Rivallo
ActiveSummary
The computed 12-month bankruptcy probability of Rivallo is 1.8% (moderate). The 2025 annual accounts show negative equity (€-14k) and a net result of €-37k. Equity is shrinking by ~80.9% per year across the filed fiscal years. Its solvency ranks better than 14% of 3489 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability31▼-32
Solvency23▼-5
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.61 against 0.78 in 2024; short-term debt: 46.9% and cash: 9.8% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-2.3%
Return on assets
-6.2%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year €-14k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
29 d early
2024
22 d late
2023
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€-14k
2024 · €23k
2023: €22k
2024: €23k▲ +5.2% vs 2023highest in 3 years
2025: €-14k▼ -159% vs 2024lowest in 3 years
2023 → 2025
Total assets
€588k▼ 29.2%
2024 · €832k
2023: €233klowest in 3 years
2024: €832k▲ +256% vs 2023highest in 3 years
2025: €588k▼ -29.2% vs 2024
2023 → 2025
Net result
€-37k
2024 · €1k
2023: €19khighest in 3 years
2024: €1k▼ -94.0% vs 2023
2025: €-37k▼ -3322% vs 2024lowest in 3 years
2023 → 2025
Working capital
€-107k▼ 1.4%
2024 · €-105k
2023: €-31khighest in 3 years
2024: €-105k▼ -237% vs 2023
2025: €-107k▼ -1.4% vs 2024lowest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€22k-€23k▲ 5.2%€-14k
2023: €22k
2024: €23k▲ +5.2% vs 2023highest in 3 years
2025: €-14k▼ -159% vs 2024lowest in 3 years
Operating result€24k-€12k▼ 50.8%€-26k
2023: €24khighest in 3 years
2024: €12k▼ -50.8% vs 2023
2025: €-26k▼ -323% vs 2024lowest in 3 years
Net result€19k-€1k▼ 94.0%€-37k
2023: €19khighest in 3 years
2024: €1k▼ -94.0% vs 2023
2025: €-37k▼ -3322% vs 2024lowest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €26k after €12k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €588k
Fixed assets
€419k ▼ 10.2%
Current assets
€170k ▼ 53.5%
Key figures and ratios
EBITDA
€25k▼
2024 · €53k
Cash flow
€14k▼
2024 · €43k
Solvency
-2.3%▼
2024 · 2.8%
Current ratio
0.61▼
2024 · 0.78
Quick ratio
0.60▼
2024 · 0.78
Debt to equity
-44.42▼
2024 · 35.11
ROA
-6.2%▼
2024 · 0.1%
Interest coverage
2.43▼
2024 · 5.27
Debt
€602k▼
2024 · €809k
Debt ≤ 1 year
€276k▼
2024 · €470k
Debt > 1 year
€326k▼
2024 · €337k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€832k€588k▼
Fixed assets21/28€466k€419k▼
Tangible fixed assets22/27€466k€418k▼
Land and buildings22€451k€412k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€13k€6k▼
Financial fixed assets28-€200
Current assets29/58€365k€170k▼
Amounts receivable after more than one year29€41k€25k▼
Trade receivables290€41k€25k▼
Stocks and contracts in progress3-€3k
Stocks30/36-€3k
Amounts receivable within one year40/41€317k€82k▼
Trade receivables40€249k€7k▼
Other amounts receivable41€68k€75k▲
Cash at bank and in hand54/58€7k€58k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€832k€588k▼
Equity10/15€23k€-14k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€20k€-17k▼
Amounts payable17/49€809k€602k▼
Amounts payable after more than one year17€337k€326k▼
Financial debts170/4€337k€326k▼
Amounts payable within one year42/48€470k€276k▼
Current portion of amounts payable after more than one year42€2k€5k▲
Financial debts43€57k-
Other loans439€57k-
Trade debts44€155k€3k▼
Suppliers440/4€155k€3k▼
Taxes, remuneration and social security45€10k€5k▼
Taxes450/3€6k€5k▼
Remuneration and social security454/9€4k-
Other amounts payable47/48€247k€264k▲
Accrued charges and deferred income492/3€916-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€51k▲
Other operating charges640/8€4k€17k▲
Gross operating margin9900€57k€42k▼
Operating profit (loss)9901€12k€-26k▼
Financial income75/76B€462€0▼
Recurring financial income75€462€0▼
Financial charges65/66B€10k€10k▼
Recurring financial charges65€10k€10k▼
Profit (loss) for the period before taxes9903€2k€-37k▼
Income taxes67/77€1k-
Profit (loss) for the period9904€1k€-37k▼
Profit (loss) for the period to be appropriated9905€1k€-37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€-17k▼
Profit (loss) brought forward from the previous period14P€19k€20k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7k | €41k | €51k | ▲ 23.3% |
| Other operating charges640/8 | - | €4k | €17k | ▲ 358% |
| Gross operating margin9900 | €31k | €57k | €42k | ▼ 26.8% |
| Operating profit (loss)9901 | €24k | €12k | €-26k | ▼ 323% |
| Financial income75/76B | €210 | €462 | €0 | ▼ 100.0% |
| Recurring financial income75 | €210 | €462 | €0 | ▼ 100.0% |
| Non-recurring financial income76B | €210 | - | - | - |
| Financial charges65/66B | €82 | €10k | €10k | ▼ 0.1% |
| Recurring financial charges65 | €82 | €10k | €10k | ▼ 0.1% |
| Profit (loss) for the period before taxes9903 | €24k | €2k | €-37k | ▼ 1,751% |
| Income taxes67/77 | €5k | €1k | - | - |
| Profit (loss) for the period9904 | €19k | €1k | €-37k | ▼ 3,322% |
| Profit (loss) for the period to be appropriated9905 | €19k | €1k | €-37k | ▼ 3,322% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €233k | €832k | €588k | ▼ 29.2% |
| Fixed assets21/28 | €170k | €466k | €419k | ▼ 10.2% |
| Tangible fixed assets22/27 | €170k | €466k | €418k | ▼ 10.3% |
| Land and buildings22 | €153k | €451k | €412k | ▼ 8.7% |
| Plant, machinery and equipment23 | - | €2k | €1k | ▼ 45.8% |
| Furniture and vehicles24 | €17k | €13k | €6k | ▼ 57.3% |
| Financial fixed assets28 | - | - | €200 | - |
| Current assets29/58 | €63k | €365k | €170k | ▼ 53.5% |
| Amounts receivable after more than one year29 | - | €41k | €25k | ▼ 40.1% |
| Trade receivables290 | - | €41k | €25k | ▼ 40.1% |
| Stocks and contracts in progress3 | - | - | €3k | - |
| Stocks30/36 | - | - | €3k | - |
| Amounts receivable within one year40/41 | €57k | €317k | €82k | ▼ 74.0% |
| Trade receivables40 | €32k | €249k | €7k | ▼ 97.2% |
| Other amounts receivable41 | €26k | €68k | €75k | ▲ 10.6% |
| Cash at bank and in hand54/58 | €6k | €7k | €58k | ▲ 681% |
| Deferred charges and accrued income490/1 | - | - | €2k | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €233k | €832k | €588k | ▼ 29.2% |
| Equity10/15 | €22k | €23k | €-14k | ▼ 159% |
| Contributions10/11 | €3k | €3k | €3k | = |
| Profit (loss) carried forward14 | €19k | €20k | €-17k | ▼ 183% |
| Amounts payable17/49 | €211k | €809k | €602k | ▼ 25.6% |
| Amounts payable after more than one year17 | €117k | €337k | €326k | ▼ 3.4% |
| Financial debts170/4 | €117k | €337k | €326k | ▼ 3.4% |
| Amounts payable within one year42/48 | €94k | €470k | €276k | ▼ 41.3% |
| Current portion of amounts payable after more than one year42 | - | €2k | €5k | ▲ 185% |
| Financial debts43 | - | €57k | - | - |
| Other loans439 | - | €57k | - | - |
| Trade debts44 | €12k | €155k | €3k | ▼ 98.4% |
| Suppliers440/4 | €12k | €155k | €3k | ▼ 98.4% |
| Taxes, remuneration and social security45 | €5k | €10k | €5k | ▼ 50.9% |
| Taxes450/3 | €5k | €6k | €5k | ▼ 20.2% |
| Remuneration and social security454/9 | - | €4k | - | - |
| Other amounts payable47/48 | €76k | €247k | €264k | ▲ 7.0% |
| Accrued charges and deferred income492/3 | - | €916 | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €19k | €1k | €-37k | ▼ 3,322% |
| + Depreciation and write-downs630 | €7k | €41k | €51k | ▲ 23.3% |
| Operating cash flow (approximation) | €26k | €43k | €14k | ▼ 66.1% |
| Investment in fixed assets (approximation) | - | €-337k | €-3k | ▲ 99.0% |
| Change in cash | - | €2k | €51k | ▲ 2,601% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-37k
Net result drops to €-37k, the lowest in the series.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2023
Ground area
1.6 ha
Building footprint
1,583 m²
Volume, LiDAR
51,776 m³
2 parcels, Brussels · tallest building 46.8 m, ±15 floors. Linked by address, not a title deed.
290
companies at this address
See who is registered here
1 establishment unit
Rivallo
since 20232.340.181.616
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21006A0098/00Y003 | Brussels | 1.4 ha | 1 · 683 m² | 46.8 m · 15 fl. |
| 21805E0456/00C000 | Brussels | 1,266 m² | 1 · 900 m² | 31.7 m · 9 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,530 companies in sector 74301 we hold annual accounts for 720. 572 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
74301Translation services
68110Buying and selling of own real estate
70200Business and other management consultancy
85592Vocational training
Scores and ratios are computed by Checked and are not a credit decision.