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RJ

Active
Private limited companyfounded 201015 yrs activePastoor Van Dykstraat 26, 2322 Hoogstraten, BelgiumKBO/BCE: BE 0830.848.649
Summary

The computed 12-month bankruptcy probability of RJ is 4.5% (elevated). The 2025 annual accounts show negative equity (-€23,335) and a net result of -€18,736. Equity is shrinking by ~45.6% per year across the filed fiscal years. Its solvency ranks better than 12% of 1304 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
RJActiveChecked score 35/100
Risk analysis ReportCompare

Overview

Activity
Pet care services, excluding veterinary services
NACE 96993NACE 96093
1 site
Size
€23,008total assets 2025
Equity
-€23,335
Loss
-€18,736
Turnover not published (abridged schema)
Financial health
35 Weak Checked score 2025
Bankruptcy chance 12 m
4.5%
Structure
Accounts filed 235 d late1 of 6 deeds read
Why 35- Latest accounts 236 days late; 2 of the last 3 late- Loss of €18,736 (FY 2025)- Negative equity -€23,335+ Size: total assets €23,008Show the evidence

Checked score

Score 2025
35 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 9% of its sector peers (NACE 96, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -101.4% of total assets
Liquidity 15-11
short-term debt 201.4% · cash 11.7%
Profitability 0-100
return on assets -81.4%
Bankruptcy probability, 12 months
4.5% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,545 companies)
Last 24 months 11-2024: 1.5% 12-2024: 1.5%▼ -1.2% vs 11-2024 01-2025: 1.7%▲ +14.5% vs 12-2024 02-2025: 2.2%▲ +27.7% vs 01-2025 03-2025: 2.4%▲ +6.1% vs 02-2025 04-2025: 2.8%▲ +18.0% vs 03-2025 05-2025: 3.0%▲ +7.0% vs 04-2025 06-2025: 3.8%▲ +26.9% vs 05-2025 07-2025: 5.3%▲ +38.8% vs 06-2025highest value 08-2025: 1.0%▼ -80.3% vs 07-2025 09-2025: 1.1%▲ +2.3% vs 08-2025 10-2025: 1.1%▲ +3.8% vs 09-2025 11-2025: 1.1%▼ -2.1% vs 10-2025 12-2025: 1.0%▼ -5.8% vs 11-2025 01-2026: 1.0%▼ -3.2% vs 12-2025lowest value 02-2026: 1.2%▲ +24.7% vs 01-2026 03-2026: 1.4%▲ +13.7% vs 02-2026 04-2026: 1.6%▲ +18.8% vs 03-2026 05-2026: 1.8%▲ +7.3% vs 04-2026 06-2026: 2.3%▲ +30.8% vs 05-2026 07-2026: 4.8%▲ +106% vs 06-2026 08-2026: 4.8%● 0.0% vs 07-2026 09-2026: 5.0%▲ +5.7% vs 08-2026 10-2026: 4.5%▼ -10.6% vs 09-2026
  • Latest accounts 236 days late; 2 of the last 3 late raises the probability
  • Loss of €18,736 (FY 2025) raises the probability
  • Size: total assets €23,008 lowers the probability for this profile
  • Negative equity -€23,335 raises the probability
No credit on open account
Liquidity short (current ratio 0.12 against 0.27 in 2024; short-term debt: 201.4% and cash: 11.7% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 96, micro). Better than this share of them on solvency 11%, liquidity 13%, profitability 8%, growth against the median 4%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Latest accounts 236 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Loss of €18,736 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €23,008
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Negative equity -€23,335
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
192021232425
2019 to 2025 · latest year -€23,335
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-09-2026, 235 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
235 d late
2024
150 d late
2023
29 d late
2021
28 d late
2020
28 d late
2019
on the day
2018
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 67 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 1 March (4 of the last 5 filed years within 121 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close04-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Resignation: Joyce Rosowski (non-statutory director)Director discharge · Power of…
  3. Weakest financial yearnet -€18,736

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€23,335 View
  • Caution: Latest accounts filed lateafter the legal deadline 235 d View
  • Caution: Among the weakest 13% on solvencysector median 31.2% · 1,304 companies -101.4% View

By topic

Financials

Fiscal year
2025
Total assets
€23,008
Loss
-€18,736
Solvency
-101.4%
Total assets▼ 24.4%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2016
Next accounts
by 31-01-2027
  1. 23-09-2026Annual accounts filed
  2. 15-07-2026Resignation: Joyce Rosowski (non-statutory director)
  3. 30-06-2025Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Pet care services, excluding veterinary servicesNACE 96993
Founded
02-11-2010
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark

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