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Ripetro Ramsel

Active
Private limited company (pre-2019)founded 2011active for 15 yearsStationsstraat(RAM) 78, 2230 Herselt, BelgiumKBO/BCE: BE 0834.902.160

From the official registers: KBO 14 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of Ripetro Ramsel is 2.9% (moderate). The 2025 annual accounts show negative equity (-€173,117) and a net result of -€22,986. Equity has been shrinking by about 64% per year since 2018. Its solvency ranks better than 6% of 12,757 sector peers (NACE 47, financial year 2025). The company has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 24-03-2011 Normal situation
Activity
Retail sale of automotive fuel NACE 47300and 1 other
Establishment unit
2.197.427.310 2230 Herselt, since 01-04-2011
Financial year end
31 December
Peppol
Reachable since 23-09-2025

Board and ownership

Board
  • Van der Auwera ClementDirector
Shareholders

Financial position

49 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.9%
Annual accounts 2025
Gross margin
€39,429
▲ 21.7%
Turnover
≈ €220,000
estimated
Loss
€22,986
▼ 45.7%
Equity
-€173,117
▼ 15.3%
Total assets
€345,101
▼ 6.1%
Staff
1.3 FTE
▲ 8.3%
Filed on 02-06-2026, 59 days before the deadlinePDF
Score breakdownraises riskNegative equity -€173,117Loss of €22,986, the second in a row (financial year 2025)Liquidity: current ratio 0.61, cash €0, halvedlowers riskSize: 1.3 FTE, total assets €345,101Show the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 12% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -50.2% of total assets
Liquidity 0-3
short-term debt 145.2% · cash 0.0%
Profitability 10+6
return on assets -6.7%
Bankruptcy probability within 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: 5.5%highest value 12-2024: 5.5%● unchanged vs 11-2024highest value 01-2025: 5.5%● unchanged vs 12-2024highest value 02-2025: 5.5%● unchanged vs 01-2025highest value 03-2025: 5.4%▼ -0.1 percentage points vs 02-2025 04-2025: 5.4%● unchanged vs 03-2025 05-2025: 5.4%● unchanged vs 04-2025 06-2025: 4.0%▼ -1.4 percentage points vs 05-2025 07-2025: 4.0%● unchanged vs 06-2025 08-2025: 4.0%● unchanged vs 07-2025 09-2025: 4.0%● unchanged vs 08-2025 10-2025: 4.0%● unchanged vs 09-2025 11-2025: 4.0%● unchanged vs 10-2025 12-2025: 4.0%● unchanged vs 11-2025 01-2026: 4.0%● unchanged vs 12-2025 02-2026: 4.0%● unchanged vs 01-2026 03-2026: 3.9%▼ -0.1 percentage points vs 02-2026 04-2026: 4.0%▲ +0.1 percentage points vs 03-2026 05-2026: 3.8%▼ -0.2 percentage points vs 04-2026 06-2026: 3.8%● unchanged vs 05-2026 07-2026: 2.8%▼ -1.0 percentage point vs 06-2026 08-2026: 2.8%● unchanged vs 07-2026 09-2026: 2.8%● unchanged vs 08-2026lowest value 10-2026: 2.9%▲ +0.1 percentage points vs 09-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.61 (0.65 in 2024), below 1. Short-term debt is 145.2% and cash 0% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 1% on liquidity, 17% on profitability and 22% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Negative equity -€173,117
NBB · annual accounts
raises risk · Loss of €22,986, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.61, cash €0, halved
NBB · annual accounts
lowers risk · Size: 1.3 FTE, total assets €345,101
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€173,117
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
59 days early
2024
66 days early
2023
62 days early
2022
29 days late
2021
31 days late
2020
1 day early
2019
5 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 18 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 June (4 of the last 5 accounts filed within 88 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€173,117 View
  • Risk: 7 loss-making years in a rowloss in financial year 2025 -€22,986 View
  • Caution: Less equity than 95% of companies in retail tradesector median €236,771 · 12,767 companies -€173,117 View

Comparable companies

These companies have the same main activity as Ripetro Ramsel: retail sale of automotive fuel (NACE 47300). They are comparable in size and age: total assets between €193,000 and €531,000, founded between 2000 and 2017.

CompanyTotal assetsGross margin
Ripetro Ramsel Herselt€345,101€39,429
tindra Walhain€193,460€73,030
BENZINESTATION TOHO Peer€496,853€89,150
L.B. TRADING Bilzen-Hoeselt€194,223€29,579
STATION WARGNIES Seneffe€490,103€78,627
CELILI Asse€531,333€74,421
L.P. OIL Gerpinnes€351,855€39,251
Full comparison

Documents

Annual accounts at the NBB

All 14 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Ripetro Ramsel

What is the company number of Ripetro Ramsel?
The company number of Ripetro Ramsel is 0834.902.160. The VAT number is the same number with BE in front: BE 0834.902.160.
Where is Ripetro Ramsel based?
The registered office is at Stationsstraat(RAM) 78, 2230 Herselt.Company details
What does Ripetro Ramsel do?
According to the KBO register, the main activity is retail sale of automotive fuel (NACE 47300).
What is the legal form of Ripetro Ramsel?
The legal form of Ripetro Ramsel is Private limited company (pre-2019) (BVBA).
When was Ripetro Ramsel founded?
Ripetro Ramsel was founded on 24-03-2011.
Is Ripetro Ramsel still active?
Yes, Ripetro Ramsel is an active enterprise in the KBO register.
How many employees does Ripetro Ramsel have?
Ripetro Ramsel had an average of 1.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Ripetro Ramsel?
The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €39,429 and 88 comparable companies (NACE 47). It probably lies between €130,000 and €440,000.
Is Ripetro Ramsel profitable?
In financial year 2025, Ripetro Ramsel made a loss of €22,986.
Where can I find the annual accounts of Ripetro Ramsel?
Ripetro Ramsel filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of Ripetro Ramsel due?
Ripetro Ramsel must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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