Age3 yrs
Connections1
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of RISOME is 0.3% (very low). The 2024 annual accounts show equity of €213 and a net result of €213. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Filing behaviour
From the deposit records, complete market-wideFiled after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 28-08-2026 | 28 d late | 2026-00444726 |
| 31-12-2024 | 31-07-2025 | 28-08-2025 | 28 d late | 2025-00440836 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.3%
Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form
−Young company
+No NACE activity registered
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€213
Working capital€213
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 28-08-2026 with the NBB · fiscal year 2025 · volledig
| Fiscal year | 2024 |
|---|---|
| Deposit | volledig |
| Revenue | - |
| EBITDA | - |
| Net profit | €213 |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €722 |
| Equity | €213 |
| Debt | €509 |
| of which ≤ 1y | €509 |
| of which > 1y | - |
| Working capital | €213 |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.42 |
| Quick ratio | 1.42 |
| Working capital ratio | 29.5% |
| Solvency | 29.5% |
| Debt / equity | 2.39 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 29.5% |
| ROE | 100.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (16 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €722 |
| Current assets | 29/58 | €722 |
| Amounts receivable within one year | 40/41 | €0 |
| Cash & bank | 54/58 | €213 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €722 |
| Equity | 10/15 | €213 |
| Accumulated profits (losses) | 14 | €213 |
| Amounts payable | 17/49 | €509 |
| Amounts payable within one year | 42/48 | €509 |
| Trade debts payable within one year | 44 | €509 |
| Income statement | ||
| Gross operating margin | 9900 | €333 |
| Operating result | 9901 | €333 |
| Financial charges | 65 | €120 |
| Result before taxes | 9903 | €213 |
| Net result for the period | 9904 | €213 |
| Result to be appropriated | 9905 | €213 |
Ratios computed by Checked.
Health barometer
FY 2024 · computed70
/ 100
Healthy
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
13 directors3 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
-
Current23-06-2026 → present
-
Current19-06-2025 → present
-
Current19-06-2025 → present
-
Current19-06-2025 → present
-
Centre d'Information et d'Education populaire - Mouvement Ouvrier Chrétien ASBLLegal entityDirector· perm. rep.: Véronique OrubaState Gazette act 24020942 (01-02-2024)Current01-02-2024 → present
-
Réso asblLegal entityDirector· perm. rep.: Enrique RodriguezState Gazette act 24020942 (01-02-2024)Current01-02-2024 → present
Former directors (7)
-
Former12-03-2025 → 07-08-2026
2 events
- 07-08-2026 Resigned· Chargée de la gestion journalière
- 12-03-2025 Appointed· Managing director
-
Former- → 19-06-2025
-
Former- → 19-06-2025
-
Former- → 19-06-2025
-
Former- → 19-06-2025
2 further former directors in the mandate history. Available in Kantoor S.
See plans →
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | - |
| Legal form | Non-profit association(017) |
| Incorporation | 05-06-2023 |
| Status | Active |
| Postal code | 5060 |
Structure & network
Connections & network
1 connected companyGroup structure
Sits on the board · 1 subsidiary · 48 locations
Control→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control
1 partyControl over this companysits on this company's board1
1 subsidiary · 48 locations
controls
RISOMEBE 0802.406.368
Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgian State Gazette · acts
1 of 4 acts readOf the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
What every Belgian State Gazette publication actually says, each act broken down into appointments, capital movements, seat moves and statute amendments.
2026
07-08-2026
Registered office · Resignations & appointments
- Board meeting , 23/06/2026
- Director resignation, Céline Schiltz (chargée de la gestion journalière)
- Director appointment, Fanny Segers (chargée de la gestion journalière)
- General meeting , 19/06/2025
- Registered-office move , Place de l'llon 17, 5000 Namur
Analysis
Financial profile
4 of 5 axes measured76
/ 100
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
70
Profitability
100
Solvency
55
Growth
-
Stability
79
Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads BankNames & trade names
| Legal nameFR | RISOME |
Registered office
Rue des Glaces Nationales(AUV) 144
5060 Sambreville, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.