Financial debts 51%Suppliers 1%Taxes and wages 14%Other 34%
Of this, €19,875 falls due within a year.
Checked score
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
XXVisible after signing in
HiddenVisible after signing in
Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
XXVisible after signing in
Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
XXVisible after signing in
XXVisible after signing in
XXVisible after signing in
Score breakdown
Visible after signing inVisible after signing in
Comparable companies, two years later
In July 2024, 1,271 companies had the same profile as RISHC has now. Each dot stands for 4 companies, two years later.
93.5%
were still trading
2.0%
stopped another way
4.1%
went bankrupt
Micro
2 to 5 years old
solvency 10 to 30%
a small loss
Another 0.4% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,271 companies, not a prediction for RISHC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
Visible after signing inVisible after signing in
Credit check for an amount and term of your choice
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0797146394
Incorporation
Founding capital of €2,000, 2,000 shares · Founder: Name hiddenVisible after signing in · Appointment: Hidden nameVisible after signing in (director) · published on 17-01-2023 · Gazette deed
First establishment
Nijverheidsstraat 17, Hulshout
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as RISHC: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €51,500 and €61,700, founded between 2022 and 2023.
micro format, filed on 22-07-2026, 9 days before the deadline
Abbreviated and micro format
Small companies may file abbreviated or micro-format accounts. They often leave out revenue and other detail. The law allows it, so it is not missing data.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €67,000. Estimated: probably between €36,000 and €170,000.
Balance sheet
balance sheet total €55,150 on 31-12-2025
What the company ownsHow it is paid for
in euro
in euro
Position in the sector
Sector peers
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
A company files its annual accounts with the National Bank no later than seven months after its financial year ends. Repeated late filing is a warning sign.
per financial year, computed from the annual accounts
Line
Trend
2025
2024
2023
16,447
-4,006
54,894
14,013
-6,981
44,519
0
5,149
67,769
4,106
-29,059
-
1,601
907
25,729
25.9%
20.1%
31.9%
1.08
1.03
1.82
2.85
3.98
2.13
-7.7%
-138.1%
94.5%
-2.0%
-27.7%
30.2%
6.76
-1.35
19.93
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired
Investment
Investment is what the company bought in the financial year in buildings, machinery, software and other fixed assets. Above depreciation, it is building up. Years below it, it is living off what it has.
Item
2025
2024
2023
Tangible fixed assets
-
€5,149
€67,769
€15,117
€14,296
€9,831
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on RISHC
The operating result for 2025 is a profit of €1,330, after a loss of €18,302 in 2024.
Debt's share of the balance-sheet total falls from 79.9% to 74.1%. Equity and debt are lower.
Board & ownership
Board
Directors
Many board changes in a short time are a reason to keep a close eye on the company.
Each bar is one period in a role, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
registered office since 20-02-2014 · founded in 2014
31 FTE (2025)
0546.763.858
Earlier ties
Name after signing inVisible after signing in
via Name hiddenVisible after signing in, no longer at Hidden nameVisible after signing in · Niet statutaire bestuurder,tevens gedelegeerd bestuurder · deed of 16-05-2023
founded in 2014 · negative equity (2025)
total assets €1.0m (2025)
Name after signing inVisible after signing in
via Name hiddenVisible after signing in, no longer at Hidden nameVisible after signing in · Independent director · deed of 15-09-2020
founded in 1983
30 FTE (2025)
Name after signing inVisible after signing in
via Name hiddenVisible after signing in, no longer at Hidden nameVisible after signing in · Director · deed of 15-12-2020
founded in 1989
turnover €132,000 (2025)
Name after signing inVisible after signing in
via Name hiddenVisible after signing in, no longer at Hidden nameVisible after signing in · Director
No longer active
total assets €186,495 (2023)
Board mandates elsewhere
Board mandates elsewhere
RISHC sits on the board of these companies. A board seat gives influence, not ownership.
1 board mandate
Board mandates of RISHCRISHC sits on their board1
Name hiddenVisible after signing in
Managing director
Founded in 1991 · turnover €340,740 (2025)
Connections & network
Connections & network
RISHC is linked to other companies through directors or shares. Look especially for linked companies in trouble.
Depth
Shared directors
This companyCompanyDirectorShareholding+N: links not shown yetClick a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Timeline
7 events since 2023
Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts:
31-07-2027
2026
Annual accounts 2025 filedNBB ↗micro format · 9 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0797146394
Annual accounts 2024 filedPDFmicro format · 31 days before the deadline
2024
Weakest financial yearnet -€21,276 The net result drops to -€21,276, the lowest from 2023 to 2025. It recovers the following year.
Annual accounts 2023 filedPDFmicro format · 26 days before the deadline
2023
IncorporationFounding capital of €2,000, 2,000 shares · Founder: Name after signing inVisible after signing in · Appointment: Name hiddenVisible after signing in (director) · published on 17-01-20234 points ▸
Founder, Hidden nameVisible after signing in
Founding capital, €2,000, 2,000 shares
Name after signing inVisible after signing in holds 2,000 shares
Director appointment, Name hiddenVisible after signing in
Each sentence rests on a document from the KBO register, the Belgian Official Gazette or the National Bank. The number after the sentence opens that document.
On 13 January 2023, RISHC was incorporated as a private limited company by one natural person, with a starting capital of €2,000.12Name after signing inVisible after signing in has served as director since 2023.3Total assets went from €114,945 in 2023 to €55,150 in 2025.4
PurposeThe purpose describes the activities the company may carry out under its articles.
“A/ Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende…”
18 activities
A/ Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden, het aankopen, verkopen, ruilen, in opstal of erfpacht nemen, (laten) bouwen, (laten) verbouwen, onderhouden, verhuren, huren, verkavelen, prospecteren en uitbaten van onroerende goederen; de aan- en verkoop, huur en verhuur van roerende goederen, alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit doel in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen, alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze roerende en onroerende goederen.
B/ Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend patrimonium, alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals het verwerven door inschrijving of aankoop en het beheren van aandelen, obligaties, kasbons of andere roerende waarden, van welke vorm ook, van Belgische of buitenlandse, bestaande of nog op te richten rechtspersonen en ondernemingen.
De vennootschap mag alle verrichtingen stellen van commerciële, industriële, onroerende, roerende of financiële aard die rechtstreeks of onrechtstreeks met haar voorwerp verwant of verknocht zijn of de verwezenlijking ervan kunnen bevorderen.
De vennootschap mag betrokken zijn bij wijze van inbreng, samensmelting, inschrijving of op elke andere wijze, in de ondernemingen, verenigingen of vennootschappen, die een gelijkaardig, soortgelijk of samenhangend voorwerp hebben of die nuttig zijn voor de verwezenlijking van het geheel of een gedeelte van haar voorwerp.
Bovenvermelde opsomming is niet beperkend, zodat de vennootschap alle handelingen kan stellen, die op welke wijze ook kunnen bijdragen tot de verwezenlijking van haar voorwerp.
De vennootschap mag haar voorwerp verwezenlijken zowel in België als in het buitenland, op alle wijzen en manieren, die zij het best geschikt zou achten.
Zij kan de functies van bestuurder of vereffenaar uitoefenen in andere vennootschappen.
De vennootschap mag zich borgstellen of zakelijke zekerheden verlenen ten voordele van vennootschappen of particulieren, in de meest ruime zin.
Het verlenen van management en/of consulting services, in de meest brede zin van het woord. Zij mag hiertoe mandaten opnemen van zaakvoerder, bestuurder, vereffenaar, vast vertegenwoordiger of soortgelijke functies.
De vennootschap mag verder alle roerende of onroerende goederen, materialen en benodigdheden verwerven, huren of verhuren, vervaardigen, overdragen of ruilen, en in het algemeen alle industriële, commerciële of financiële handelingen verrichten welke rechtstreeks of onrechtstreeks in verband staan met het doel.
Zij mag rechten op haar onroerende goederen verlenen, meer bepaald rechten van vruchtgebruik, erfpacht en opstal.
Zij kan ondermeer onroerende goederen, zowel gemeubeld als ongemeubeld huren of verhuren en/of onderverhuren.
Zij mag het beheer van roerende en onroerende goederen toebehorende aan derden behartigen.
De vennootschap mag het bestuur waarnemen en toezicht en controle uitoefenen over alle vennootschappen zowel in eigen naam, als in opdracht, of voor rekening van derden.
Zij mag leningen van gelijk welke vorm en voor gelijk welke duur toestaan, in dit kader kan zij zich borg stellen en haar aval verlenen, in de meest ruime zin.
Zij mag bij wijze van inbreng in speciën of in natura, van fusie, inschrijving deelneming, financiële tussenkomst als waarborggever of op een andere wijze aandeel nemen in alle bestaande of op te richten vennootschappen of bedrijven in België of het buitenland, en van aard is de uitbating van haar maatschappelijk doel te bevorderen of in functie te zijn van het vermogensbeheer van de vennootschap. Deze lijst is exemplatief en niet beperkend.
Op algemene wijze mag zij allerhande commerciële, industriële, financiële, roerende en onroerende verrichtingen uitvoeren, welk rechtstreeks of onrechtstreeks verband houden met haar doel.
De vennootschap mag op welke wijze ook betrokken zijn inzake, ondernemingen of vennootschappen die hetzelfde, een soortgelijk, een gelijkaardig of samenhangend doel hebben, dat van aard is de ontwikkeling van haar vennootschap te bevorderen, haar grondstoffen kan verschaffen of haar producten gemakkelijker kan verdelen.