Overdue debts
The annual accounts state €6,653 of overdue tax debts on 31-12-2025.
The annual accounts state €6,653 of overdue tax debts on 31-12-2025.
Equity fell by 72% in 4 years.
Every financial year from 2022 to 2025 closed with a loss. 2022 was the heaviest.
The 2025 accounts came latest: 29 days after the end of the period.
Lower net result than 87% of companies in computer programming and consultancy. Sector median €28,568 · 21,223 companies.
In July 2024, 1,133 companies had the same profile as RJA has now. Each dot stands for 3 companies, two years later.
Another 0.6% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,133 companies, not a prediction for RJA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| RJA Olne | €51,854 | -€331 | 29.7% | - |
| VXTZ 42 Geel | €52,152 | -€4,887 | 97.3% | - |
| STRATAE Mechelen | €50,910 | -€54,158 | 41.8% | - |
| Pragmattic Sint-Genesius-Rode | €53,450 | -€38,435 | -17.9% | - |
| 2INNOVATE Anderlecht | €51,505 | €397 | 57.2% | - |
| PRATICAL SOFT CONSULT Charleroi | €48,231 | -€8,260 | 94.1% | - |
| digitalcontinuity.solutions Wezembeek-Oppem | €51,807 | -€13,772 | -105.3% | - |
These companies have the same main activity as RJA: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €48,200 and €53,400, founded between 2019 and 2020.
RJA files the micro format. That format states no turnover. The gross margin fell from €36,419 in 2020 to -€331 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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