RIF NORE
ActiveThe computed 12-month bankruptcy probability of RIF NORE is 5.3% (elevated). The annual accounts of RIF NORE for fiscal year 2024 show a net loss of 54% of the equity at the start of that year. The 2024 annual accounts show equity of €9k and a net result of €-11k. Equity is growing by ~73.5% per year across the filed fiscal years. Its solvency ranks better than 19% of 5895 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
23
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability2▼-94
Solvency36▼-10
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
5.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.01 against 1.21 in 2023; short-term debt: 89% and cash: 7.2% of total assets), and 89% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
11%
Return on assets
-13.1%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 5895 sector peers (2024).
NBB · sector comparisonPosition among 5895 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-07-2025, 11 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
11 d early
2023
29 d late
2022
20 d late
2021
89 d late
2020
59 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€9k▼ 54.2%
2023 · €20k
2020: €-5k
2021: €-1k
2022: €-1k
2023: €20k
2020 → 2024
Total assets
€83k▼ 14.6%
2023 · €97k
2020: €9
2021: €7
2022: €24
2023: €97k
2020 → 2024
Net result
€-11k
2023 · €21k
2020: €-604
2021: €4k
2022: €-31
2023: €21k
2020 → 2024
Working capital
€395▼ 97.6%
2023 · €16k
2020: €-5k
2021: €-1k
2022: €-1k
2023: €16k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-5k-€-1k▲ 77.5%€-1k▼ 2.6%€20k€9k▼ 54.2%
Operating result€-348-€4k€21k€-8k
Net result€-604-€4k€-31€21k€-11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €8k after €21k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €83k
Fixed assets
€9k▲ 148%
Current assets
€74k▼ 20.7%
Equity and liabilities €83k
Equity
€9k▼ 54.2%
Debt
€74k▼ 4.2%
The debt ratio rises from 79.4% to 89.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-6k▼
2023 · €22k
Cash flow
€-8k▼
2023 · €22k
Solvency
11.0%▼
2023 · 20.6%
Current ratio
1.01▼
2023 · 1.21
Quick ratio
1.01▼
2023 · 1.21
Debt / equity
8.06▲
2023 · 3.85
ROE
-118.6%▼
2023 · 105.9%
ROA
-13.1%▼
2023 · 21.8%
Interest coverage
-38.83▼
2023 · 83.98
Debt
€74k▼
2023 · €77k
Debt ≤ 1 year
€74k▼
2023 · €77k
Income taxes
€3k
Staff costs
€72k▲
2023 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€97k€83k▼
Fixed assets21/28€4k€9k▲
Tangible fixed assets22/27€4k€8k▲
Furniture and vehicles24€4k€8k▲
Financial fixed assets28-€750
Current assets29/58€94k€74k▼
Amounts receivable within one year40/41€70k€68k▼
Trade receivables40€69k€62k▼
Other amounts receivable41€692€6k▲
Cash at bank and in hand54/58€24k€6k▼
Equity and liabilities
Total equity and liabilities10/49€97k€83k▼
Equity10/15€20k€9k▼
Contributions10/11€1k€1k=
Profit (loss) carried forward14€19k€8k▼
Amounts payable17/49€77k€74k▼
Amounts payable within one year42/48€77k€74k▼
Trade debts44€64k€32k▼
Suppliers440/4€64k€32k▼
Taxes, remuneration and social security45€8k€40k▲
Remuneration and social security454/9€8k€40k▲
Other amounts payable47/48€6k€3k▼
Income statement
Code20232024
Remuneration, social security and pensions62€12k€72k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€569€3k▲
Other operating charges640/8€543€961▲
Gross operating margin9900€35k€67k▲
Operating profit (loss)9901€21k€-8k▼
Financial income75/76B-€979
Recurring financial income75-€979
Financial charges65/66B€263€148▼
Recurring financial charges65€263€148▼
Profit (loss) for the period before taxes9903€21k€-7k▼
Income taxes67/77-€3k
Profit (loss) for the period9904€21k€-11k▼
Profit (loss) for the period to be appropriated9905€21k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€8k▼
Profit (loss) brought forward from the previous period14P€-2k€19k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-11k ▼151%
Net result drops to €-11k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
31-12
Financial
Liquidity times 63current ratio 1.21
Current ratio from 0.02 to 1.21.
20-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 20 days late
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 89 days late
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
13-06-2024
Majdoub Chaimae: Resigned as Director
07-11-2022
Haddoui Soufian: Resigned as Director
28-01-2021
HADDAOUI ALAMINE: Resigned as Managing director
Location & real-estate footprint
Registered office, Koekelberg · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jetsesteenweg 2641081 KoekelbergGround area
550 m²
Building footprint
241 m²
Volume, LiDAR
2,900 m³
2 parcels, Brussels · tallest building 18.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
RIF NORE
since 20192.313.503.052
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21492B0043/00P002 | Brussels | 426 m² | 1 · 116 m² | 18.2 m · 5 fl. |
| 21383B0069/00E006 | Brussels | 124 m² | 1 · 125 m² | 18.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0766.814.395
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BE 0881.957.256
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Ans · Eq €9k
Of 7,356 companies in sector 81210 we hold annual accounts for 2,735. 1,717 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded09-04-2019
Fiscal year end31-12
Activities, NACEBEL
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.