fileddeadline was 31-07-2026 64 d late View
  • Total assets 20246 fiscal years filed €791,324 View

By topic

Financials

Fiscal year
2024
Total assets
€791,324
Profit
€162,855
Solvency
97.7%
Total assets▲ 25.7%
Net result
20182024
Go to Financials

Timeline

Events
11
Since
2018
  1. 10-10-2025Annual accounts filed
  2. 31-12-2024Back to profit
  3. 31-12-2024Liquidity times 1382
Go to Timeline

Company details

Legal form
Private limited company
Founded
20-06-2016
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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