RIOAKGRONDEN
ActiveRIOAKGRONDEN has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €786k and a net result of €254k. Its solvency ranks better than 82% of 9099 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
85
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52
Stability82
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days only on tighter terms
Liquidity ample (current ratio 3.95 against 3.93 in 2024), and 25.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.7%
Return on assets
24.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
8 d early
2024
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€786k▲ 47.6%
2024 · €533k
2024: €533k
2024 → 2025
Total assets
€1.05M▲ 47.3%
2024 · €715k
2024: €715k
2024 → 2025
Net result
€254k▼ 52.2%
2024 · €531k
2024: €531k
2024 → 2025
Working capital
€786k▲ 47.6%
2024 · €533k
2024: €533k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€533k-€786k▲ 47.6%
Operating result€708k-€338k▼ 52.2%
Net result€531k-€254k▼ 52.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 52% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €1.05M
Equity
€786k▲ 47.6%
Debt
€266k▲ 46.5%
The debt ratio falls from 25.4% to 25.3%: equity grows faster than debt.
Key figures and ratios
Solvency
74.7%▲
2024 · 74.6%
Current ratio
3.95▲
2024 · 3.93
Quick ratio
3.95▲
2024 · 3.93
Debt / equity
0.34▼
2024 · 0.34
ROE
32.2%▼
2024 · 99.6%
ROA
24.1%▼
2024 · 74.3%
Debt
€266k▲
2024 · €182k
Debt ≤ 1 year
€266k▲
2024 · €182k
Income taxes
€85k▼
2024 · €177k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€715k€1.05M▲
Current assets29/58€715k€1.05M▲
Amounts receivable within one year40/41€354k€1.05M▲
Trade receivables40€3k€3k=
Other amounts receivable41€351k€1.05M▲
Cash at bank and in hand54/58€361k€0▼
Equity and liabilities
Total equity and liabilities10/49€715k€1.05M▲
Equity10/15€533k€786k▲
Contributions10/11€2k€2k=
Reserves13€531k€784k▲
Distributable reserves133€531k€784k▲
Amounts payable17/49€182k€266k▲
Amounts payable within one year42/48€182k€266k▲
Trade debts44€3k€3k=
Suppliers440/4€3k€3k=
Taxes, remuneration and social security45€177k€261k▲
Taxes450/3€177k€261k▲
Other amounts payable47/48€2k€2k=
Income statement
Code20242025
Other operating charges640/8€505€208▼
Gross operating margin9900€708k€339k▼
Operating profit (loss)9901€708k€338k▼
Financial charges65/66B€17€249▲
Recurring financial charges65€17€249▲
Profit (loss) for the period before taxes9903€708k€338k▼
Income taxes67/77€177k€85k▼
Profit (loss) for the period9904€531k€254k▼
Profit (loss) for the period to be appropriated9905€531k€254k▼
Appropriation of the result
Profit (loss) to be appropriated9906€531k€254k▼
Transfer to equity691/2€531k€254k▼
To other reserves6921€531k€254k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
26-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwstraat(HRT) 142200 HerentalsGround area
277 m²
Building footprint
197 m²
Volume, LiDAR
1,182 m³
Parcel 13011F0264/00N003, Flanders · tallest building 11.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RIOAKGRONDEN
since 20232.351.742.927
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13011F0264/00N003 | Flanders | 277 m² | 1 · 197 m² | 11.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BAPTISTA INVEST
BE 0426.291.046
Ittre · Eq €787k
MC BOUW
BE 0556.731.597
Tielt · Eq €787k
Sagax BE Industrial 3
BE 0478.467.742
Antwerpen · Eq €787k
BEKAERT LOCUS INVESTMENT CONSULTANCY
BE 0882.620.420
Dilbeek · Eq €787k
LECOBOUW
BE 0837.297.367
Zonnebeke · Eq €788k
Of 7,287 companies in sector 68110 we hold annual accounts for 5,352. 3,391 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-11-2023
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.