Ripetro Lichtaart
ActiveRipetro Lichtaart has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-73k) and a net result of €-142k. Equity is shrinking by ~3% per year across the filed fiscal years. Its solvency ranks better than 9% of 10250 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
12
/ 100
Critical▼ -59 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+33
Solvency40▲+19
Growth32▼-46
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.81 against 1.1 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-18.1%
Return on assets
-34.8%
Age of the figures
9 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€73k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
66 d early
2023
62 d early
2022
63 d late
2021
31 d late
2020
1 d early
2019
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-73k
2024 · €68k
2018: €55k
2019: €77k
2020: €51k
2021: €68k
2022: €90k
2023: €59k
2024: €68k
2018 → 2025
Total assets
€407k▼ 28.7%
2024 · €570k
2018: €322k
2019: €313k
2020: €283k
2021: €356k
2022: €495k
2023: €465k
2024: €570k
2018 → 2025
Net result
€-142k
2024 · €9k
2018: €-26k
2019: €22k
2020: €-26k
2021: €18k
2022: €21k
2023: €-31k
2024: €9k
2018 → 2025
Working capital
€-91k
2024 · €49k
2018: €-3k
2019: €45k
2020: €22k
2021: €98k
2022: €87k
2023: €46k
2024: €49k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€68k-€90k▲ 31.1%€59k▼ 34.2%€68k▲ 15.6%€-73k
Operating result€51k-€25k▼ 50.7%€-23k€12k€-135k
Net result€18k-€21k▲ 20.0%€-31k€9k€-142k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €135k after €12k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €407k
Fixed assets
€17k▼ 33.8%
Current assets
€389k▼ 28.5%
Key figures and ratios
EBITDA
€-126k▼
2024 · €23k
Cash flow
€-133k▼
2024 · €20k
Solvency
-18.1%▼
2024 · 12.0%
Current ratio
0.81▼
2024 · 1.10
Quick ratio
0.68▼
2024 · 0.87
Debt / equity
-6.53▼
2024 · 7.37
ROE
192.8%▲
2024 · 13.5%
ROA
-34.8%▼
2024 · 1.6%
Interest coverage
-19.65▼
2024 · 3.01
Debt
€480k▼
2024 · €502k
Debt ≤ 1 year
€480k▼
2024 · €496k
Income taxes
€197▼
2024 · €197
Staff costs
€65k▼
2024 · €77k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€570k€407k▼
Fixed assets21/28€26k€17k▼
Tangible fixed assets22/27€20k€11k▼
Land and buildings22€3k€2k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€12k€6k▼
Other tangible fixed assets26€304€147▼
Financial fixed assets28€7k€7k=
Current assets29/58€544k€389k▼
Stocks and contracts in progress3€114k€61k▼
Stocks30/36€114k€61k▼
Amounts receivable within one year40/41€422k€321k▼
Trade receivables40€145k€74k▼
Other amounts receivable41€276k€247k▼
Current investments50/53€4k€4k=
Cash at bank and in hand54/58€3k€2k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€570k€407k▼
Equity10/15€68k€-73k▼
Contributions10/11€50k€50k=
Reserves13€100k€100k=
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Distributable reserves133€95k€95k=
Profit (loss) carried forward14€-82k€-223k▼
Amounts payable17/49€502k€480k▼
Amounts payable after more than one year17€7k-
Financial debts170/4€7k-
Amounts payable within one year42/48€496k€480k▼
Current portion of amounts payable after more than one year42€16k€7k▼
Financial debts43€21k€28k▲
Credit institutions430/8€21k€28k▲
Trade debts44€209k€266k▲
Suppliers440/4€209k€266k▲
Advances received on contracts in progress46€2k€1k▼
Taxes, remuneration and social security45€20k€19k▼
Taxes450/3€6k€10k▲
Remuneration and social security454/9€14k€9k▼
Other amounts payable47/48€228k€158k▼
Income statement
Code20242025
Non-recurring operating income76A€139€974▲
Remuneration, social security and pensions62€77k€65k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€9k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k-
Other operating charges640/8€4k€7k▲
Non-recurring operating charges66A-€65
Gross operating margin9900€104k€-54k▼
Operating profit (loss)9901€12k€-135k▼
Financial income75/76B€5k€221▼
Recurring financial income75€5k€221▼
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€9k€-141k▼
Income taxes67/77€197€197▼
Profit (loss) for the period9904€9k€-142k▼
Profit (loss) for the period to be appropriated9905€9k€-142k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-82k€-223k▼
Profit (loss) brought forward from the previous period14P€-91k€-82k▲
Social balance
Average headcount (FTE)90873.12.8▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-142k ▼1640%
Net result drops to €-142k, the lowest in the series.
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
30-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
02-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 63 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
05-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 5 days late
2019
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 26 days late
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 91 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kasterlee · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herentalsesteenweg 172460 KasterleeGround area
413 m²
Building footprint
166 m²
Volume, LiDAR
853 m³
Parcel 13018C0084/00X000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ripetro Lichtaart
since 19882.034.494.628
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13018C0084/00X000 | Flanders | 413 m² | 1 · 166 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKasterlee2.034.494.628
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Of 1,260 companies in sector 47300 we hold annual accounts for 944. 755 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded02-02-1988
Fiscal year end31-12
Activities, NACEBEL
47300Retail sale of automotive fuel
95316Washing and cleaning of motor vehicles
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
52481
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.