RIJO
ActiveSummary
RIJO has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-50k) and a net result of €-4k. Equity is shrinking by ~72.3% per year across the filed fiscal years. Its solvency ranks better than 9% of 350 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability65▼-6
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.14 against 0.31 in 2024; short-term debt: 52.2% and cash: 4.7% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-37.1%
Return on assets
-2.6%
Age of the figures
15 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 23
Relative position
BE, all sectors
reference
Manufacture of other non-metallic mineral products (NACE 23)
about 17% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-50k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 14-01-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
53 d early
2023
71 d early
2022
61 d early
2021
40 d early
2020
90 d early
2019
59 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-50k▼ 7.7%
2024 · €-46k
Total assets
€134k▲ 12.5%
2024 · €119k
Net result
€-4k
2024 · €2k
Working capital
€-60k▼ 96.9%
2024 · €-31k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€3k€-14k€-30k▼ 119%€3k€-2k
Net result€617€-21k€-32k▼ 51.4%€2k€-4k
Equity€6k▲ 12.1%€-16k€-48k▼ 207%€-46k▲ 4.0%€-50k▼ 7.7%
Total assets€244k▲ 18.3%€214k▼ 12.4%€129k▼ 39.6%€119k▼ 7.6%€134k▲ 12.5%
Debt€238k▲ 18.5%€229k▼ 3.7%€177k▼ 22.8%€166k▼ 6.6%€184k▲ 11.2%
Working capital€17k▲ 1.7%€-3k€-33k▼ 974%€-31k▲ 6.3%€-60k▼ 96.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €134k
Fixed assets
€124k ▲ 17.8%
Current assets
€10k ▼ 27.2%
Key figures and ratios
EBITDA
€10k▼
2024 · €13k
Cash flow
€8k▼
2024 · €11k
Solvency
-37.1%▲
2024 · -38.7%
Current ratio
0.14▼
2024 · 0.31
Quick ratio
0.13▼
2024 · 0.28
Debt to equity
-3.70▼
2024 · -3.58
ROA
-2.6%▼
2024 · 1.6%
Interest coverage
7.79▼
2024 · 8.90
Debt ≤ 1 year
€70k▲
2024 · €44k
Debt > 1 year
€114k▼
2024 · €121k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11k | €11k | €10k | €9k | €12k | ▲ 28.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €2k | - | - |
| Other operating charges640/8 | - | €2k | €2k | €3k | €4k | ▲ 36.4% |
| Gross operating margin9900 | €16k | €-1k | €-18k | €18k | €13k | ▼ 24.8% |
| Operating profit (loss)9901 | €3k | €-14k | €-30k | €3k | €-2k | ▼ 169% |
| Financial income75/76B | - | €11 | €26 | - | - | - |
| Recurring financial income75 | €19 | €11 | €26 | - | - | - |
| Financial charges65/66B | - | €2k | €2k | €1k | €1k | ▼ 13.0% |
| Recurring financial charges65 | €2k | €2k | €2k | €1k | €1k | ▼ 13.0% |
| Profit (loss) for the period before taxes9903 | €1k | €-16k | €-32k | €2k | €-4k | ▼ 284% |
| Income taxes67/77 | €436 | €6k | €429 | - | - | - |
| Profit (loss) for the period9904 | €617 | €-21k | €-32k | €2k | €-4k | ▼ 284% |
| Profit (loss) for the period to be appropriated9905 | €617 | €-21k | €-32k | €2k | €-4k | ▼ 284% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €244k | €214k | €129k | €119k | €134k | ▲ 12.5% |
| Fixed assets21/28 | €133k | €123k | €113k | €105k | €124k | ▲ 17.8% |
| Tangible fixed assets22/27 | €133k | €123k | €113k | €105k | €124k | ▲ 17.8% |
| Land and buildings22 | - | €111k | €105k | €99k | €93k | ▼ 6.2% |
| Plant, machinery and equipment23 | - | €5k | €3k | €3k | €2k | ▼ 20.0% |
| Furniture and vehicles24 | - | €7k | €4k | €4k | €29k | ▲ 716% |
| Current assets29/58 | €111k | €91k | €16k | €14k | €10k | ▼ 27.2% |
| Stocks and contracts in progress3 | €3k | €3k | €3k | €1k | €1k | = |
| Stocks30/36 | - | €3k | €3k | €1k | €1k | = |
| Amounts receivable within one year40/41 | €82k | €62k | €283 | €6k | €1k | ▼ 80.8% |
| Trade receivables40 | - | €62k | €283 | €6k | €1k | ▼ 80.8% |
| Cash at bank and in hand54/58 | €24k | €23k | €11k | €5k | €6k | ▲ 23.4% |
| Deferred charges and accrued income490/1 | - | €3k | €3k | €2k | €1k | ▼ 24.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €244k | €214k | €129k | €119k | €134k | ▲ 12.5% |
| Equity10/15 | €6k | €-16k | €-48k | €-46k | €-50k | ▼ 7.7% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €-15k | €-36k | €-69k | €-67k | €-70k | ▼ 5.3% |
| Amounts payable17/49 | €238k | €229k | €177k | €166k | €184k | ▲ 11.2% |
| Amounts payable after more than one year17 | €145k | €135k | €128k | €121k | €114k | ▼ 6.0% |
| Financial debts170/4 | - | €135k | €128k | €121k | €114k | ▼ 6.0% |
| Amounts payable within one year42/48 | €94k | €94k | €49k | €44k | €70k | ▲ 58.2% |
| Current portion of amounts payable after more than one year42 | - | €9k | €7k | €7k | €7k | ▲ 2.7% |
| Trade debts44 | €33k | €36k | €7k | €7k | €4k | ▼ 32.0% |
| Suppliers440/4 | - | €36k | €7k | €7k | €4k | ▼ 32.0% |
| Advances received on contracts in progress46 | - | €27k | - | - | - | - |
| Taxes, remuneration and social security45 | - | €1k | €9k | €5k | €1k | ▼ 71.8% |
| Taxes450/3 | - | €1k | €1k | €1k | €1k | ▲ 6.4% |
| Remuneration and social security454/9 | - | - | €8k | €4k | - | - |
| Other amounts payable47/48 | - | €21k | €26k | €26k | €57k | ▲ 123% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €617 | €-21k | €-32k | €2k | €-4k | ▼ 284% |
| + Depreciation and write-downs630 | €11k | €11k | €10k | €9k | €12k | ▲ 28.8% |
| Operating cash flow (approximation) | €12k | €-11k | €-22k | €11k | €8k | ▼ 25.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €-2k | €-31k | ▼ 1,390% |
| Change in cash | - | €-403 | €-12k | €-6k | €1k | ▲ 121% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
09-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
2023
21-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Weakest financial yearnet €-32k
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
2022
01-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Back to profitnet €617
Net result €617 after 2 loss-making years.
2020
02-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
03-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
13-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
01-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
18-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2011
Ground area
441 m²
Building footprint
118 m²
Volume, LiDAR
730 m³
Parcel 12392A0635/00W006, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rita Jordens
since 20112.200.516.759
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12392A0635/00W006 | Flanders | 441 m² | 1 · 118 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 117 companies in sector 23660 we hold annual accounts for 49. 6 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-07-2011
Fiscal year end30-06
Trade name NL
Rita Jordens
Activities, NACEBEL 2025
23660Manufacture of other non-metallic mineral products
46900Non-specialised wholesale trade
Scores and ratios are computed by Checked and are not a credit decision.