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Rijmaran

Active
Private limited companyfounded 197650 yrs activeMonnikenwerve 135, 8000 Brugge, BelgiumKBO/BCE: BE 0416.046.559

Rijmaran has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €150k and a net result of €49k. Equity is growing by ~23.1% per year across the filed fiscal years. Its solvency ranks better than 14% of 7983 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
45 / 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▲+1
Solvency30▼-13
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.99 against 1.07 in 2024; short-term debt: 94.4% and cash: 3.1% of total assets), and 94.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 50 years 0 60 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
5.3%
Return on assets
1.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7983 sector peers (2025).
NBB · sector comparison
Position among 7983 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
49 d early
2024
41 d early
2023
46 d early
2022
39 d early
2021
41 d early
2020
55 d early
2019
39 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€150k▼ 72.7%
2024 · €548k
2018: €161k 2019: €174k 2020: €235k 2021: €290k 2022: €398k 2023: €480k 2024: €548k
2018 → 2025
Total assets
€2.80M▼ 8.0%
2024 · €3.05M
2018: €2.30M 2019: €2.05M 2020: €1.79M 2021: €1.57M 2022: €1.92M 2023: €3.37M 2024: €3.05M
2018 → 2025
Net result
€49k▼ 28.0%
2024 · €68k
2018: €-22k 2019: €13k 2020: €61k 2021: €55k 2022: €108k 2023: €81k 2024: €68k
2018 → 2025
Working capital
€-32k
2024 · €168k
2018: €-120k 2019: €-151k 2020: €-56k 2021: €-37k 2022: €85k 2023: €155k 2024: €168k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€290k-€398k▲ 37.1%€480k▲ 20.4%€548k▲ 14.3%€150k▼ 72.7%
Operating result€62k-€130k▲ 109%€140k▲ 7.8%€169k▲ 20.8%€120k▼ 28.9%
Net result€55k-€108k▲ 94.5%€81k▼ 24.5%€68k▼ 16.0%€49k▼ 28.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2021: €62k€62kNet result 2021: €55k€55kOperating result 2022: €130k€130kNet result 2022: €108k€108kOperating result 2023: €140k€140kNet result 2023: €81k€81kOperating result 2024: €169k€169kNet result 2024: €68k€68kOperating result 2025: €120k€120kNet result 2025: €49k€49k20212022202320242025
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.80M
Fixed assets €189k▼ 51.6%
Current assets €2.61M▼ 1.6%
Equity and liabilities €2.80M
Equity €150k▼ 72.7%
Debt €2.65M▲ 6.2%
The debt ratio rises from 82.0% to 94.7%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€166k
2024 · €209k
Cash flow
€95k
2024 · €108k
Solvency
5.3%
2024 · 18.0%
Current ratio
0.99
2024 · 1.07
Quick ratio
0.07
2024 · 0.05
Debt / equity
17.72
2024 · 4.56
ROE
32.9%
2024 · 12.5%
ROA
1.8%
2024 · 2.2%
Interest coverage
2.47
2024 · 2.36
Debt
€2.65M
2024 · €2.50M
Debt ≤ 1 year
€2.65M
2024 · €2.49M
Income taxes
€23k
2024 · €33k
Staff costs
€93k
2024 · €98k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€3.05M€2.80M
Fixed assets21/28€390k€189k
Tangible fixed assets22/27€387k€186k
Land and buildings22€191k€5k
Plant, machinery and equipment23-€1k
Furniture and vehicles24€196k€180k
Financial fixed assets28€3k€2k
Current assets29/58€2.66M€2.61M
Stocks and contracts in progress3€2.54M€2.42M
Stocks30/36€2.54M€2.42M
Amounts receivable within one year40/41€21k€22k
Trade receivables40€7k€22k
Other amounts receivable41€15k-
Cash at bank and in hand54/58€94k€86k
Deferred charges and accrued income490/1€673€84k
Equity and liabilities
Total equity and liabilities10/49€3.05M€2.80M
Equity10/15€548k€150k
Contributions10/11€152k€55k
Reserves13€135k€84k
Non-distributable reserves130/1€15k-
Reserves not available under the articles1311€15k-
Distributable reserves133€120k€84k
Profit (loss) carried forward14€261k€11k
Amounts payable17/49€2.50M€2.65M
Amounts payable within one year42/48€2.49M€2.65M
Financial debts43€1.90M€1.55M
Credit institutions430/8€1.90M€1.55M
Trade debts44€366k€606k
Suppliers440/4€366k€606k
Advances received on contracts in progress46€141k€142k
Taxes, remuneration and social security45€82k€86k
Taxes450/3€73k€83k
Remuneration and social security454/9€9k€3k
Other amounts payable47/48-€262k
Accrued charges and deferred income492/3€9k€7k
Income statement Code20242025
Remuneration, social security and pensions62€98k€93k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€46k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€61k€-6k
Other operating charges640/8€16k€16k
Gross operating margin9900€384k€269k
Operating profit (loss)9901€169k€120k
Financial income75/76B€21k€19k
Recurring financial income75€21k€19k
Financial charges65/66B€88k€67k
Recurring financial charges65€88k€67k
Profit (loss) for the period before taxes9903€102k€72k
Income taxes67/77€33k€23k
Profit (loss) for the period9904€68k€49k
Profit (loss) for the period to be appropriated9905€68k€49k
Appropriation of the result
Profit (loss) to be appropriated9906€330k€307k
Profit (loss) brought forward from the previous period14P€261k€258k
Transfer to equity691/2€68k€296k
To other reserves6921€68k€296k
Social balance
Average headcount (FTE)90872.92.2

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
12-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
14-01
State Gazette act Capital & shares · Resignations & appointments · Restructuring
General meeting · Share cancellation · Capital12 facts ▸
  • General meeting, 2025-12-19
  • General meeting, 2025-12-19
  • Share cancellation, 1048
  • Capital
  • Demerger, partial_split_by_absorption, EUR
  • Real estate, Een toonzaal gelegen te Brugge, Monnikenwerve 135; Een kantoorruimte, gelegen te Brugge, Monnikenwerve 135; Een perceel nijverheidsgrond, gelegen te Brugge, Mon…
  • Director appointment, Verdonck, Emile Vincent Gerard (niet-statutaire bestuurder)
  • Statutes amendment
  • Auditor appointment, Moore Audit BV
  • Auditor reservation, handlichting van de hypothecaire inschrijving op het af te splitsen onroerend patrimonium niet bevestigd door de financiële instelling, EUR
  • Demerger
  • Split proposal, 2025-11-04
2025
20-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Equity above €500kEq €548k ▲14.3%
6 profitable years in a row build equity to €548k.
15-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
22-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Highest result since 2018net €108k ▲94.5%
Net result €108k, the highest in the series.
20-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
06-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Equity above €200kEq €235k ▲35.1%
2 profitable years in a row build equity to €235k.
22-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Back to profitnet €13k
Net result €13k after one loss-making year.
26-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
09-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 directors, no change since 2025
Verdonck, Emile Vincent Gerard
Non-statutory director · since 01-10-2025
Current
01-10-2025 Verdonck, Emile Vincent Gerard: Appointed as Non-statutory director
28-12-2020 EMMIVER: Resigned as Director
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 1976
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Monnikenwerve 1358000 Brugge
Ground area
4,591 m²
Building footprint
2,666 m²
Volume, LiDAR
16,528 m³
Parcel 31808K0386/00B002, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RIJMARAN CARAVAN
Monnikenwerve 135/0001, 8000 BruggeNACE 5010101
since 19762.102.187.859
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31808K0386/00B002 Flanders 4,591 m² 1 · 2,666 m² 7.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Acquisitions and mergers

2 transactions
Received a contribution from:EMMIVER
BE 0473.999.804merger by absorption · State Gazette act of 14-01-2026 · effective 01-07-2025
Contributed a business line to:EMMIVER
BE 0473.999.804merger by absorption · State Gazette act of 14-01-2026

Public money · subsidies and aid

Flemish government

2022 to 2025 · 4 entries · 4,605 EUR awarded · 4,605 EUR paid
Year Entries awardedpaid
2025 1 2,205 EUR2,205 EUR
2024 1 0 EUR750 EUR
2023 1 1,650 EUR900 EUR
2022 1 750 EUR750 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
4 entries · 4,605 EUR · 4,605 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 338 companies in sector 46713 we hold annual accounts for 204. 147 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded10-05-1976
Fiscal year end31-12
Activities, NACEBEL
45194
45310
46713Wholesale trade
46720Wholesale of motor vehicle parts and accessories
50104
50301
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95312Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
45204
45402
47830Retail sale of motorcycles and motorcycle parts and accessories
50101
50103
50400Inland freight water transport
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.