RIJSCHOLEN HEYMANS BV
ActiveRIJSCHOLEN HEYMANS BV has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42k and a net result of €-2k. Equity is growing by ~29.5% per year across the filed fiscal years. Its solvency ranks better than 28% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▼-35
Solvency31▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.06 against 1.13 in 2024; short-term debt: 93.9% and cash: 0% of total assets), and 93.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.1%
Return on assets
-0.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
on the day
2021
3 d early
2020
65 d late
2019
168 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€42k▼ 3.8%
2024 · €44k
2020: €-10k
2021: €12k
2022: €37k
2023: €34k
2024: €44k
2020 → 2025
Total assets
€695k▲ 89.2%
2024 · €367k
2020: €1k
2021: €33k
2022: €171k
2023: €215k
2024: €367k
2020 → 2025
Net result
€-2k
2024 · €10k
2020: €-10k
2021: €23k
2022: €25k
2023: €-4k
2024: €10k
2020 → 2025
Working capital
€42k▼ 3.2%
2024 · €44k
2020: €-7k
2021: €3k
2022: €31k
2023: €31k
2024: €44k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€37k▲ 204%€34k▼ 9.6%€44k▲ 29.7%€42k▼ 3.8%
Operating result€24k-€35k▲ 44.1%€-2k€20k€14k▼ 32.1%
Net result€23k-€25k▲ 11.1%€-4k€10k€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 32% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €695k
Equity
€42k▼ 3.8%
Debt
€653k▲ 102%
The debt ratio rises from 88.1% to 93.9%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
6.1%▼
2024 · 11.9%
Current ratio
1.06▼
2024 · 1.13
Quick ratio
1.06▼
2024 · 1.13
Debt / equity
15.50▲
2024 · 7.39
ROE
-4.0%▼
2024 · 22.9%
ROA
-0.2%▼
2024 · 2.7%
Debt
€653k▲
2024 · €324k
Debt ≤ 1 year
€653k▲
2024 · €324k
Income taxes
€13k▲
2024 · €10k
Staff costs
€1.10M▲
2024 · €925k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€367k€695k▲
Fixed assets21/28€250-
Tangible fixed assets22/27€250-
Furniture and vehicles24€250-
Current assets29/58€367k€695k▲
Amounts receivable within one year40/41€357k€695k▲
Trade receivables40€320k€658k▲
Other amounts receivable41€36k€37k▲
Cash at bank and in hand54/58€10k€161▼
Equity and liabilities
Total equity and liabilities10/49€367k€695k▲
Equity10/15€44k€42k▼
Contributions10/11€10k€10k=
Outside capital11€10k€10k=
Other1109/19€10k€10k=
Profit (loss) carried forward14€34k€32k▼
Amounts payable17/49€324k€653k▲
Amounts payable within one year42/48€324k€653k▲
Trade debts44€9k€96k▲
Suppliers440/4€9k€96k▲
Taxes, remuneration and social security45€315k€555k▲
Taxes450/3€166k€352k▲
Remuneration and social security454/9€149k€204k▲
Other amounts payable47/48-€1k
Income statement
Code20242025
Non-recurring operating income76A-€2k
Remuneration, social security and pensions62€925k€1.10M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k-
Other operating charges640/8€1k€9k▲
Gross operating margin9900€950k€1.12M▲
Operating profit (loss)9901€20k€14k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€540€3k▲
Recurring financial charges65€540€3k▲
Profit (loss) for the period before taxes9903€20k€11k▼
Income taxes67/77€10k€13k▲
Profit (loss) for the period9904€10k€-2k▼
Profit (loss) for the period to be appropriated9905€10k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€32k▼
Profit (loss) brought forward from the previous period14P€24k€34k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2020net €25k ▲11.1%
Operating result €35k, net result €25k, both a record.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
30-06
Financial
Liquidity times 7current ratio 1.15
Current ratio from 0.16 to 1.15.
06-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 65 days late
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 168 days late
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 533 days late
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 898 days late
2016
03-03
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 32 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2014
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-10-2014
Resigned as Manager
Location & real-estate footprint
Registered office, Opwijk · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 141745 OpwijkGround area
928 m²
Building footprint
154 m²
Volume, LiDAR
912 m³
2 parcels, Flanders · tallest building 17.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
RIJSCHOLEN HEYMANS
since 20072.165.831.737
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23060B0785/00H000 | Flanders | 520 m² | 1 · 74 m² | 17.0 m · 4 fl. |
| 23085A1218/00C000 | Flanders | 408 m² | 1 · 80 m² | 3.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
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Of 11,748 companies in sector 68310 we hold annual accounts for 6,906. 4,727 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-07-2007
Fiscal year end30-06
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
85531Driving schools for cars and motorcycles
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
70120
70201
70203
70321
70322
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0032/475846553