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RITAFLOR

Open bankruptcy
Private limited company (pre-2019)founded 2006Marche, Rue Porte Basse 32, 6900 Marche-en-Famenne, BelgiumKBO/BCE: BE 0878.793.670

A bankruptcy procedure is open for RITAFLOR according to publications in the Belgian State Gazette; curator: LAURA DEBATTY.

Summary

The 2022 annual accounts show equity of €7,541 and a net result of -€13,076.

Are you a creditor?

Open bankruptcy Source: Belgian Official Gazette

If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.

The procedure

Court
Enterprise Court of Liège, Neufchâteau division
Declared bankrupt
13 October 2023
Supervising judge
Philippe Ollevier
Official Gazette
26-10-2023 (pdf) ↗search the document for 2023/140435

Curator

  • Laura DebattyRue De La Gare 10, 6980 La Roche-En-Ardennel.debatty@avocat.be

What to do now

  1. Do not deliver on credit any more without an agreement with the curator.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
  4. Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
  5. Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
  6. Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.

Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.

File a claim in RegSol ↗ Watch Follow this bankruptcy: you are alerted when it is closed or reversed.

General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help. Full guide for creditors

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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 31-07-2023, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
on the day
2021
33 d early
2020
44 d early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 19 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

RITAFLOR was incorporated on 20 January 2006.1 Total assets went from EUR 53,187 in 2018 to EUR 54,246 in 2022 and headcount from 1.2 to 2 full-time equivalents.2 On 13 October 2023 the company was declared bankrupt.3

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2022
  3. 3Belgian State Gazette, 26-10-2023

Go further with this company

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2022, micro schema

Equity
€7,541▼ 63.4%
2021 · €20,616
Total assets
€54,246▼ 2.3%
2021 · €55,545
Net result
-€13,076
2021 · €1,331
Working capital
€7,283▼ 64.2%
2021 · €20,358
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20182019202020212022
Operating result-€8,758--€3,990▲ 54.4%€12,947€3,105▼ 76.0%-€12,897
Net result-€8,626--€4,426▲ 48.7%€11,844€1,331▼ 88.8%-€13,076
Equity€11,867-€7,441▼ 37.3%€19,285▲ 159%€20,616▲ 6.9%€7,541▼ 63.4%
Total assets€53,187-€49,443▼ 7.0%€48,466▼ 2.0%€55,545▲ 14.6%€54,246▼ 2.3%
Debt€41,320-€42,001▲ 1.6%€29,181▼ 30.5%€34,929▲ 19.7%€46,706▲ 33.7%
Working capital€10,826-€7,183▼ 33.6%€19,027▲ 165%€20,358▲ 7.0%€7,283▼ 64.2%
Staff (FTE)1.2-1.2=1.1▼ 8.3%2▲ 81.8%2=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000Operating result 2018: -€8,758-€8,758Net result 2018: -€8,626-€8,626Operating result 2019: -€3,990-€3,990Net result 2019: -€4,426-€4,426Operating result 2020: €12,947€12,947Net result 2020: €11,844€11,844Operating result 2021: €3,105€3,105Net result 2021: €1,331€1,331Operating result 2022: -€12,897-€12,897Net result 2022: -€13,076-€13,07620182019202020212022-€20,000-€10,000€0€10,000Operating result 2020: €12,947€12,900Net result 2020: €11,844€11,800Operating result 2021: €3,105€3,100Net result 2021: €1,331€1,330Operating result 2022: -€12,897-€12,900Net result 2022: -€13,076-€13,100202020212022
The operating result turns negative in 2022: a loss of €12,897 after €3,105 in 2021, the lowest result in the available series.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €54,246
Fixed assets €258 =
Current assets €53,988 ▼ 2.3%
Equity and liabilities €54,246
Equity €7,541 ▼ 63.4%
Debt €46,706 ▲ 33.7%
Debt's share of the balance-sheet total rises from 62.9% to 86.1%. Equity is lower and debt is higher.
Key figures and ratios
2022 value · change against 2021
Current ratio
1.16▼
2021 · 1.58
Quick ratio
0.44▼
2021 · 0.77
Debt to equity
6.19▲
2021 · 1.69
ROE
-173.4%▼
2021 · 6.5%
ROA
-24.1%▼
2021 · 2.4%
Debt ≤ 1 year
€46,706▲
2021 · €34,929
Staff costs
€36,927▲
2021 · €29,445
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2022 against 2021 · 46 lines
Balance sheet Code20212022
Assets
Total assets20/58€55,545€54,246▼
Fixed assets21/28€258€258=
Tangible fixed assets22/27€18€18=
Plant, machinery and equipment23-€0
Furniture and vehicles24€18€18=
Other tangible fixed assets26-€0
Financial fixed assets28€240€240=
Current assets29/58€55,287€53,988▼
Stocks and contracts in progress3€28,456€33,481▲
Stocks30/36€28,456€33,481▲
Amounts receivable within one year40/41€5,650€5,413▼
Trade receivables40€4,038€3,753▼
Other amounts receivable41€1,612€1,661▲
Cash at bank and in hand54/58€21,181€15,094▼
Equity and liabilities
Total equity and liabilities10/49€55,545€54,246▼
Equity10/15€20,616€7,541▼
Contributions10/11€18,600€18,600=
Capital10€18,600€18,600=
Issued capital100€18,600€18,600=
Reserves13€65,822€65,822=
Non-distributable reserves130/1€1,860€1,860=
Legal reserve130€1,860€1,860=
Distributable reserves133€63,962€63,962=
Profit (loss) carried forward14-€63,805-€76,881▼
Amounts payable17/49€34,929€46,706▲
Amounts payable within one year42/48€34,929€46,706▲
Trade debts44€17,567€29,457▲
Suppliers440/4€17,567€29,457▲
Taxes, remuneration and social security45€13,228€12,941▼
Taxes450/3€1,811€687▼
Remuneration and social security454/9€11,417€12,253▲
Other amounts payable47/48€4,133€4,308▲
Income statement Code20212022
Non-recurring operating income76A€5,500-
Remuneration, social security and pensions62€29,445€36,927▲
Other operating charges640/8€11,751€11,935▲
Gross operating margin9900€44,301€35,964▼
Operating profit (loss)9901€3,105-€12,897▼
Financial income75/76B-€5
Recurring financial income75-€5
Financial charges65/66B€1,773€184▼
Recurring financial charges65€1,773€184▼
Profit (loss) for the period before taxes9903€1,331-€13,076▼
Profit (loss) for the period9904€1,331-€13,076▼
Profit (loss) for the period to be appropriated9905€1,331-€13,076▼
Appropriation of the result
Profit (loss) to be appropriated9906-€63,805-€76,881▼
Profit (loss) brought forward from the previous period14P-€65,137-€63,805▲

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022Change
Non-recurring operating income76A---€5,500--
Remuneration, social security and pensions62---€29,445€36,927▲ 25.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,345€783€0---
Other operating charges640/8---€11,751€11,935▲ 1.6%
Gross operating margin9900€34,494€41,760€37,328€44,301€35,964▼ 18.8%
Operating profit (loss)9901-€8,758-€3,990€12,947€3,105-€12,897▼ 515%
Financial income75/76B----€5-
Recurring financial income75€392€11€118-€5-
Financial charges65/66B---€1,773€184▼ 89.6%
Recurring financial charges65€117€367€1,221€1,773€184▼ 89.6%
Profit (loss) for the period before taxes9903-€8,483-€4,346€11,844€1,331-€13,076▼ 1,082%
Income taxes67/77€143€80----
Profit (loss) for the period9904-€8,626-€4,426€11,844€1,331-€13,076▼ 1,082%
Profit (loss) for the period to be appropriated9905-€8,626-€4,426€11,844€1,331-€13,076▼ 1,082%
Line20182019202020212022Change
Assets
Total assets20/58€53,187€49,443€48,466€55,545€54,246▼ 2.3%
Fixed assets21/28€1,041€258€258€258€258=
Tangible fixed assets22/27€801€18€18€18€18=
Plant, machinery and equipment23----€0-
Furniture and vehicles24---€18€18=
Other tangible fixed assets26----€0-
Financial fixed assets28€240€240€240€240€240=
Current assets29/58€52,146€49,184€48,208€55,287€53,988▼ 2.3%
Stocks and contracts in progress3€29,729€28,581€25,842€28,456€33,481▲ 17.7%
Stocks30/36---€28,456€33,481▲ 17.7%
Amounts receivable within one year40/41€9,490€8,464€7,222€5,650€5,413▼ 4.2%
Trade receivables40---€4,038€3,753▼ 7.1%
Other amounts receivable41---€1,612€1,661▲ 3.0%
Cash at bank and in hand54/58€12,847€12,140€15,144€21,181€15,094▼ 28.7%
Equity and liabilities
Total equity and liabilities10/49€53,187€49,443€48,466€55,545€54,246▼ 2.3%
Equity10/15€11,867€7,441€19,285€20,616€7,541▼ 63.4%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Capital10---€18,600€18,600=
Issued capital100---€18,600€18,600=
Reserves13€65,822€65,822€65,822€65,822€65,822=
Non-distributable reserves130/1---€1,860€1,860=
Legal reserve130---€1,860€1,860=
Distributable reserves133---€63,962€63,962=
Profit (loss) carried forward14-€72,555-€76,980-€65,137-€63,805-€76,881▼ 20.5%
Amounts payable17/49€41,320€42,001€29,181€34,929€46,706▲ 33.7%
Amounts payable within one year42/48€41,320€42,001€29,181€34,929€46,706▲ 33.7%
Trade debts44€19,313€19,902€10,508€17,567€29,457▲ 67.7%
Suppliers440/4---€17,567€29,457▲ 67.7%
Taxes, remuneration and social security45---€13,228€12,941▼ 2.2%
Taxes450/3---€1,811€687▼ 62.0%
Remuneration and social security454/9---€11,417€12,253▲ 7.3%
Other amounts payable47/48---€4,133€4,308▲ 4.2%
Line20182019202020212022Change
Profit (loss) for the period9904-€8,626-€4,426€11,844€1,331-€13,076▼ 1,082%
+ Depreciation and write-downs630€2,345€783€0---
Operating cash flow (approximation)-€6,281-€3,643€11,844€1,331-€13,076▼ 1,082%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€707€3,004€6,037-€6,087▼ 201%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2023
26-10
Bankruptcy Opening
Tribunal de l’entreprise de Liège, division Neufchâteau · event 13-10-2023
31-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet -€13,076
Net result drops to -€13,076, the lowest in the series.
28-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
17-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €11,844
Net result €11,844 after 2 loss-making years.
31-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
01-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
08-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
29-06
NBB filing Annual accounts filed
fiscal year 2015 · full schema
2015
28-07
NBB filing Annual accounts filed
fiscal year 2014 · full schema
2014
02-07
NBB filing Annual accounts filed
fiscal year 2013 · full schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Marche-en-Famenne · 1 establishment unit since 2006
seat establishment The establishment unit on the map
Ground area
182 m²
Building footprint
75 m²
Parcel 83034A0450/00M000, Wallonia. Linked by address, not a title deed.
1 establishment unit
LE VENDOME
Marche, Rue Porte Basse 32, 6900 Marche-en-FamenneNACE 5244205
since 20062.152.026.162
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
83034A0450/00M000 Wallonia 182 m² 1 · 75 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator LAURA DEBATTY
RUE DE LA GARE 10, 6980 LA ROCHE-EN-ARDENNE
13-10-2023 → present

Similar companies · same sector, comparable size

Of 3,390 companies in sector 47761 we hold annual accounts for 1,156. 390 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded20-01-2006
Fiscal year end31-12
Activities, NACEBEL 2025
47761Retail sale of flowers, plants, seeds and fertilisers
47789Other retail sale of new goods
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.