RIDDERSPOOR
ActiveSummary
RIDDERSPOOR has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €350,686 and a net result of €53,012. Equity is growing by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 49% of 1856 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability72▲+7
Solvency44▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21,000 at 30 days acceptable
Liquidity short (current ratio 0.28 against 1.34 in 2023; short-term debt: 8.1% and cash: 1.5% of total assets), and 80.6% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Accommodation (NACE 55)
about 6% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
59 d late
2022
10 d late
2021
145 d late
2020
26 d late
2019
97 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 66 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€350,686▲ 17.8%
2023 · €297,674
Total assets
€1.8m▲ 0.4%
2023 · €1.8m
Net result
€53,012▲ 23.6%
2023 · €42,896
Working capital
-€105,828
2023 · €34,790
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 55, Accommodation, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€14,211€13,529▼ 4.8%€58,453▲ 332%€68,733▲ 17.6%€92,365▲ 34.4%
Net result-€19,725within the sector's middle half▲ 32.4%-€17,111within the sector's middle half▲ 13.3%€30,527within the sector's middle half€42,896above the sector's middle half▲ 40.5%€53,012above the sector's middle half▲ 23.6%
Equity€211,078above the sector's middle half▼ 8.5%€213,967above the sector's middle half▲ 1.4%€254,778within the sector's middle half▲ 19.1%€297,674above the sector's middle half▲ 16.8%€350,686above the sector's middle half▲ 17.8%
Total assets€1.9mabove the sector's middle half▼ 2.6%€1.8mabove the sector's middle half▼ 3.0%€1.8mwithin the sector's middle half▼ 1.7%€1.8mabove the sector's middle half▼ 0.7%€1.8mabove the sector's middle half▲ 0.4%
Debt€1.7m▼ 1.8%€1.6m▼ 3.5%€1.6m▼ 4.4%€1.5m▼ 3.6%€1.5m▼ 3.0%
Working capital-€2,465▲ 63.3%-€5,527▼ 124%€10,317€34,790▲ 237%-€105,828
Solvency11.1%within the sector's middle half▼ 0.7pp11.6%within the sector's middle half▲ 0.5pp14.1%within the sector's middle half▲ 2.5pp16.6%within the sector's middle half▲ 2.5pp19.4%within the sector's middle half▲ 2.9pp
Staff (FTE)0.7below the sector's middle half1.2▲ 71.4%1.9▲ 58.3%
above
within
below
the middle half (P25 to P75) of NACE 55, Accommodation, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 34% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.8m
Fixed assets
€1.8m ▲ 6.4%
Current assets
€40,240 ▼ 70.8%
Equity and liabilities €1.8m
Equity
€350,686 ▲ 17.8%
Debt
€1.5m ▼ 3.0%
Debt's share of the balance-sheet total falls from 83.4% to 80.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€158,906▲
2023 · €143,846
Cash flow
€119,553▲
2023 · €118,009
Current ratio
0.28▼
2023 · 1.34
Debt to equity
4.15▼
2023 · 5.04
ROE
15.1%▲
2023 · 14.4%
ROA
2.9%▲
2023 · 2.4%
Interest coverage
5.92▲
2023 · 5.25
Debt ≤ 1 year
€146,068▲
2023 · €103,189
Debt > 1 year
€1.3m▼
2023 · €1.4m
Income taxes
€13,523
Staff costs
€29,109▲
2023 · €27,932
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,273 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
2.1%
went bankrupt
2.5%
stopped otherwise
95%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,273 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €16,797 | €27,932 | €29,109 | ▲ 4.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €72,247 | €72,247 | €72,192 | €75,113 | €66,540 | ▼ 11.4% |
| Other operating charges640/8 | - | €7,625 | €15,296 | €10,372 | €6,637 | ▼ 36.0% |
| Gross operating margin9900 | €90,478 | €93,402 | €162,738 | €182,149 | €194,651 | ▲ 6.9% |
| Operating profit (loss)9901 | €14,211 | €13,529 | €58,453 | €68,733 | €92,365 | ▲ 34.4% |
| Financial income75/76B | - | €15 | €991 | €1,556 | €991 | ▼ 36.3% |
| Recurring financial income75 | €98 | €15 | €991 | €1,556 | €991 | ▼ 36.3% |
| Financial charges65/66B | - | €30,655 | €28,917 | €27,392 | €26,821 | ▼ 2.1% |
| Recurring financial charges65 | €34,034 | €30,655 | €28,917 | €27,392 | €26,821 | ▼ 2.1% |
| Profit (loss) for the period before taxes9903 | -€19,725 | -€17,111 | €30,527 | €42,896 | €66,535 | ▲ 55.1% |
| Income taxes67/77 | - | - | - | - | €13,523 | - |
| Profit (loss) for the period9904 | -€19,725 | -€17,111 | €30,527 | €42,896 | €53,012 | ▲ 23.6% |
| Profit (loss) for the period to be appropriated9905 | -€19,725 | -€17,111 | €30,527 | €42,896 | €53,012 | ▲ 23.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.9m | €1.8m | €1.8m | €1.8m | €1.8m | ▲ 0.4% |
| Fixed assets21/28 | €1.8m | €1.8m | €1.7m | €1.7m | €1.8m | ▲ 6.4% |
| Tangible fixed assets22/27 | €1.8m | €1.8m | €1.7m | €1.7m | €1.8m | ▲ 6.4% |
| Land and buildings22 | - | €1.7m | €1.7m | €1.6m | €1.6m | ▼ 2.6% |
| Plant, machinery and equipment23 | - | €2,790 | €1,489 | €41,107 | €55,418 | ▲ 34.8% |
| Furniture and vehicles24 | - | €30,453 | €15,982 | €1,788 | €0 | ▼ 100.0% |
| Other tangible fixed assets26 | - | - | - | - | €134,569 | - |
| Financial fixed assets28 | - | - | €2,500 | - | - | - |
| Current assets29/58 | €62,162 | €77,736 | €116,829 | €137,979 | €40,240 | ▼ 70.8% |
| Amounts receivable after more than one year29 | - | - | €35,000 | €35,000 | - | - |
| Other amounts receivable291 | - | - | €35,000 | €35,000 | - | - |
| Amounts receivable within one year40/41 | €12,922 | €10,946 | €11,087 | €63,735 | €1,853 | ▼ 97.1% |
| Trade receivables40 | - | €5,565 | €10,353 | €4,048 | €1,476 | ▼ 63.5% |
| Other amounts receivable41 | - | €5,380 | €734 | €59,687 | €377 | ▼ 99.4% |
| Cash at bank and in hand54/58 | €47,749 | €65,847 | €57,413 | €28,446 | €27,495 | ▼ 3.3% |
| Deferred charges and accrued income490/1 | - | €944 | €13,330 | €10,799 | €10,891 | ▲ 0.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.9m | €1.8m | €1.8m | €1.8m | €1.8m | ▲ 0.4% |
| Equity10/15 | €211,078 | €213,967 | €254,778 | €297,674 | €350,686 | ▲ 17.8% |
| Contributions10/11 | - | €280,000 | €280,000 | €280,000 | €280,000 | = |
| Reserves13 | - | - | - | €17,674 | €70,686 | ▲ 300% |
| Distributable reserves133 | - | - | - | €17,674 | €70,686 | ▲ 300% |
| Profit (loss) carried forward14 | -€48,922 | -€66,033 | -€25,222 | - | - | - |
| Amounts payable17/49 | €1.7m | €1.6m | €1.6m | €1.5m | €1.5m | ▼ 3.0% |
| Amounts payable after more than one year17 | €1.6m | €1.5m | €1.4m | €1.4m | €1.3m | ▼ 6.3% |
| Financial debts170/4 | - | €1.5m | €1.4m | €1.4m | €1.3m | ▼ 6.3% |
| Amounts payable within one year42/48 | €64,628 | €83,263 | €106,512 | €103,189 | €146,068 | ▲ 41.6% |
| Current portion of amounts payable after more than one year42 | - | €72,700 | €81,017 | €82,495 | €84,001 | ▲ 1.8% |
| Trade debts44 | €11,771 | €7,763 | €18,080 | €12,687 | €15,412 | ▲ 21.5% |
| Suppliers440/4 | - | €7,763 | €18,080 | €12,687 | €15,412 | ▲ 21.5% |
| Taxes, remuneration and social security45 | - | €2,801 | €5,135 | €8,007 | €27,004 | ▲ 237% |
| Taxes450/3 | - | €2,801 | €5,135 | €6,394 | €24,106 | ▲ 277% |
| Remuneration and social security454/9 | - | - | - | €1,612 | €2,898 | ▲ 79.7% |
| Other amounts payable47/48 | - | - | €2,280 | - | €19,651 | - |
| Accrued charges and deferred income492/3 | - | - | - | €574 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€19,725 | -€17,111 | €30,527 | €42,896 | €53,012 | ▲ 23.6% |
| + Depreciation and write-downs630 | €72,247 | €72,247 | €72,192 | €75,113 | €66,540 | ▼ 11.4% |
| Operating cash flow (approximation) | €52,523 | €55,136 | €102,719 | €118,009 | €119,553 | ▲ 1.3% |
| Investment in fixed assets (approximation) | - | €0 | -€2,500 | -€41,615 | -€171,966 | ▼ 313% |
| Change in cash | - | €18,098 | -€8,434 | -€28,967 | -€951 | ▲ 96.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Highest result since 2019net €53,012 ▲23.6%
Operating result €92,365, net result €53,012, both a record.
28-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 59 days late
2023
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 10 days late
2022
31-12
Financial
Back to profitnet €30,527
Net result €30,527 after 3 loss-making years.
23-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 145 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
05-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 97 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2018
Ground area
114 m²
Building footprint
99 m²
Volume, LiDAR
1,205 m³
Parcel 31005A0831/00D000, Flanders · tallest building 15.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
RIDDERSPOOR
since 20182.300.887.411
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31005A0831/00D000 | Flanders | 114 m² | 1 · 99 m² | 15.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 20,725 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 20,725 EUR | 0 EUR |
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Of 3,007 companies in sector 55203 we hold annual accounts for 694. 462 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-12-2018
Fiscal year end31-12
Activities, NACEBEL 2025
55203Holiday cottages, homes and apartments
E-invoicing
Reachable via Peppol
Peppol ID
0208:0716909281
Also
9925:BE0716909281
Registered
09-02-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.