Losses
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
Lower net result than 95% of companies in computer programming and consultancy. Sector median €28,023 · 22,049 companies.
Flemish support: Innovatieve starterssteun.
In July 2024, 3,234 companies had the same profile as RingMe has now. Each dot stands for 9 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,234 companies, not a prediction for RingMe. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| RingMe Tervuren | €35,453 | -€22,699 | 61.6% | - |
| THE CONNECTOR Leuven | €36,282 | -€11,569 | -30.8% | - |
| RT-script Chaumont-Gistoux | €36,921 | -€19,401 | 65.9% | - |
| EPIQ-IT Rochefort | €35,948 | -€6,698 | 67.4% | - |
| C&D VENTURES Auderghem | €33,829 | -€1,246 | 9.0% | - |
| Fidonova Beringen | €41,279 | -€25,898 | -40.0% | - |
| Matrixact Oudsbergen | €30,723 | €868 | 18.2% | - |
These companies have the same main activity as RingMe: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €30,700 and €41,300, founded in 2024.
The annual accounts of RingMe for financial year 2025 show a net loss of 80% of total assets and of 113% of the equity at the start of that year. The 2025 annual accounts show equity of €21,837 and a net result of -€28,459.
Its solvency ranks better than 52% of 22,044 sector peers (NACE 62, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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