Riveroeule
ActiveRiveroeule has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €277k and a net result of €499. Equity is growing by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 81% of 3102 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability1▼-27
Solvency100▲+2
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 4.0 against 2.43 in 2024), and 29.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.9%
Return on assets
0.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 d early
2024
29 d late
2023
28 d late
2022
30 d late
2021
31 d late
2020
60 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€277k▲ 0.2%
2024 · €276k
2018: €197k
2019: €204k
2020: €202k
2021: €204k
2022: €247k
2023: €254k
2024: €276k
2018 → 2025
Total assets
€390k▼ 18.9%
2024 · €481k
2018: €369k
2019: €346k
2020: €318k
2021: €322k
2022: €378k
2023: €356k
2024: €481k
2018 → 2025
Net result
€499▼ 96.7%
2024 · €15k
2018: €16k
2019: €7k
2020: €-3k
2021: €8k
2022: €43k
2023: €7k
2024: €15k
2018 → 2025
Working capital
€283k▲ 2.9%
2024 · €275k
2018: €183k
2019: €190k
2020: €179k
2021: €192k
2022: €235k
2023: €241k
2024: €275k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€204k-€247k▲ 21.1%€254k▲ 2.7%€276k▲ 8.6%€277k▲ 0.2%
Operating result€13k-€65k▲ 394%€10k▼ 84.5%€21k▲ 109%€809▼ 96.1%
Net result€8k-€43k▲ 437%€7k▼ 84.6%€15k▲ 129%€499▼ 96.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 96% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €390k
Fixed assets
€13k▼ 1.5%
Current assets
€377k▼ 19.3%
Equity and liabilities €390k
Equity
€277k▲ 0.2%
Debt
€113k▼ 44.5%
The debt ratio falls from 42.6% to 29.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€1k▼
2024 · €21k
Cash flow
€698▼
2024 · €15k
Solvency
70.9%▲
2024 · 57.4%
Current ratio
4.00▲
2024 · 2.43
Quick ratio
2.82▲
2024 · 1.59
Debt / equity
0.41▼
2024 · 0.74
ROE
0.2%▼
2024 · 5.5%
ROA
0.1%▼
2024 · 3.2%
Interest coverage
5.26▼
2024 · 109.76
Debt
€113k▼
2024 · €205k
Debt ≤ 1 year
€94k▼
2024 · €193k
Income taxes
€255▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€481k€390k▼
Fixed assets21/28€13k€13k▼
Tangible fixed assets22/27€634€435▼
Plant, machinery and equipment23€634€435▼
Financial fixed assets28€13k€13k=
Current assets29/58€467k€377k▼
Stocks and contracts in progress3€161k€112k▼
Stocks30/36€161k€112k▼
Amounts receivable within one year40/41€118k€109k▼
Trade receivables40€116k€108k▼
Other amounts receivable41€2k€1k▼
Cash at bank and in hand54/58€144k€134k▼
Deferred charges and accrued income490/1€44k€22k▼
Equity and liabilities
Total equity and liabilities10/49€481k€390k▼
Equity10/15€276k€277k▲
Contributions10/11€51k€51k=
Reserves13€187k€187k=
Tax-exempt reserves132€2k€2k=
Distributable reserves133€185k€185k=
Profit (loss) carried forward14€38k€39k▲
Amounts payable17/49€205k€113k▼
Amounts payable within one year42/48€193k€94k▼
Trade debts44€187k€94k▼
Suppliers440/4€187k€94k▼
Taxes, remuneration and social security45€6k€278▼
Taxes450/3€6k€278▼
Other amounts payable47/48€24-
Accrued charges and deferred income492/3€12k€19k▲
Income statement
Code20242025
Remuneration, social security and pensions62€12-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€199€199=
Other operating charges640/8€1k€465▼
Gross operating margin9900€22k€1k▼
Operating profit (loss)9901€21k€809▼
Financial income75/76B€272€137▼
Recurring financial income75€272€137▼
Financial charges65/66B€192€192▼
Recurring financial charges65€192€192▼
Profit (loss) for the period before taxes9903€21k€754▼
Income taxes67/77€6k€255▼
Profit (loss) for the period9904€15k€499▼
Profit (loss) for the period to be appropriated9905€15k€499▼
Appropriation of the result
Profit (loss) to be appropriated9906€38k€39k▲
Profit (loss) brought forward from the previous period14P€23k€38k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €43k ▲437%
Operating result €65k, net result €43k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
31-12
Financial
Weakest financial yearnet €-3k ▼136%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial
Equity above €200kEq €204k ▲3.7%
2 profitable years in a row build equity to €204k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Le Roeulx · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Abel Roger(M) 57070 Le RoeulxGround area
5.6 ha
Building footprint
141 m²
Volume, LiDAR
71 m³
2 parcels, Wallonia · tallest building 5.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Ruvroëlle(VBR) 2, 7120 Estinnes
since 19972.027.226.259
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56080C0084/00A000 | Wallonia | 5.6 ha | 1 · 23 m² | 5.5 m · 1 fl. |
| 55027D0120/00K000 | Wallonia | 640 m² | 1 · 118 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEstinnes2.027.226.259
Similar companies · same sector, comparable size
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AGRO BEDA
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Waasmunster · Eq €276k
HAYEN EN PLEVOETS
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Nieuwerkerken (Limb.) · Eq €278k
CHRIS TACK FERME DU SAUSSOIS
BE 0479.951.941
Estinnes · Eq €275k
IMMO LAVRIJSEN
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Ravels · Eq €278k
Of 5,163 companies in sector 01110 we hold annual accounts for 611. 499 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-05-1985
Fiscal year end31-12
Activities, NACEBEL
01110Growing of cereals (except rice), leguminous crops and oil seeds
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:odile.delhove@sa-courrieres.be