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RITZ - INVEST

Active
Public limited companyfounded 1990active for 35 yearsWijkstraat 147, 3700 Tongeren-Borgloon, BelgiumKBO/BCE: BE 0442.660.191

From the official registers: KBO 35 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

RITZ - INVEST has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €182,482 and a net result of €8,561. Equity has been stable since 2018 (±2.1% per year). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 22-11-1990 Normal situation
Legal form
Public limited company
Registered office
Wijkstraat 147, 3700 Tongeren-Borgloon
Activity
No activity registered in the KBO
Establishment unit
2.052.684.504 3700 Tongeren-Borgloon, since 06-05-1991
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€19,345
▲ 40.7%
Turnover
≈ €150,000
estimated
Profit
€8,561
▲ 64.5%
Equity
€182,482
▲ 4.9%
Total assets
€185,009
▲ 5.4%
2025 accounts filed 65 days before the deadline
Filed on 27-05-2026PDF
Score breakdownlowers riskSize: total assets €185,009Liquidity: current ratio 56.67, cash €92,445Founded in 1990Equity €182,482 (98.6% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 73% of micro companies without a NACE code
Financial strength · tick: 2024
Strong
Solvency 100=
equity 98.6% of total assets
Liquidity 100+21
short-term debt 1.4% · cash 50.0%
Profitability 75+3
return on assets 4.6%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025highest value 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €17,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 56.67 (85.89 in 2024), above the usual 1.5. Short-term debt is 1.4% and cash 50% of total assets. 1.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 95% on liquidity, 56% on profitability and 60% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Size: total assets €185,009
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 56.67, cash €92,445
NBB · annual accounts
lowers risk · Founded in 1990
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €182,482 (98.6% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
65 days early
2024
65 days early
2023
62 days early
2022
70 days early
2021
68 days early
2020
67 days early
2019
65 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 66 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 5 profitable years in a rowprofit 2025: €8,561 5 years View

Documents

Annual accounts at the NBB

All 35 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about RITZ - INVEST

What is the company number of RITZ - INVEST?
The company number of RITZ - INVEST is 0442.660.191. The VAT number is the same number with BE in front: BE 0442.660.191.
Where is RITZ - INVEST based?
The registered office is at Wijkstraat 147, 3700 Tongeren-Borgloon.Company details
What is the legal form of RITZ - INVEST?
The legal form of RITZ - INVEST is Public limited company (NV).
When was RITZ - INVEST founded?
RITZ - INVEST was founded on 22-11-1990.
Is RITZ - INVEST still active?
Yes, RITZ - INVEST is an active enterprise in the KBO register.
What is the turnover of RITZ - INVEST?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €19,345 and 6,330 comparable companies of the same size. It probably lies between €68,000 and €360,000. It is a rough estimate.Financials
Is RITZ - INVEST profitable?
In financial year 2025, RITZ - INVEST made a profit of €8,561.
Where can I find the annual accounts of RITZ - INVEST?
RITZ - INVEST filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of RITZ - INVEST due?
RITZ - INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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