RIJ WIJS
ActiveRIJ WIJS has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €521k and a net result of €-9k. Equity is shrinking by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 13935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability22▲+7
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.11 against 2.04 in 2024; short-term debt: 0.6% and cash: 1% of total assets), and 0.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.4%
Return on assets
-1.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
56 d early
2023
54 d early
2022
54 d early
2021
54 d early
2020
51 d early
2019
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€521k▼ 1.7%
2024 · €530k
2018: €715k
2019: €691k
2020: €634k
2021: €569k
2022: €522k
2023: €544k
2024: €530k
2018 → 2025
Total assets
€524k▼ 1.7%
2024 · €533k
2018: €730k
2019: €704k
2020: €639k
2021: €574k
2022: €529k
2023: €549k
2024: €533k
2018 → 2025
Net result
€-9k▲ 37.9%
2024 · €-14k
2018: €45k
2019: €-24k
2020: €-57k
2021: €-65k
2022: €-48k
2023: €22k
2024: €-14k
2018 → 2025
Working capital
€3k▼ 0.8%
2024 · €3k
2018: €154k
2019: €90k
2020: €64k
2021: €28k
2022: €2k
2023: €9k
2024: €3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€569k-€522k▼ 8.4%€544k▲ 4.3%€530k▼ 2.6%€521k▼ 1.7%
Operating result€-65k-€-48k▲ 26.4%€22k€-14k€-9k▲ 38.2%
Net result€-65k-€-48k▲ 26.5%€22k€-14k€-9k▲ 37.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2025 against €14k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €524k
Fixed assets
€517k▼ 1.7%
Current assets
€6k▼ 3.7%
Equity and liabilities €524k
Equity
€521k▼ 1.7%
Debt
€3k▼ 6.7%
The debt ratio stays at 0.6%.
Key figures and ratios
EBITDA
€61▲
2024 · €-5k
Cash flow
€-29▲
2024 · €-5k
Solvency
99.4%=
2024 · 99.4%
Current ratio
2.11▲
2024 · 2.04
Quick ratio
2.11▲
2024 · 2.04
Debt / equity
0.01▼
2024 · 0.01
ROE
-1.7%▲
2024 · -2.7%
ROA
-1.7%▲
2024 · -2.7%
Interest coverage
0.68▲
2024 · -62.01
Debt
€3k▼
2024 · €3k
Debt ≤ 1 year
€3k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€533k€524k▼
Fixed assets21/28€526k€517k▼
Tangible fixed assets22/27€526k€517k▼
Land and buildings22€519k€512k▼
Plant, machinery and equipment23€7k€5k▼
Current assets29/58€7k€6k▼
Amounts receivable within one year40/41€534-
Other amounts receivable41€534-
Cash at bank and in hand54/58€5k€5k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€533k€524k▼
Equity10/15€530k€521k▼
Contributions10/11€73k€73k=
Capital10€73k€73k=
Issued capital100€73k€73k=
Reserves13€619k€619k=
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Tax-exempt reserves132€8k€8k=
Distributable reserves133€604k€604k=
Profit (loss) carried forward14€-162k€-171k▼
Amounts payable17/49€3k€3k▼
Amounts payable within one year42/48€3k€3k▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45-€569
Taxes450/3-€569
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▼
Other operating charges640/8€20k€20k▲
Gross operating margin9900€15k€20k▲
Operating profit (loss)9901€-14k€-9k▲
Financial charges65/66B€82€90▲
Recurring financial charges65€82€90▲
Profit (loss) for the period before taxes9903€-14k€-9k▲
Profit (loss) for the period9904€-14k€-9k▲
Profit (loss) for the period to be appropriated9905€-14k€-9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-162k€-171k▼
Profit (loss) brought forward from the previous period14P€-148k€-162k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €22k
Net result €22k after 4 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 2.86
Current ratio from 1.32 to 2.86; short-term debt falls from €8k to €5k.
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-65k
Net result drops to €-65k, the lowest in the series; recovery starts the following year.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleine Pathoekeweg 4-108000 BruggeGround area
2.6 ha
Building footprint
178 m²
Volume, LiDAR
1,122 m³
Parcel 31810N0253/00F000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kleine Pathoekeweg 4, 8000 Brugge
since 19912.051.069.750
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31810N0253/00F000 | Flanders | 2.6 ha | 1 · 178 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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IMMO NAPOLEON
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Of 9,133 companies in sector 68201 we hold annual accounts for 6,762. 5,016 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded22-10-1990
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.