RIVELLO
ActiveRIVELLO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €16k. Equity is growing by ~26.3% per year across the filed fiscal years. Its solvency ranks better than 38% of 16759 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
78
/ 100
Excellent▼ -22 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency77▼-23
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.42 against 3.4 in 2024), and 54.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.5%
Return on assets
18.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
17 d early
2024
27 d late
2023
30 d late
2022
60 d late
2021
22 d late
2020
2 d early
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
08-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€40k▼ 68.7%
2024 · €128k
2019: €19k
2020: €50k
2021: €60k
2022: €78k
2023: €98k
2024: €128k
2019 → 2025
Total assets
€88k▼ 48.8%
2024 · €171k
2019: €37k
2020: €78k
2021: €106k
2022: €138k
2023: €145k
2024: €171k
2019 → 2025
Net result
€16k▼ 44.9%
2024 · €29k
2019: €7k
2020: €25k
2021: €10k
2022: €18k
2023: €20k
2024: €29k
2019 → 2025
Working capital
€20k▼ 81.1%
2024 · €105k
2019: €19k
2020: €50k
2021: €60k
2022: €71k
2023: €92k
2024: €105k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€60k-€78k▲ 30.8%€98k▲ 25.7%€128k▲ 30.0%€40k▼ 68.7%
Operating result€13k-€23k▲ 81.0%€25k▲ 10.3%€37k▲ 46.2%€21k▼ 44.1%
Net result€10k-€18k▲ 90.5%€20k▲ 9.1%€29k▲ 46.8%€16k▼ 44.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €88k
Fixed assets
€20k▼ 11.6%
Current assets
€68k▼ 54.5%
Equity and liabilities €88k
Equity
€40k▼ 68.7%
Debt
€48k▲ 9.3%
The debt ratio rises from 25.5% to 54.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€30k▼
2024 · €40k
Cash flow
€25k▼
2024 · €32k
Solvency
45.5%▼
2024 · 74.5%
Current ratio
1.42▼
2024 · 3.40
Quick ratio
1.42▼
2024 · 3.40
Debt / equity
1.20▲
2024 · 0.34
ROE
40.6%▲
2024 · 23.1%
ROA
18.5%▲
2024 · 17.2%
Interest coverage
96.98▼
2024 · 178.40
Debt
€48k▲
2024 · €44k
Debt ≤ 1 year
€48k▲
2024 · €44k
Income taxes
€4k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€171k€88k▼
Fixed assets21/28€23k€20k▼
Intangible fixed assets21€18k€12k▼
Tangible fixed assets22/27€4k€8k▲
Furniture and vehicles24€4k€8k▲
Financial fixed assets28€30€30=
Current assets29/58€149k€68k▼
Amounts receivable within one year40/41€15k€17k▲
Trade receivables40€15k€16k▲
Other amounts receivable41-€2k
Cash at bank and in hand54/58€133k€50k▼
Deferred charges and accrued income490/1€406€406=
Equity and liabilities
Total equity and liabilities10/49€171k€88k▼
Equity10/15€128k€40k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€109k€21k▼
Amounts payable17/49€44k€48k▲
Amounts payable within one year42/48€44k€48k▲
Trade debts44€1k€779▼
Suppliers440/4€1k€779▼
Taxes, remuneration and social security45€7k€10k▲
Taxes450/3€4k€8k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€36k€37k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€9k▲
Other operating charges640/8-€400
Gross operating margin9900€40k€30k▼
Operating profit (loss)9901€37k€21k▼
Financial income75/76B-€12
Recurring financial income75-€12
Financial charges65/66B€222€308▲
Recurring financial charges65€222€308▲
Profit (loss) for the period before taxes9903€37k€21k▼
Income taxes67/77€8k€4k▼
Profit (loss) for the period9904€29k€16k▼
Profit (loss) for the period to be appropriated9905€29k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€109k€125k▲
Profit (loss) brought forward from the previous period14P€80k€109k▲
Profit to be distributed694/7-€104k
Return on contributions (dividend)694-€104k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Highest result since 2019net €29k ▲46.8%
Operating result €37k, net result €29k, both a record.
31-12
Financial
Equity above €100kEq €128k ▲30%
6 profitable years in a row build equity to €128k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2018
Ground area
2,458 m²
Building footprint
453 m²
Volume, LiDAR
7,595 m³
Parcel 21009A1062/00W000, Brussels · tallest building 21.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Rivello
since 20182.286.572.882
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21009A1062/00W000 | Brussels | 2,458 m² | 1 · 453 m² | 21.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,866 companies in sector 62200 we hold annual accounts for 18,318. 14,921 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-10-2018
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.