Riema
ActiveSummary
Riema has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11k and a net result of €9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 27% of 1046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75=
Solvency31▲+5
Growth58=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.25 against 0.39 in 2024; short-term debt: 27.4% and cash: 4.1% of total assets), and 93.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
39 d early
2023
42 d early
2022
40 d early
2021
1 d late
2020
11 d early
2019
39 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€11k▲ 605%
2024 · €2k
2019: €26k
2020: €24k
2021: €6k
2022: €-11k
2023: €-9k
2024: €2k
2019 → 2025
Total assets
€179k▼ 17.3%
2024 · €216k
2019: €295k
2020: €281k
2021: €249k
2022: €240k
2023: €230k
2024: €216k
2019 → 2025
Net result
€9k▼ 14.1%
2024 · €11k
2019: €-4k
2020: €-3k
2021: €-18k
2022: €-17k
2023: €1k
2024: €11k
2019 → 2025
Working capital
€-37k▲ 25.1%
2024 · €-49k
2019: €-54k
2020: €-47k
2021: €-53k
2022: €-65k
2023: €-64k
2024: €-49k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€-11k€-9k▲ 10.0%€2k€11k▲ 605%
Operating result€-13k-€-9k▲ 32.1%€7k€16k▲ 143%€14k▼ 11.4%
Net result€-18k-€-17k▲ 6.5%€1k€11k▲ 950%€9k▼ 14.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €179k
Fixed assets
€167k ▼ 9.9%
Current assets
€12k ▼ 61.3%
Equity and liabilities €179k
Equity
€11k ▲ 605%
Debt
€168k ▼ 21.8%
Debt's share of the balance-sheet total falls from 99.3% to 93.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38k▼
2024 · €46k
Cash flow
€33k▼
2024 · €40k
Current ratio
0.25▼
2024 · 0.39
Quick ratio
0.18▼
2024 · 0.34
Debt to equity
15.18
ROE
85.8%▼
2024 · 704.8%
ROA
5.3%▲
2024 · 5.1%
Interest coverage
7.72▼
2024 · 8.68
Debt ≤ 1 year
€49k▼
2024 · €81k
Debt > 1 year
€119k▼
2024 · €134k
Staff costs
€78k▲
2024 · €72k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€216k€179k▼
Fixed assets21/28€185k€167k▼
Intangible fixed assets21€279-
Tangible fixed assets22/27€185k€162k▼
Land and buildings22€147k€133k▼
Plant, machinery and equipment23€36k€29k▼
Furniture and vehicles24€2k-
Other tangible fixed assets26€201-
Financial fixed assets28-€5k
Current assets29/58€31k€12k▼
Stocks and contracts in progress3€4k€3k▼
Stocks30/36€4k€3k▼
Amounts receivable within one year40/41-€581
Trade receivables40-€556
Other amounts receivable41-€25
Cash at bank and in hand54/58€26k€7k▼
Deferred charges and accrued income490/1€803€661▼
Equity and liabilities
Total equity and liabilities10/49€216k€179k▼
Equity10/15€2k€11k▲
Contributions10/11€50k€50k=
Reserves13€5k€5k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€-53k€-44k▲
Amounts payable17/49€215k€168k▼
Amounts payable after more than one year17€134k€119k▼
Financial debts170/4€134k€119k▼
Amounts payable within one year42/48€81k€49k▼
Current portion of amounts payable after more than one year42€17k€15k▼
Trade debts44€22k€4k▼
Suppliers440/4€22k€4k▼
Taxes, remuneration and social security45€20k€18k▼
Taxes450/3€7k€6k▼
Remuneration and social security454/9€13k€13k▼
Other amounts payable47/48€22k€11k▼
Income statement
Code20242025
Remuneration, social security and pensions62€72k€78k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€24k▼
Other operating charges640/8€4k€2k▼
Gross operating margin9900€122k€118k▼
Operating profit (loss)9901€16k€14k▼
Financial income75/76B€3€1▼
Recurring financial income75€3€1▼
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€11k€9k▼
Profit (loss) for the period9904€11k€9k▼
Profit (loss) for the period to be appropriated9905€11k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-53k€-44k▲
Profit (loss) brought forward from the previous period14P€-64k€-53k▲
Social balance
Average headcount (FTE)90871.92.2▲
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
23-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Highest result since 2019net €11k ▲950%
Operating result €16k, net result €11k, both a record.
2023
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Back to profitnet €1k
Net result €1k after 4 loss-making years.
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 1 day late
2021
30-06
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
20-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
23-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
25-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
10-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
09-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 2 establishment units since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwstraat 92400 MolGround area
983 m²
Building footprint
816 m²
Volume, LiDAR
6,168 m³
2 parcels, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Couronne Sun & Beauty
since 20142.237.457.923
Couronne Sun & Beauty
since 20142.237.458.319
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72020C1249/00V000 | Flanders | 644 m² | 1 · 554 m² | 12.6 m · 3 fl. |
| 13434F0504/00F000 | Flanders | 339 m² | 1 · 261 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HOUSE ESTHETICS
BE 0869.834.434
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BE 0758.560.289
Dison · Eq €10,969
VERO NOVANIMA
BE 1019.311.533
Colfontaine · Eq €10,966
CHRISSY
BE 0673.701.226
Ninove · Eq €11,208
OZENA
BE 0646.763.831
Braine-l'Alleud · Eq €10,878
Of 6,710 companies in sector 96230 we hold annual accounts for 628. 420 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-11-2014
Fiscal year end30-06
Activities, NACEBEL 2025
96230Day spas, saunas and steam baths
47783Retail trade
82990Other business support services
85510Sports and recreation education
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.