RIJSCHOOL K
ActiveSummary
RIJSCHOOL K has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €260k and a net result of €48k. Equity is growing by ~23.3% per year across the filed fiscal years. Its solvency ranks better than 72% of 2043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-2
Solvency95▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 4.67 against 8.37 in 2024; short-term debt: 17.8% and cash: 55.7% of total assets), and 30.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.7%
Return on assets
12.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 21-03-2026, 40 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
40 d early
2024
44 d early
2023
43 d early
2022
41 d early
2021
30 d early
2020
39 d early
2019
37 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€260k▲ 6.3%
2024 · €244k
2018: €57k
2019: €88k
2020: €109k
2021: €125k
2022: €157k
2023: €197k
2024: €244k
2018 → 2025
Total assets
€373k▲ 12.6%
2024 · €331k
2018: €217k
2019: €221k
2020: €245k
2021: €258k
2022: €267k
2023: €293k
2024: €331k
2018 → 2025
Net result
€48k▲ 1.8%
2024 · €47k
2018: €16k
2019: €31k
2020: €33k
2021: €28k
2022: €31k
2023: €40k
2024: €47k
2018 → 2025
Working capital
€244k▲ 9.0%
2024 · €224k
2018: €47k
2019: €73k
2020: €94k
2021: €105k
2022: €125k
2023: €171k
2024: €224k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€125k-€157k▲ 25.1%€197k▲ 25.9%€244k▲ 24.1%€260k▲ 6.3%
Operating result€43k-€48k▲ 11.5%€63k▲ 30.0%€70k▲ 12.5%€69k▼ 1.5%
Net result€28k-€31k▲ 13.6%€40k▲ 28.8%€47k▲ 17.1%€48k▲ 1.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €373k
Fixed assets
€62k ▼ 19.1%
Current assets
€311k ▲ 22.1%
Equity and liabilities €373k
Equity
€260k ▲ 6.3%
Debt
€113k ▲ 30.2%
Debt's share of the balance-sheet total rises from 26.2% to 30.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€84k▼
2024 · €85k
Cash flow
€63k▲
2024 · €62k
Current ratio
4.67▼
2024 · 8.37
Debt to equity
0.43▲
2024 · 0.35
ROE
18.6%▼
2024 · 19.4%
ROA
12.9%▼
2024 · 14.3%
Interest coverage
29.35▲
2024 · 27.55
Debt ≤ 1 year
€67k▲
2024 · €30k
Debt > 1 year
€45k▼
2024 · €54k
Income taxes
€23k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€331k€373k▲
Fixed assets21/28€77k€62k▼
Tangible fixed assets22/27€77k€62k▼
Land and buildings22€59k€49k▼
Plant, machinery and equipment23€10k€8k▼
Furniture and vehicles24€8k€5k▼
Current assets29/58€255k€311k▲
Amounts receivable within one year40/41€3k€2k▼
Trade receivables40€0€1k▲
Other amounts receivable41€3k€726▼
Current investments50/53€100k€100k=
Cash at bank and in hand54/58€151k€208k▲
Deferred charges and accrued income490/1€637€1k▲
Equity and liabilities
Total equity and liabilities10/49€331k€373k▲
Equity10/15€244k€260k▲
Contributions10/11€19k€19k=
Reserves13€182k€197k▲
Distributable reserves133€182k€197k▲
Profit (loss) carried forward14€44k€44k=
Amounts payable17/49€87k€113k▲
Amounts payable after more than one year17€54k€45k▼
Financial debts170/4€54k€45k▼
Amounts payable within one year42/48€30k€67k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€396€2k▲
Suppliers440/4€396€2k▲
Taxes, remuneration and social security45€445€2k▲
Taxes450/3€445€2k▲
Other amounts payable47/48€20k€53k▲
Accrued charges and deferred income492/3€2k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-2k€0▲
Other operating charges640/8€4k€2k▼
Gross operating margin9900€87k€86k▼
Operating profit (loss)9901€70k€69k▼
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€70k€71k▲
Income taxes67/77€22k€23k▲
Profit (loss) for the period9904€47k€48k▲
Profit (loss) for the period to be appropriated9905€47k€48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€92k€92k▲
Profit (loss) brought forward from the previous period14P€44k€44k=
Transfer from equity791/2-€33k
Transfer to equity691/2€47k€48k▲
To other reserves6921€47k€48k▲
Profit to be distributed694/7-€33k
Return on contributions (dividend)694-€33k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €48k ▲1.8%
Net result €48k, the highest in the series.
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Equity above €200kEq €244k ▲24.1%
7 profitable years in a row build equity to €244k.
18-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €150kEq €157k ▲25.1%
5 profitable years in a row build equity to €157k.
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €100kEq €109k ▲23.9%
3 profitable years in a row build equity to €109k.
24-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brugsesteenweg(Kor) 2278500 KortrijkGround area
203 m²
Building footprint
123 m²
Volume, LiDAR
867 m³
Parcel 34352A0142/00D003, Flanders · tallest building 12.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rijschool K
since 20162.269.021.327
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34352A0142/00D003 | Flanders | 203 m² | 1 · 123 m² | 12.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 274 EUR awarded · 269 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 112 EUR | 112 EUR |
| 2024 | 1 | 56 EUR | 51 EUR |
| 2023 | 1 | 106 EUR | 106 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,038 companies in sector 85531 we hold annual accounts for 347. 228 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-11-2015
Fiscal year end30-09
Activities, NACEBEL 2025
85531Driving schools for cars and motorcycles
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.