Riema
ActiveRiema has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11k and a net result of €9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 27% of 1046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75=
Solvency31▲+5
Growth58=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.25 against 0.39 in 2024; short-term debt: 27.4% and cash: 4.1% of total assets), and 93.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
39 d early
2023
42 d early
2022
40 d early
2021
1 d late
2020
11 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€11k▲ 605%
2024 · €2k
2019: €26k
2020: €24k
2021: €6k
2022: €-11k
2023: €-9k
2024: €2k
2019 → 2025
Total assets
€179k▼ 17.3%
2024 · €216k
2019: €295k
2020: €281k
2021: €249k
2022: €240k
2023: €230k
2024: €216k
2019 → 2025
Net result
€9k▼ 14.1%
2024 · €11k
2019: €-4k
2020: €-3k
2021: €-18k
2022: €-17k
2023: €1k
2024: €11k
2019 → 2025
Working capital
€-37k▲ 25.1%
2024 · €-49k
2019: €-54k
2020: €-47k
2021: €-53k
2022: €-65k
2023: €-64k
2024: €-49k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€-11k€-9k▲ 10.0%€2k€11k▲ 605%
Operating result€-13k-€-9k▲ 32.1%€7k€16k▲ 143%€14k▼ 11.4%
Net result€-18k-€-17k▲ 6.5%€1k€11k▲ 950%€9k▼ 14.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €179k
Fixed assets
€167k▼ 9.9%
Current assets
€12k▼ 61.3%
Equity and liabilities €179k
Equity
€11k▲ 605%
Debt
€168k▼ 21.8%
The debt ratio falls from 99.3% to 93.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38k▼
2024 · €46k
Cash flow
€33k▼
2024 · €40k
Solvency
6.2%▲
2024 · 0.7%
Current ratio
0.25▼
2024 · 0.39
Quick ratio
0.18▼
2024 · 0.34
Debt / equity
15.18
ROE
85.8%▼
2024 · 704.8%
ROA
5.3%▲
2024 · 5.1%
Interest coverage
7.72▼
2024 · 8.68
Debt
€168k▼
2024 · €215k
Debt ≤ 1 year
€49k▼
2024 · €81k
Debt > 1 year
€119k▼
2024 · €134k
Staff costs
€78k▲
2024 · €72k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€216k€179k▼
Fixed assets21/28€185k€167k▼
Intangible fixed assets21€279-
Tangible fixed assets22/27€185k€162k▼
Land and buildings22€147k€133k▼
Plant, machinery and equipment23€36k€29k▼
Furniture and vehicles24€2k-
Other tangible fixed assets26€201-
Financial fixed assets28-€5k
Current assets29/58€31k€12k▼
Stocks and contracts in progress3€4k€3k▼
Stocks30/36€4k€3k▼
Amounts receivable within one year40/41-€581
Trade receivables40-€556
Other amounts receivable41-€25
Cash at bank and in hand54/58€26k€7k▼
Deferred charges and accrued income490/1€803€661▼
Equity and liabilities
Total equity and liabilities10/49€216k€179k▼
Equity10/15€2k€11k▲
Contributions10/11€50k€50k=
Reserves13€5k€5k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€-53k€-44k▲
Amounts payable17/49€215k€168k▼
Amounts payable after more than one year17€134k€119k▼
Financial debts170/4€134k€119k▼
Amounts payable within one year42/48€81k€49k▼
Current portion of amounts payable after more than one year42€17k€15k▼
Trade debts44€22k€4k▼
Suppliers440/4€22k€4k▼
Taxes, remuneration and social security45€20k€18k▼
Taxes450/3€7k€6k▼
Remuneration and social security454/9€13k€13k▼
Other amounts payable47/48€22k€11k▼
Income statement
Code20242025
Remuneration, social security and pensions62€72k€78k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€24k▼
Other operating charges640/8€4k€2k▼
Gross operating margin9900€122k€118k▼
Operating profit (loss)9901€16k€14k▼
Financial income75/76B€3€1▼
Recurring financial income75€3€1▼
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€11k€9k▼
Profit (loss) for the period9904€11k€9k▼
Profit (loss) for the period to be appropriated9905€11k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-53k€-44k▲
Profit (loss) brought forward from the previous period14P€-64k€-53k▲
Social balance
Average headcount (FTE)90871.92.2▲
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
23-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Highest result since 2019net €11k ▲950%
Operating result €16k, net result €11k, both a record.
2023
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Back to profitnet €1k
Net result €1k after 4 loss-making years.
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 1 day late
2021
30-06
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
20-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
23-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
25-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
10-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
09-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 2 establishment units since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwstraat 92400 MolGround area
983 m²
Building footprint
816 m²
Volume, LiDAR
6,168 m³
2 parcels, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Couronne Sun & Beauty
since 20142.237.457.923
Couronne Sun & Beauty
since 20142.237.458.319
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72020C1249/00V000 | Flanders | 644 m² | 1 · 554 m² | 12.6 m · 3 fl. |
| 13434F0504/00F000 | Flanders | 339 m² | 1 · 261 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VERO NOVANIMA
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CHRISSY
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OZENA
BE 0646.763.831
Braine-l'Alleud · Eq €11k
Of 6,711 companies in sector 96230 we hold annual accounts for 629. 421 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-11-2014
Fiscal year end30-06
Activities, NACEBEL
96040Personal service activities
96230Day spas, saunas and steam baths
47783Retail trade
47784Retail trade
82990Other business support services
85510Sports and recreation education
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.