Equity
-€28,476
Debts exceed assets in financial year 2025.
RJDC
Lifetime
4 annual accounts with figures on one time axispeak €56,733 (2023)
€30,071▼ 36.4%
lowest -€30,971 (2023)
-€7,078▼ €13,470
peak €3,180 (2022)
-€28,476▼ €7,078
€76,013▼ 17.5%
peak 1 FTE (2022)
-not published
Board1 name since 2020
-
Documentsfilings and deeds
11-11-202511 days late
2025financial year
Turnover from €47,310 to €30,071Gross margin from €31,622 to €19,496Loss of €7,078Equity from -€21,399 to -€28,476Debts from €92,099 to €76,013
Key points
from the 2025 annual accountsDebts
€76,013 160% of the balance sheet
Financial debts 34%Suppliers 13%Taxes and wages 14%Other 39%
Of this, €62,333 falls due within a year.
Payment terms
196 days to suppliers
RJDC pays its suppliers 169 days later than in 2024.
Filings
4 annual accounts 10 days past the deadline
2026 accounts not filed: deadline was 31-10-2026.
Starting capital
€10,000 100 shares
Position in the sector
-59.9%
Lower solvency than 95% of companies in architecture and engineering. Sector median 41.3% · 892 companies.
Checked score
52
Fair
Financially stronger than 10% of micro companies in architecture and engineering (NACE 71)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.1%lowest value
01-2025: 1.1%● unchanged vs 12-2024lowest value
02-2025: 1.1%● unchanged vs 01-2025lowest value
03-2025: 1.1%● unchanged vs 02-2025
04-2025: 1.1%● unchanged vs 03-2025
05-2025: 1.1%● unchanged vs 04-2025
06-2025: 1.1%● unchanged vs 05-2025
07-2025: 1.2%▲ +0.1 percentage points vs 06-2025
08-2025: 1.3%▲ +0.1 percentage points vs 07-2025
09-2025: 1.3%● unchanged vs 08-2025
10-2025: 1.2%▼ -0.1 percentage points vs 09-2025
11-2025: 1.6%▲ +0.4 percentage points vs 10-2025
12-2025: 1.2%▼ -0.4 percentage points vs 11-2025
01-2026: 1.2%● unchanged vs 12-2025
02-2026: 1.2%● unchanged vs 01-2026
03-2026: 1.2%● unchanged vs 02-2026
04-2026: 1.3%▲ +0.1 percentage points vs 03-2026
05-2026: 1.3%● unchanged vs 04-2026
06-2026: 1.3%● unchanged vs 05-2026
07-2026: 1.3%● unchanged vs 06-2026
08-2026: 1.3%● unchanged vs 07-2026
09-2026: 1.2%▼ -0.1 percentage points vs 08-2026
10-2026: 1.4%▲ +0.2 percentage points vs 09-2026
11-2026: 1.7%▲ +0.3 percentage points vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 0.00
Negative equity -€28,476
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Size: turnover €30,071, total assets €47,537
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 3% of them on solvency, 0% on liquidity, 23% on profitability and 14% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,008 companies had the same profile as RJDC has now. Each dot stands for 16 companies, two years later.
83.0%
were still trading
8.4%
stopped another way
7.9%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of RJDC itself: 1.7% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,008 companies, not a prediction for RJDC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.0 (0.06 in 2024), below 1. Short-term debt is 131.1% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year -€28,476
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 11-11-2025, 11 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2026
not filed
2025
11 days late
2024
3 days early
2023
38 days early
2022
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 8 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (1)
Board and ownership
last known board- RADOJEWSKI Julien 50 sharesdeed of 21-10-2020
- DUJEUX Céline Gisèle, Yvette 50 sharesdeed of 21-10-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0756710658
New establishment in Messancy
Rue d'Arlon 214
New establishment in Namur
Rue du Fond du Maréchal 1
Incorporation
Founding capital of €10,000, 100 shares · Founders: RADOJEWSKI Julien; DUJEUX Céline Gisèle, Yvette · Appointment: RADOJEWSKI Julien (sole director) · published on 21-10-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RJDC Courcelles | €47,537 | €19,496 | -59.9% | - |
| XPMC Mouscron | €38,327 | €16,071 | 45.7% | - |
| GMI-Elec Schaerbeek | €44,906 | €20,258 | 20.3% | - |
| QDRANT Merelbeke-Melle | €32,873 | €17,631 | 64.7% | - |
| METAL SPARK Diest | €46,229 | €31,598 | 8.0% | - |
| Dibona Namur | €63,284 | €22,192 | 72.2% | - |
| TI-Kusek Puurs-Sint-Amands | €40,926 | €15,852 | 72.8% | - |
These companies have the same main activity as RJDC: other technical testing and analysis (NACE 71209). They are comparable in size and age: total assets between €32,900 and €63,300, founded between 2018 and 2022.
Official details
Source: KBO- Status
- Active since 18-10-2020Normal situation
- Activity
- Other technical testing and analysisNACE 71209
- Establishment units
- 2.309.240.5946180 Courcelles, since 18-10-2020
- 2.330.523.4835020 Namur, since 01-02-2022and 1 other
- Financial year end
- 31 March
- Peppol
- Reachable since 06-01-2026
Insights on RJDC
Solvency fell in 2025 from -30.3% to -59.9% because of the loss.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RJDC
- What is the company number of RJDC?
- The company number of RJDC is 0756.710.658. The VAT number is the same number with BE in front: BE 0756.710.658.
- Where is RJDC based?
- The registered office is at Rue du Nord 36, 6180 Courcelles.Company details
- What does RJDC do?
- According to the KBO register, the main activity is other technical testing and analysis (NACE 71209).
- What is the legal form of RJDC?
- RJDC is a private limited company (BV).
- When was RJDC founded?
- RJDC was founded on 18-10-2020.
- Is RJDC still active?
- Yes, RJDC is an active enterprise in the KBO register.
- How many employees does RJDC have?
- RJDC had an average of 1 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
- What is the turnover of RJDC?
- The turnover of RJDC was €30,071 in financial year 2025, according to the filed annual accounts.
- Is RJDC profitable?
- In financial year 2025, RJDC made a loss of €7,078.
- Where can I find the annual accounts of RJDC?
- RJDC filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
Next steps
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