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Rivoke

Active
Private limited companyfounded 199728 yrs activeEikenenpad 39, 3520 Zonhoven, BelgiumKBO/BCE: BE 0461.558.068
Summary

Rivoke has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,635 and a net result of €862. Equity is growing by ~3.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability41▲+1
Solvency58▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.5 against 1.48 in 2024; short-term debt: 66.7% and cash: 4.7% of total assets), and 66.7% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 28 years 0 30 y
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 24-12-2025, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
38 d early
2024
2 d late
2023
43 d early
2022
40 d early
2021
on the day
2020
1 d late
2019
38 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 22 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 24 December (4 of the last 5 filed years within 38 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Rivoke was incorporated on 30 September 1997.1 Total assets rose from EUR 21,247 in 2019 to EUR 64,994 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
€36,401
EBIT margin
9.2%
Net result
€862▲ 16.7%
2024 · €739
Working capital
€21,635▲ 4.2%
2024 · €20,773
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€36,401
Operating result-€2,924▼ 97.4%€3,367-€988-€286▲ 71.0%-€802▼ 180%
Net result-€2,110▼ 41.6%€4,149€125▼ 97.0%€739▲ 492%€862▲ 16.7%
EBIT margin9.2%
Equity€15,761▼ 11.8%€19,909▲ 26.3%€20,034▲ 0.6%€20,773▲ 3.7%€21,635▲ 4.2%
Total assets€44,460▲ 63.6%€53,801▲ 21.0%€65,253▲ 21.3%€64,120▼ 1.7%€64,994▲ 1.4%
Debt€28,699▲ 208%€33,892▲ 18.1%€45,219▲ 33.4%€43,347▼ 4.1%€43,358=
Working capital€15,761▼ 11.8%€19,909▲ 26.3%€20,034▲ 0.6%€20,773▲ 3.7%€21,635▲ 4.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€4,000-€2,000€0€2,000€4,000Operating result 2021: -€2,924-€2,924Net result 2021: -€2,110-€2,110Operating result 2022: €3,367€3,367Net result 2022: €4,149€4,149Operating result 2023: -€988-€988Net result 2023: €125€125Operating result 2024: -€286-€286Net result 2024: €739€739Operating result 2025: -€802-€802Net result 2025: €862€86220212022202320242025-€1,000-€500€0€500€1,000Operating result 2023: -€988-€988Net result 2023: €125€125Operating result 2024: -€286-€286Net result 2024: €739€739Operating result 2025: -€802-€802Net result 2025: €862€862202320242025
The operating result stays negative: a loss of €802 in 2025 against €286 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €64,994
Equity €21,635 ▲ 4.2%
Debt €43,358 =
Debt's share of the balance-sheet total falls from 67.6% to 66.7%. Equity is higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
1.50▲
2024 · 1.48
Debt to equity
2.00▼
2024 · 2.09
ROE
4.0%▲
2024 · 3.6%
ROA
1.3%▲
2024 · 1.2%
Debt ≤ 1 year
€43,358=
2024 · €43,347
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 17,039 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.5% went bankrupt
4.9% stopped otherwise
94% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,039 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet Code20242025
Assets
Total assets20/58€64,120€64,994▲
Current assets29/58€64,120€64,994▲
Amounts receivable within one year40/41€62,994€61,932▼
Trade receivables40€5,189€5,189=
Other amounts receivable41€57,805€56,743▼
Cash at bank and in hand54/58€1,126€3,061▲
Equity and liabilities
Total equity and liabilities10/49€64,120€64,994▲
Equity10/15€20,773€21,635▲
Contributions10/11€6,197€6,197=
Reserves13€13,087€13,087=
Non-distributable reserves130/1€1,859€1,859=
Reserves not available under the articles1311€1,859€1,859=
Distributable reserves133€11,227€11,227=
Profit (loss) carried forward14€1,489€2,351▲
Amounts payable17/49€43,347€43,358=
Amounts payable within one year42/48€43,347€43,358=
Trade debts44€43,347€43,358=
Suppliers440/4€43,347€43,358=
Income statement Code20242025
Other operating charges640/8€166€62▼
Gross operating margin9900-€120-€740▼
Operating profit (loss)9901-€286-€802▼
Financial income75/76B€1,168€1,664▲
Recurring financial income75€1,168€1,664▲
Financial charges65/66B€142-
Recurring financial charges65€142-
Profit (loss) for the period before taxes9903€739€862▲
Profit (loss) for the period9904€739€862▲
Profit (loss) for the period to be appropriated9905€739€862▲
Appropriation of the result
Profit (loss) to be appropriated9906€1,489€2,351▲
Profit (loss) brought forward from the previous period14P€750€1,489▲

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70-€36,401----
Goods, raw materials, services and sundry goods60/61-€35,673----
Other operating charges640/8-€362€100€166€62▼ 62.7%
Gross operating margin9900-€2,562€3,729-€888-€120-€740▼ 517%
Operating profit (loss)9901-€2,924€3,367-€988-€286-€802▼ 180%
Financial income75/76B-€972€1,365€1,168€1,664▲ 42.5%
Recurring financial income75€899€972€1,365€1,168€1,664▲ 42.5%
Financial charges65/66B-€190€253€142--
Recurring financial charges65€85€190€253€142--
Profit (loss) for the period before taxes9903-€2,110€4,149€125€739€862▲ 16.7%
Profit (loss) for the period9904-€2,110€4,149€125€739€862▲ 16.7%
Profit (loss) for the period to be appropriated9905-€2,110€4,149€125€739€862▲ 16.7%
Line20212022202320242025Change
Assets
Total assets20/58€44,460€53,801€65,253€64,120€64,994▲ 1.4%
Current assets29/58€44,460€53,801€65,253€64,120€64,994▲ 1.4%
Amounts receivable within one year40/41€37,357€52,209€62,855€62,994€61,932▼ 1.7%
Trade receivables40-€19,137€32,692€5,189€5,189=
Other amounts receivable41-€33,072€30,163€57,805€56,743▼ 1.8%
Cash at bank and in hand54/58€7,103€1,592€2,010€1,126€3,061▲ 172%
Deferred charges and accrued income490/1--€388---
Equity and liabilities
Total equity and liabilities10/49€44,460€53,801€65,253€64,120€64,994▲ 1.4%
Equity10/15€15,761€19,909€20,034€20,773€21,635▲ 4.2%
Contributions10/11-€6,197€6,197€6,197€6,197=
Reserves13€13,087€13,087€13,087€13,087€13,087=
Non-distributable reserves130/1-€1,859€1,859€1,859€1,859=
Reserves not available under the articles1311-€1,859€1,859€1,859€1,859=
Distributable reserves133-€11,227€11,227€11,227€11,227=
Profit (loss) carried forward14-€3,523€625€750€1,489€2,351▲ 57.9%
Amounts payable17/49€28,699€33,892€45,219€43,347€43,358=
Amounts payable within one year42/48€28,699€33,892€45,219€43,347€43,358=
Trade debts44€28,699€33,604€45,219€43,347€43,358=
Suppliers440/4-€33,604€45,219€43,347€43,358=
Taxes, remuneration and social security45-€288----
Taxes450/3-€288----
Line20212022202320242025Change
Profit (loss) for the period9904-€2,110€4,149€125€739€862▲ 16.7%
Operating cash flow (approximation)-€2,110€4,149€125€739€862▲ 16.7%
Change in cash--€5,511€418-€884€1,935▲ 319%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
24-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
02-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 2 days late
2023
19-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
22-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial Back to profitnet €4,149
Net result €4,149 after 2 loss-making years.
31-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial Weakest financial yearnet -€2,110
Net result drops to -€2,110, the lowest in the series; recovery starts the following year.
01-02
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2019
24-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
21-12
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
19-01
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
28-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 1997
seat establishment The establishment unit on the map
Ground area
1,001 m²
Building footprint
223 m²
Volume, LiDAR
1,544 m³
Parcel 71066B0432/00V000, Flanders · tallest building 12.0 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Eikenenpad 39, 3520 Zonhoven
Renting and operating of own or leased non-residential real estate, excluding land
since 19972.084.596.217
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71066B0432/00V000 Flanders 1,001 m² 1 · 223 m² 12.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded30-09-1997
Fiscal year end30-06
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.