Equity
Debts exceed assets in financial year 2025.
Debts exceed assets in financial year 2025.
Every financial year from 2022 to 2025 closed with a loss. 2024 was the heaviest.
Of this, €31,731 falls due within a year.
Short-term debts fell from €32,294 to €31,731.
Five of the last ten came late. The 2019 accounts came latest: 91 days after the end of the period.
Lower solvency than 95% of companies in head offices and management consultancy. Sector median 55.5% · 41,211 companies.
In July 2024, 6,635 companies had the same profile as RIQ has now. Each dot stands for 17 companies, two years later.
Another 1.0% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,635 companies, not a prediction for RIQ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| RIQ Brasschaat | €36,922 | -€3,797 | -256.8% | - |
| PRO CONSULTING Mechelen | €41,321 | -€12,148 | 66.8% | - |
| PYRAMID ORGANIZATION DEVELOPMENT INTERNATIONAL Antwerp | €34,953 | €967 | 96.6% | - |
| 2MM Boechout | €37,553 | -€22,057 | 41.3% | - |
| VAN SANTVLIET Zoersel | €33,992 | -€132,956 | -468.2% | - |
| SEVEN DAYS OPEN Heist-op-den-Berg | €33,015 | -€16,690 | 51.7% | - |
| A.P.M. Ranst | €38,765 | -€10,321 | 34.5% | - |
These companies have the same main activity as RIQ: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €33,000 and €41,300, founded between 1994 and 2002.
RIQ files the micro format. That format states no turnover. The gross margin fell from €13,628 in 2006 to -€3,797 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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