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RIQ

Active
Private limited company (pre-2019)founded 199728 yrs activeFrilinglei 37, 2930 Brasschaat, BelgiumKBO/BCE: BE 0461.609.241
Summary

RIQ has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€94,809) and a net result of -€13,472. Equity is shrinking by ~16.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.34 against 1.43 in 2024; short-term debt: 85.9% and cash: 7.2% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-256.8%
Return on assets
-36.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 28 years 0 30 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€94,809
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
63 d early
2024
27 d late
2023
56 d early
2022
13 d early
2021
46 d early
2020
60 d early
2019
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

RIQ was incorporated on 7 October 1997.1 Total assets fell from EUR 74,447 in 2018 to EUR 36,922 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€94,809▼ 16.6%
2024 · -€81,337
Total assets
€36,922▼ 54.2%
2024 · €80,567
Net result
-€13,472▲ 48.8%
2024 · -€26,326
Working capital
-€20,903
2024 · €13,880
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€3,379▼ 49.1%-€16,800-€5,241▲ 68.8%-€27,744▼ 429%-€13,175▲ 52.5%
Net result€2,420▼ 50.4%-€16,675-€5,691▲ 65.9%-€26,326▼ 363%-€13,472▲ 48.8%
Equity-€32,644▲ 6.9%-€49,320▼ 51.1%-€55,011▼ 11.5%-€81,337▼ 47.9%-€94,809▼ 16.6%
Total assets€152,524▲ 1.0%€133,739▼ 12.3%€104,069▼ 22.2%€80,567▼ 22.6%€36,922▼ 54.2%
Debt€185,169▼ 0.5%€183,059▼ 1.1%€159,081▼ 13.1%€161,903▲ 1.8%€131,731▼ 18.6%
Working capital€8,272▼ 75.9%€4,783▼ 42.2%-€5,327€13,880-€20,903
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0Operating result 2021: €3,379€3,379Net result 2021: €2,420€2,420Operating result 2022: -€16,800-€16,800Net result 2022: -€16,675-€16,675Operating result 2023: -€5,241-€5,241Net result 2023: -€5,691-€5,691Operating result 2024: -€27,744-€27,744Net result 2024: -€26,326-€26,326Operating result 2025: -€13,175-€13,175Net result 2025: -€13,472-€13,47220212022202320242025-€30,000-€20,000-€10,000€0Operating result 2023: -€5,241-€5,240Net result 2023: -€5,691-€5,690Operating result 2024: -€27,744-€27,700Net result 2024: -€26,326-€26,300Operating result 2025: -€13,175-€13,200Net result 2025: -€13,472-€13,500202320242025
The operating result stays negative: a loss of €13,175 in 2025 against €27,744 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36,922
Fixed assets €26,093 ▼ 24.1%
Current assets €10,828 ▼ 76.5%
Key figures and ratios
2025 value · change against 2024
EBITDA
-€4,876▲
2024 · -€20,266
Cash flow
-€5,173▲
2024 · -€18,848
Solvency
-256.8%▼
2024 · -101.0%
Current ratio
0.34▼
2024 · 1.43
Debt to equity
-1.39▲
2024 · -1.99
ROA
-36.5%▼
2024 · -32.7%
Interest coverage
-16.37▲
2024 · -43.03
Debt ≤ 1 year
€31,731▼
2024 · €32,294
Debt > 1 year
€100,000▼
2024 · €129,610
Income taxes
€0▲
2024 · -€1,789
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,640 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a loss of 10% of the balance sheet or more
4.1% went bankrupt
9.9% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,640 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€80,567€36,922▼
Fixed assets21/28€34,393€26,093▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€34,393€26,093▼
Plant, machinery and equipment23€3,620€2,715▼
Furniture and vehicles24€30,772€23,378▼
Financial fixed assets28€0-
Current assets29/58€46,174€10,828▼
Amounts receivable within one year40/41€738€7,090▲
Trade receivables40€436€6,890▲
Other amounts receivable41€302€200▼
Current investments50/53€0-
Cash at bank and in hand54/58€44,540€2,648▼
Deferred charges and accrued income490/1€897€1,090▲
Equity and liabilities
Total equity and liabilities10/49€80,567€36,922▼
Equity10/15-€81,337-€94,809▼
Contributions10/11€18,592€18,592=
Reserves13€9,417€0▼
Distributable reserves133€9,417€0▼
Profit (loss) carried forward14-€109,346-€113,401▼
Amounts payable17/49€161,903€131,731▼
Amounts payable after more than one year17€129,610€100,000▼
Financial debts170/4€129,610€100,000▼
Amounts payable within one year42/48€32,294€31,731▼
Current portion of amounts payable after more than one year42€7,756€4,599▼
Trade debts44€2,377€931▼
Suppliers440/4€2,377€931▼
Taxes, remuneration and social security45€4,584€10,584▲
Taxes450/3€84€84=
Remuneration and social security454/9€4,500€10,500▲
Other amounts payable47/48€17,577€15,617▼
Income statement Code20242025
Non-recurring operating income76A€21,177€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,478€8,299▲
Other operating charges640/8€807€1,078▲
Non-recurring operating charges66A€10,949€0▼
Gross operating margin9900-€8,510-€3,797▲
Operating profit (loss)9901-€27,744-€13,175▲
Financial income75/76B€100€0▼
Recurring financial income75€100€0▼
Financial charges65/66B€471€298▼
Recurring financial charges65€471€298▼
Profit (loss) for the period before taxes9903-€28,115-€13,472▲
Income taxes67/77-€1,789€0▲
Profit (loss) for the period9904-€26,326-€13,472▲
Profit (loss) for the period to be appropriated9905-€26,326-€13,472▲
Appropriation of the result
Profit (loss) to be appropriated9906-€109,346-€122,818▼
Profit (loss) brought forward from the previous period14P-€83,020-€109,346▼
Transfer from equity791/2-€9,417

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A€416--€21,177€0▼ 100%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,947€14,386€14,350€7,478€8,299▲ 11.0%
Other operating charges640/8€3,164€605€767€807€1,078▲ 33.6%
Non-recurring operating charges66A---€10,949€0▼ 100%
Gross operating margin9900€22,490-€1,809€9,876-€8,510-€3,797▲ 55.4%
Operating profit (loss)9901€3,379-€16,800-€5,241-€27,744-€13,175▲ 52.5%
Financial income75/76B€297€159€152€100€0▼ 99.6%
Recurring financial income75€297€159€152€100€0▼ 99.6%
Financial charges65/66B€494€797€602€471€298▼ 36.7%
Recurring financial charges65€494€797€602€471€298▼ 36.7%
Profit (loss) for the period before taxes9903€3,182-€17,438-€5,691-€28,115-€13,472▲ 52.1%
Income taxes67/77€763-€763€0-€1,789€0▲ 100%
Profit (loss) for the period9904€2,420-€16,675-€5,691-€26,326-€13,472▲ 48.8%
Profit (loss) for the period to be appropriated9905€2,420-€16,675-€5,691-€26,326-€13,472▲ 48.8%
Line20212022202320242025Change
Assets
Total assets20/58€152,524€133,739€104,069€80,567€36,922▼ 54.2%
Fixed assets21/28€116,417€102,031€87,681€34,393€26,093▼ 24.1%
Intangible fixed assets21€2,779€1,401€23€0--
Tangible fixed assets22/27€102,689€89,681€76,709€34,393€26,093▼ 24.1%
Plant, machinery and equipment23€102,689€89,681€76,709€3,620€2,715▼ 25.0%
Furniture and vehicles24---€30,772€23,378▼ 24.0%
Financial fixed assets28€10,949€10,949€10,949€0--
Current assets29/58€36,107€31,709€16,389€46,174€10,828▼ 76.5%
Amounts receivable within one year40/41€22,253€26,784€11,652€738€7,090▲ 861%
Trade receivables40€6,412€7,251€11,429€436€6,890▲ 1,482%
Other amounts receivable41€15,841€19,533€222€302€200▼ 33.8%
Current investments50/53---€0--
Cash at bank and in hand54/58€12,010€4,044€3,796€44,540€2,648▼ 94.1%
Deferred charges and accrued income490/1€1,844€881€941€897€1,090▲ 21.6%
Equity and liabilities
Total equity and liabilities10/49€152,524€133,739€104,069€80,567€36,922▼ 54.2%
Equity10/15-€32,644-€49,320-€55,011-€81,337-€94,809▼ 16.6%
Contributions10/11€18,592€18,592€18,592€18,592€18,592=
Reserves13€9,417€9,417€9,417€9,417€0▼ 100%
Non-distributable reserves130/1€1,859€1,859€0---
Reserves not available under the articles1311€1,859€1,859€0---
Distributable reserves133€7,558€7,558€9,417€9,417€0▼ 100%
Profit (loss) carried forward14-€60,653-€77,329-€83,020-€109,346-€113,401▼ 3.7%
Amounts payable17/49€185,169€183,059€159,081€161,903€131,731▼ 18.6%
Amounts payable after more than one year17€157,333€156,134€137,365€129,610€100,000▼ 22.8%
Financial debts170/4€157,333€156,134€137,365€129,610€100,000▼ 22.8%
Amounts payable within one year42/48€27,836€26,925€21,716€32,294€31,731▼ 1.7%
Current portion of amounts payable after more than one year42€7,287€7,440€7,596€7,756€4,599▼ 40.7%
Trade debts44€6,965€9,906€4,938€2,377€931▼ 60.8%
Suppliers440/4€6,965€9,906€4,938€2,377€931▼ 60.8%
Taxes, remuneration and social security45€2,743€2,280€1,873€4,584€10,584▲ 131%
Taxes450/3€2,743€2,280€1,873€84€84=
Remuneration and social security454/9---€4,500€10,500▲ 133%
Other amounts payable47/48€10,841€7,300€7,308€17,577€15,617▼ 11.2%
Line20212022202320242025Change
Profit (loss) for the period9904€2,420-€16,675-€5,691-€26,326-€13,472▲ 48.8%
+ Depreciation and write-downs630€15,947€14,386€14,350€7,478€8,299▲ 11.0%
Operating cash flow (approximation)€18,366-€2,289€8,659-€18,848-€5,173▲ 72.6%
Investment in fixed assets (approximation)-€0€0€45,810€0▼ 100%
Change in cash--€7,966-€248€40,744-€41,892▼ 203%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
27-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial Weakest financial yearnet -€26,326
Net result drops to -€26,326, the lowest in the series; recovery starts the following year.
05-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
18-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
15-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
01-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 1997
seat establishment The establishment unit on the map
Ground area
1,380 m²
Building footprint
197 m²
Volume, LiDAR
1,036 m³
Parcel 11322E0171/00M005, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Riq
Frilinglei 37, 2930 BrasschaatNACE 7412401
since 19972.083.954.235
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11322E0171/00M005 Flanders 1,380 m² 1 · 196 m² 8.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2022 list no shareholders, and no other source names one.

Holdings 1

According to the 2022 annual accounts of RIQ and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded07-10-1997
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68110Buying and selling of own real estate
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0461609241
Also 9925:BE0461609241
Registered 02-01-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.