RITMIK
ActiveRITMIK has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92k and a net result of €18k. Equity is growing by ~19.8% per year across the filed fiscal years. Its solvency ranks better than 47% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+7
Solvency64=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.04 against 2.5 in 2024; short-term debt: 35.1% and cash: 17.8% of total assets), but 61.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.6%
Return on assets
7.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
27 d early
2023
41 d early
2022
on the day
2021
2 d early
2020
2 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€92k▼ 10.8%
2024 · €104k
2018: €-48k
2019: €29k
2020: €58k
2021: €78k
2022: €92k
2023: €108k
2024: €104k
2018 → 2025
Total assets
€239k▼ 10.5%
2024 · €267k
2018: €253k
2019: €249k
2020: €256k
2021: €253k
2022: €291k
2023: €296k
2024: €267k
2018 → 2025
Net result
€18k▲ 248%
2024 · €5k
2018: €-2k
2019: €77k
2020: €29k
2021: €20k
2022: €13k
2023: €17k
2024: €5k
2018 → 2025
Working capital
€87k▼ 15.2%
2024 · €103k
2018: €-53k
2019: €19k
2020: €55k
2021: €78k
2022: €87k
2023: €107k
2024: €103k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€78k-€92k▲ 17.1%€108k▲ 18.4%€104k▼ 4.5%€92k▼ 10.8%
Operating result€43k-€28k▼ 35.2%€33k▲ 20.9%€15k▼ 54.3%€29k▲ 90.1%
Net result€20k-€13k▼ 33.9%€17k▲ 25.7%€5k▼ 69.2%€18k▲ 248%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 90% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €239k
Fixed assets
€68k▼ 29.2%
Current assets
€171k▲ 0.1%
Equity and liabilities €239k
Equity
€92k▼ 10.8%
Debt
€147k▼ 10.3%
The debt ratio rises from 61.2% to 61.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€64k▲
2024 · €49k
Cash flow
€54k▲
2024 · €39k
Solvency
38.6%▼
2024 · 38.8%
Current ratio
2.04▼
2024 · 2.50
Quick ratio
1.32▼
2024 · 1.66
Debt / equity
1.59▲
2024 · 1.58
ROE
19.6%▲
2024 · 5.0%
ROA
7.6%▲
2024 · 1.9%
Interest coverage
10.61▲
2024 · 6.41
Debt
€147k▼
2024 · €164k
Debt ≤ 1 year
€84k▲
2024 · €68k
Debt > 1 year
€63k▼
2024 · €95k
Income taxes
€6k▲
2024 · €3k
Staff costs
€27k▼
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€267k€239k▼
Fixed assets21/28€96k€68k▼
Tangible fixed assets22/27€96k€68k▼
Land and buildings22€61k€42k▼
Plant, machinery and equipment23€1k€2k▲
Furniture and vehicles24€34k€24k▼
Current assets29/58€171k€171k▲
Amounts receivable after more than one year29€27k€33k▲
Other amounts receivable291€27k€33k▲
Stocks and contracts in progress3€57k€60k▲
Stocks30/36€57k€60k▲
Amounts receivable within one year40/41€39k€34k▼
Trade receivables40€29k€29k▼
Other amounts receivable41€10k€5k▼
Cash at bank and in hand54/58€46k€43k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€267k€239k▼
Equity10/15€104k€92k▼
Contributions10/11€19k€19k=
Reserves13€85k€56k▼
Distributable reserves133€85k€56k▼
Profit (loss) carried forward14-€18k
Amounts payable17/49€164k€147k▼
Amounts payable after more than one year17€95k€63k▼
Financial debts170/4€95k€63k▼
Amounts payable within one year42/48€68k€84k▲
Current portion of amounts payable after more than one year42€31k€33k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€25k€21k▼
Taxes450/3€20k€21k▲
Remuneration and social security454/9€5k-
Other amounts payable47/48€10k€28k▲
Income statement
Code20242025
Remuneration, social security and pensions62€30k€27k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€36k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€81k€94k▲
Operating profit (loss)9901€15k€29k▲
Financial income75/76B€750€824▲
Recurring financial income75€750€824▲
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€8k€24k▲
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€5k€18k▲
Profit (loss) for the period to be appropriated9905€5k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€18k▲
Transfer from equity791/2€10k€29k▲
Transfer to equity691/2€5k-
To other reserves6921€5k-
Profit to be distributed694/7€10k€29k▲
Return on contributions (dividend)694€10k€29k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €108k ▲18.4%
5 profitable years in a row build equity to €108k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €77k
Net result €77k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.39
Current ratio from 0.51 to 1.39; short-term debt falls from €108k to €49k.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bierbeek · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tiensesteenweg 2573360 BierbeekGround area
818 m²
Building footprint
120 m²
Volume, LiDAR
777 m³
Parcel 24065A0208/00D003, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Borlez
since 20072.161.734.773
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24065A0208/00D003 | Flanders | 817 m² | 1 · 120 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
N.M.S.
BE 0465.676.016
Vorst · Eq €92k
INTERNATIONAL TEXTILE TRADING
BE 0541.569.806
Waasmunster · Eq €92k
AGENCE TOURIX
BE 0740.464.841
Sint-Jans-Molenbeek · Eq €92k
BS AND CO
BE 0461.247.866
Burdinne · Eq €92k
WELLENS - SCHREURS
BE 0450.027.540
Genk · Eq €91k
Of 1,311 companies in sector 46423 we hold annual accounts for 812. 566 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-2007
Fiscal year end31-12
Activities, NACEBEL
46423Wholesale of clothing, excluding workwear and underwear
47639Retail sale of other sporting goods
47640Retail trade
51421
46425Wholesale trade
47711Retail sale of women's outerwear
47721Retail sale of footwear
52423
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.