RISOLTO
ActiveRISOLTO has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €502k and a net result of €2k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 33% of 8601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+20
Solvency58▲+1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.08 in 2024; short-term debt: 26.9% and cash: 15.3% of total assets), and 66.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.3%
Return on assets
0.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
27 d late
2023
22 d late
2022
30 d late
2021
3 d early
2020
16 d late
2019
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€502k▲ 18.2%
2024 · €424k
2018: €-339
2019: €488k
2020: €1.04M
2021: €1.09M
2022: €674k
2023: €399k
2024: €424k
2018 → 2025
Total assets
€1.51M▲ 14.3%
2024 · €1.32M
2018: €8k
2019: €512k
2020: €1.08M
2021: €1.81M
2022: €1.46M
2023: €1.29M
2024: €1.32M
2018 → 2025
Net result
€2k
2024 · €-204k
2018: €-4k
2019: €-22k
2020: €-212k
2021: €-475k
2022: €-411k
2023: €-275k
2024: €-204k
2018 → 2025
Working capital
€119k▲ 413%
2024 · €23k
2018: €-7k
2019: €373k
2020: €616k
2021: €836k
2022: €428k
2023: €112k
2024: €23k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.09M-€674k▼ 37.9%€399k▼ 40.8%€424k▲ 6.3%€502k▲ 18.2%
Operating result€-467k-€-381k▲ 18.5%€-250k▲ 34.4%€-174k▲ 30.4%€39k
Net result€-475k-€-411k▲ 13.4%€-275k▲ 33.2%€-204k▲ 25.7%€2k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €39k after a loss of €174k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.51M
Fixed assets
€984k▼ 1.7%
Current assets
€524k▲ 65.1%
Equity and liabilities €1.51M
Equity
€502k▲ 18.2%
Debt
€1.01M▲ 12.5%
The debt ratio falls from 67.8% to 66.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€400k▲
2024 · €193k
Cash flow
€363k▲
2024 · €163k
Solvency
33.3%▲
2024 · 32.2%
Current ratio
1.29▲
2024 · 1.08
Quick ratio
1.29▲
2024 · 1.08
Debt / equity
2.00▼
2024 · 2.11
ROE
0.5%▲
2024 · -48.1%
ROA
0.2%▲
2024 · -15.5%
Interest coverage
10.78▲
2024 · 5.92
Debt
€1.01M▲
2024 · €894k
Debt ≤ 1 year
€405k▲
2024 · €294k
Debt > 1 year
€600k=
2024 · €600k
Staff costs
€240k▲
2024 · €54k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.32M€1.51M▲
Fixed assets21/28€1.00M€984k▼
Intangible fixed assets21€1.00M€977k▼
Tangible fixed assets22/27€1k€7k▲
Plant, machinery and equipment23€985€7k▲
Other tangible fixed assets26€220€220=
Current assets29/58€317k€524k▲
Amounts receivable within one year40/41€242k€289k▲
Trade receivables40€239k€288k▲
Other amounts receivable41€2k€941▼
Cash at bank and in hand54/58€71k€231k▲
Deferred charges and accrued income490/1€4k€4k▼
Equity and liabilities
Total equity and liabilities10/49€1.32M€1.51M▲
Equity10/15€424k€502k▲
Contributions10/11€612k€687k▲
Reserves13€17k€17k=
Non-distributable reserves130/1€842€842=
Reserves not available under the articles1311€842€842=
Distributable reserves133€16k€16k=
Profit (loss) carried forward14€-204k€-202k▲
Amounts payable17/49€894k€1.01M▲
Amounts payable after more than one year17€600k€600k=
Financial debts170/4€600k€600k=
Amounts payable within one year42/48€294k€405k▲
Current portion of amounts payable after more than one year42-€15k
Trade debts44€278k€319k▲
Suppliers440/4€278k€319k▲
Taxes, remuneration and social security45€16k€71k▲
Taxes450/3€4k€20k▲
Remuneration and social security454/9€11k€51k▲
Other amounts payable47/48€92€92=
Accrued charges and deferred income492/3-€980
Income statement
Code20242025
Remuneration, social security and pensions62€54k€240k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€367k€360k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€248k€641k▲
Operating profit (loss)9901€-174k€39k▲
Financial income75/76B€2k€56▼
Recurring financial income75€2k€56▼
Financial charges65/66B€33k€37k▲
Recurring financial charges65€33k€37k▲
Profit (loss) for the period before taxes9903€-204k€2k▲
Profit (loss) for the period9904€-204k€2k▲
Profit (loss) for the period to be appropriated9905€-204k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-204k€-202k▲
Profit (loss) brought forward from the previous period14P-€-204k
Social balance
Average headcount (FTE)90871.75.0▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial
Back to profitnet €2k
Net result €2k after 7 loss-making years.
31-12
Financial
Equity above €500kEq €502k ▲18.2%
Equity rises from €424k to €502k.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 27 days late
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-475k
Net result drops to €-475k, the lowest in the series; recovery starts the following year.
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
31-12
Financial
Equity above €1MEq €1.04M ▲113%
Equity rises from €488k to €1.04M.
25-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity times 92current ratio 16.16
Current ratio from 0.18 to 16.16.
31-12
Financial
Equity above €200kEq €488k
Equity rises from €-339 to €488k.
15-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tondelierlaan 199000 GentGround area
2,315 m²
Building footprint
1,571 m²
Volume, LiDAR
41,788 m³
Parcel 44807G0052/00X002, Flanders · tallest building 36.4 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
Risolto
since 20142.225.955.406
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44807G0052/00X002 | Flanders | 2,315 m² | 1 · 1,571 m² | 36.4 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 3 entries · 242,513 EUR awarded · 242,513 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | -5,878 EUR | 69,513 EUR |
| 2024 | 1 | 248,391 EUR | 173,000 EUR |
Schemes
Ontwikkelingsproject
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 34,595 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-01-2014
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.