RISOU
ActiveRISOU has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €2k. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 74% of 4488 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
91
/ 100
Excellent▲ +49 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▲+33
Solvency80▲+9
Growth63▲+16
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.11 against 0.78 in 2024), and 36.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.5%
Return on assets
2.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
30 d late
2023
46 d late
2022
9 d early
2021
3 d early
2020
61 d late
2019
103 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€110k▲ 0.4%
2024 · €110k
2018: €106k
2019: €113k
2020: €56k
2021: €68k
2022: €82k
2023: €134k
2024: €110k
2018 → 2025
EBIT margin
2.5%▲ 11.3pp
2024 · -8.8%
2018: -0.7%
2019: -2.9%
2020: -11.6%
2021: 23.5%
2022: -3.0%
2023: 12.0%
2024: -8.8%
2018 → 2025
Net result
€2k
2024 · €-10k
2018: €-2k
2019: €-5k
2020: €-7k
2021: €16k
2022: €-3k
2023: €15k
2024: €-10k
2018 → 2025
Working capital
€3k
2024 · €-7k
2018: €3k
2019: €-13k
2020: €-25k
2021: €-5k
2022: €-30k
2023: €-7k
2024: €-7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€68k-€82k▲ 21.3%€134k▲ 62.0%€110k▼ 17.8%€110k▲ 0.4%
Equity€42k-€39k▼ 6.9%€55k▲ 38.7%€44k▼ 19.0%€46k▲ 4.9%
Operating result€16k-€-2k€16k€-10k€3k
Net result€16k-€-3k€15k€-10k€2k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €10k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73k
Fixed assets
€43k▼ 15.1%
Current assets
€30k▲ 17.8%
Equity and liabilities €73k
Equity
€46k▲ 4.9%
Debt
€27k▼ 16.9%
The debt ratio falls from 42.0% to 36.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€11k▲
2024 · €1k
Cash flow
€10k▲
2024 · €455
Solvency
63.5%▲
2024 · 58.0%
Current ratio
1.11▲
2024 · 0.78
Quick ratio
1.11▲
2024 · 0.78
Debt / equity
0.57▼
2024 · 0.73
ROE
4.6%▲
2024 · -23.5%
ROA
2.9%▲
2024 · -13.6%
Interest coverage
16.51▲
2024 · 1.66
Debt
€27k▼
2024 · €32k
Debt ≤ 1 year
€27k▼
2024 · €32k
Staff costs
€47k▼
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€76k€73k▼
Fixed assets21/28€51k€43k▼
Intangible fixed assets21€35k€35k=
Tangible fixed assets22/27€16k€8k▼
Furniture and vehicles24€16k€8k▼
Current assets29/58€25k€30k▲
Amounts receivable within one year40/41€8€323▲
Trade receivables40€8€8=
Other amounts receivable41-€315
Cash at bank and in hand54/58€25k€29k▲
Deferred charges and accrued income490/1-€713
Equity and liabilities
Total equity and liabilities10/49€76k€73k▼
Equity10/15€44k€46k▲
Contributions10/11€31k€31k=
Reserves13€3k€3k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Profit (loss) carried forward14€10k€12k▲
Amounts payable17/49€32k€27k▼
Amounts payable within one year42/48€32k€27k▼
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€5k€1k▼
Taxes450/3€516-
Remuneration and social security454/9€4k€1k▼
Other amounts payable47/48€24k€24k▲
Income statement
Code20242025
Turnover70€110k€110k▲
Goods, raw materials, services and sundry goods60/61€57k€52k▼
Remuneration, social security and pensions62€51k€47k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€8k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€53k€59k▲
Operating profit (loss)9901€-10k€3k▲
Financial charges65/66B€691€637▼
Recurring financial charges65€691€637▼
Profit (loss) for the period before taxes9903€-10k€2k▲
Profit (loss) for the period9904€-10k€2k▲
Profit (loss) for the period to be appropriated9905€-10k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€12k▲
Profit (loss) brought forward from the previous period14P€20k€10k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-09
State Gazette act
General meeting · Director appointmentGeneral meeting · Director appointment2 facts ▸
State Gazette act
General meeting · Director appointment
General meeting · Director appointment2 facts ▸
- General meeting, 2026-03-01
- Director appointment, El Merzougui Abderrahim (administrateur)
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Weakest financial yearnet €-10k ▼168%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
15-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 46 days late
2023
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
22-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €16k
Net result €16k after 3 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
11-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 103 days late
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
El Merzougui Abderrahim
CurrentDirector · since 01-03-2026
01-03-2026
Appointed as Director
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 1982
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Twee Huizenstraat 761140 EvereGround area
78 m²
Building footprint
63 m²
Volume, LiDAR
563 m³
Parcel 21372C0030/00Z003, Brussels · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Twee Huizenstraat 76, 1140 Evere
since 19822.020.001.046
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21372C0030/00Z003 | Brussels | 78 m² | 1 · 63 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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D & M
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M.D. TRANSPORT
BE 0445.029.565
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LIMO & TAXISERVICE BOSSCHAERTS
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Of 6,632 companies in sector 49330 we hold annual accounts for 2,257. 1,858 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-1981
Fiscal year end31-12
Activities, NACEBEL
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
Sources
Crossroads Bank for EnterprisesNational Bank · 44 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.