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Private limited companyfounded 20233 yrs activeHussestraatje 1, 3220 Holsbeek, BelgiumKBO/BCE: BE 0800.979.775
Summary

RIST is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €319,027 and a net result of €182,822. Its solvency ranks better than 79% of 9872 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
34 d early
2023
15 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 25 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 20 April 2023, RIST was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€319,027▲ 134%
2023 · €136,205
Net result
€182,822▲ 39.3%
2023 · €131,205
Total assets
€389,141▲ 95.4%
2023 · €199,147
Solvency
82.0%▲ 13.6pp
2023 · 68.4%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result€174,471-€245,412▲ 40.7%
Net result€131,205above the sector's middle half-€182,822above the sector's middle half▲ 39.3%
Equity€136,205within the sector's middle half-€319,027within the sector's middle half▲ 134%
Total assets€199,147within the sector's middle half-€389,141within the sector's middle half▲ 95.4%
Debt€62,942-€70,114▲ 11.4%
Working capital€132,122within the sector's middle half-€193,152above the sector's middle half▲ 46.2%
Solvency68.4%within the sector's middle half-82.0%above the sector's middle half▲ 13.6pp
Current ratio3.10within the sector's middle half-3.75within the sector's middle half▲ 0.66
Return on assets (ROA)65.9%above the sector's middle half-47.0%above the sector's middle half▼ 18.9pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000Operating result 2023: €174,471€174,471Net result 2023: €131,205€131,205Operating result 2024: €245,412€245,412Net result 2024: €182,822€182,82220232024€0€100,000€200,000Operating result 2023: €174,471€174,000Net result 2023: €131,205€131,000Operating result 2024: €245,412€245,000Net result 2024: €182,822€183,00020232024
The operating result rises in 2024; 2024 is 41% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €389,141
Fixed assets €125,875 ▲ 2,983%
Current assets €263,266 ▲ 35.0%
Equity and liabilities €389,141
Equity €319,027 ▲ 134%
Debt €70,114 ▲ 11.4%
Debt's share of the balance-sheet total falls from 31.6% to 18.0%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
ROE
57.3%▼
2023 · 96.3%
Debt ≤ 1 year
€70,114▲
2023 · €62,942
Income taxes
€62,533▲
2023 · €43,262
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 39 lines
Balance sheet Code20232024
Assets
Total assets20/58€199,147€389,141▲
Fixed assets21/28€4,083€125,875▲
Tangible fixed assets22/27€4,083€125,625▲
Furniture and vehicles24€4,083€125,625▲
Financial fixed assets28-€250
Current assets29/58€195,064€263,266▲
Amounts receivable within one year40/41€36,301-
Trade receivables40€36,300-
Other amounts receivable41€1-
Cash at bank and in hand54/58€156,745€261,641▲
Deferred charges and accrued income490/1€2,018€1,625▼
Equity and liabilities
Total equity and liabilities10/49€199,147€389,141▲
Equity10/15€136,205€319,027▲
Contributions10/11€5,000€5,000=
Reserves13€30,000€75,000▲
Distributable reserves133€30,000€75,000▲
Profit (loss) carried forward14€101,205€239,027▲
Amounts payable17/49€62,942€70,114▲
Amounts payable within one year42/48€62,942€70,114▲
Trade debts44€1,300€1,808▲
Suppliers440/4€1,300€1,808▲
Taxes, remuneration and social security45€61,642€68,306▲
Taxes450/3€61,642€68,306▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,566€9,569▲
Other operating charges640/8€1,076€992▼
Gross operating margin9900€177,113€255,972▲
Operating profit (loss)9901€174,471€245,412▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€4€58▲
Recurring financial charges65€4€58▲
Profit (loss) for the period before taxes9903€174,467€245,354▲
Income taxes67/77€43,262€62,533▲
Profit (loss) for the period9904€131,205€182,822▲
Profit (loss) for the period to be appropriated9905€131,205€182,822▲
Appropriation of the result
Profit (loss) to be appropriated9906€131,205€284,027▲
Profit (loss) brought forward from the previous period14P-€101,205
Transfer to equity691/2€30,000€45,000▲
To other reserves6921€30,000€45,000▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,566€9,569▲ 511%
Other operating charges640/8€1,076€992▼ 7.9%
Gross operating margin9900€177,113€255,972▲ 44.5%
Operating profit (loss)9901€174,471€245,412▲ 40.7%
Financial income75/76B-€0-
Recurring financial income75-€0-
Financial charges65/66B€4€58▲ 1,300%
Recurring financial charges65€4€58▲ 1,300%
Profit (loss) for the period before taxes9903€174,467€245,354▲ 40.6%
Income taxes67/77€43,262€62,533▲ 44.5%
Profit (loss) for the period9904€131,205€182,822▲ 39.3%
Profit (loss) for the period to be appropriated9905€131,205€182,822▲ 39.3%
Line20232024Change
Assets
Total assets20/58€199,147€389,141▲ 95.4%
Fixed assets21/28€4,083€125,875▲ 2,983%
Tangible fixed assets22/27€4,083€125,625▲ 2,977%
Furniture and vehicles24€4,083€125,625▲ 2,977%
Financial fixed assets28-€250-
Current assets29/58€195,064€263,266▲ 35.0%
Amounts receivable within one year40/41€36,301--
Trade receivables40€36,300--
Other amounts receivable41€1--
Cash at bank and in hand54/58€156,745€261,641▲ 66.9%
Deferred charges and accrued income490/1€2,018€1,625▼ 19.5%
Equity and liabilities
Total equity and liabilities10/49€199,147€389,141▲ 95.4%
Equity10/15€136,205€319,027▲ 134%
Contributions10/11€5,000€5,000=
Reserves13€30,000€75,000▲ 150%
Distributable reserves133€30,000€75,000▲ 150%
Profit (loss) carried forward14€101,205€239,027▲ 136%
Amounts payable17/49€62,942€70,114▲ 11.4%
Amounts payable within one year42/48€62,942€70,114▲ 11.4%
Trade debts44€1,300€1,808▲ 39.1%
Suppliers440/4€1,300€1,808▲ 39.1%
Taxes, remuneration and social security45€61,642€68,306▲ 10.8%
Taxes450/3€61,642€68,306▲ 10.8%
Line20232024Change
Profit (loss) for the period9904€131,205€182,822▲ 39.3%
+ Depreciation and write-downs630€1,566€9,569▲ 511%
Operating cash flow (approximation)€132,771€192,390▲ 44.9%
Investment in fixed assets (approximation)--€131,360-
Change in cash-€104,896-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
27-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Equity above €200,000Eq €319,027 ▲134%
2 profitable years in a row build equity to €319,027.
16-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Holsbeek · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
205 m²
Building footprint
224 m²
Volume, LiDAR
1,246 m³
Parcel 24043F0079/00H000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RIST
Hussestraatje 1, 3220 HolsbeekActivities auxiliary to financial services and insurance activities
since 20232.344.724.085
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24043F0079/00H000 Flanders 205 m² 1 · 224 m² 9.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 13,783 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded20-04-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0800979775
Also 9925:BE0800979775
Registered 10-04-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.