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Rispro consulting

Active
Private limited companyfounded 201412 yrs activeParkplein 6, 9060 Zelzate, BelgiumKBO/BCE: BE 0550.825.485
Summary

The annual accounts of Rispro consulting for fiscal year 2025 show a net loss of 53% of the equity at the start of that year. The 2025 annual accounts show equity of €3,215 and a net result of -€3,593. Equity is shrinking by ~34.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 15% of 4261 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch ReportCompare
Rispro consultingActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Other professional, scientific and technical activities
NACE 74999Business and other management consultancy NACE 70200Business consulting NACE 70220
1 site
Size
€161,678total assets 2025
Staff
3.4 FTE
Equity
€3,215
Loss
-€3,593
Turnover not published (abridged schema)
Financial health
53 Fair Checked score 2025
Bankruptcy chance 12 m
0.4%
Structure
Accounts 30 d early0 of 4 deeds read
Why 53Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Figures for FY 2025 (filed 01-10-2025)- Equity €3,215 (2.0% of total assets)+ Size: total assets €161,678+ Sector Other professional, scientific and technical activities (NACE 74)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 14% of its sector peers (NACE 74, micro)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 27-3
equity 2.0% of total assets
Liquidity 10-2
short-term debt 87.5% · cash 6.6%
Profitability 27+26
return on assets -2.2%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,407 companies)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%▼ -0.7% vs 11-2024 01-2025: 0.6%▲ +1.7% vs 12-2024 02-2025: 0.6%▲ +1.5% vs 01-2025 03-2025: 0.6%● 0.0% vs 02-2025 04-2025: 0.6%▼ -3.1% vs 03-2025 05-2025: 0.6%▼ -1.7% vs 04-2025 06-2025: 0.6%● 0.0% vs 05-2025 07-2025: 0.6%▼ -0.3% vs 06-2025 08-2025: 0.6%▼ -1.7% vs 07-2025 09-2025: 0.6%▼ -2.5% vs 08-2025 10-2025: 0.7%▲ +22.8% vs 09-2025highest value 11-2025: 0.3%▼ -58.9% vs 10-2025 12-2025: 0.3%● 0.0% vs 11-2025 01-2026: 0.3%● 0.0% vs 12-2025 02-2026: 0.3%▼ -0.7% vs 01-2026 03-2026: 0.3%● 0.0% vs 02-2026 04-2026: 0.3%▼ -1.1% vs 03-2026 05-2026: 0.3%▼ -1.1% vs 04-2026 06-2026: 0.3%● 0.0% vs 05-2026 07-2026: 0.3%▼ -1.1% vs 06-2026 08-2026: 0.3%▼ -3.4% vs 07-2026 09-2026: 0.3%▼ -1.9% vs 08-2026lowest value 10-2026: 0.4%▲ +44.1% vs 09-2026
  • Size: total assets €161,678 lowers the probability for this profile
  • Sector Other professional, scientific and technical activities (NACE 74) lowers the probability
  • Figures for FY 2025 (filed 01-10-2025) raises the probability
  • Equity €3,215 (2.0% of total assets) raises the probability
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.1 against 1.16 in 2024; short-term debt: 87.5% and cash: 6.6% of total assets), and 98% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 74, micro). Better than this share of them on solvency 16%, liquidity 7%, profitability 22%, growth against the median 13%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €161,678
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Other professional, scientific and technical activities (NACE 74)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Figures for FY 2025 (filed 01-10-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Equity €3,215 (2.0% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
22232425
2022 to 2025 · latest year -€3,593
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 4261 sector peers (2025).
NBB · sector comparison
Position among 4261 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 01-10-2025, 30 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
30 d early
2024
2 d early
2023
5 d early
2022
3 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 27 October (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close05-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet -€20,454

Key points

  • Caution: Among the weakest 15% on solvencysector median 50.2% · 4,261 companies 2.0% View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€3,593 View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€161,678
Loss
-€3,593
Solvency
2.0%
Total assets▲ 11.1%
Net result
20222025
Go to Financials

Timeline

Events
6
Since
2022
Next accounts
by 31-10-2026
  1. 01-10-2025Annual accounts filed
  2. 29-10-2024Annual accounts filed
  3. 31-03-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other professional, scientific and technical activitiesNACE 74999
Founded
23-04-2014
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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