RICURA
ActiveRICURA has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-18k) and a net result of €-456. Equity is shrinking by ~158.6% per year across the filed fiscal years. Its solvency ranks better than 14% of 9167 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▲+25
Solvency23=
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.02 against 0.04 in 2024; short-term debt: 32.3% and cash: 0.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-1.8%
Return on assets
0%
Age of the figures
18 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year €-18k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 25-09-2025, 36 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
36 d early
2024
1 d early
2023
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close20-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-18k▼ 2.6%
2024 · €-18k
2023: €39k
2024: €-18k
2023 → 2025
Total assets
€976k▲ 14.5%
2024 · €853k
2023: €324k
2024: €853k
2023 → 2025
Net result
€-456▲ 99.2%
2024 · €-57k
2023: €-11k
2024: €-57k
2023 → 2025
Working capital
€-311k▼ 80.0%
2024 · €-173k
2023: €-25k
2024: €-173k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€39k-€-18k€-18k▼ 2.6%
Operating result€-8k-€-35k▼ 342%€38k
Net result€-11k-€-57k▼ 425%€-456▲ 99.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €38k after a loss of €35k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €976k
Fixed assets
€971k▲ 14.8%
Current assets
€5k▼ 23.7%
Key figures and ratios
EBITDA
€76k▲
2024 · €-16k
Cash flow
€38k▲
2024 · €-38k
Solvency
-1.8%▲
2024 · -2.1%
Current ratio
0.02▼
2024 · 0.04
Quick ratio
0.02▼
2024 · 0.04
Debt / equity
-55.12▼
2024 · -49.51
ROA
0.0%▲
2024 · -6.7%
Interest coverage
1.98▲
2024 · -0.63
Debt
€994k▲
2024 · €870k
Debt ≤ 1 year
€315k▲
2024 · €179k
Debt > 1 year
€666k▼
2024 · €691k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€853k€976k▲
Formation expenses20€0-
Fixed assets21/28€846k€971k▲
Tangible fixed assets22/27€846k€971k▲
Land and buildings22€838k€969k▲
Plant, machinery and equipment23€8k€2k▼
Current assets29/58€6k€5k▼
Amounts receivable within one year40/41-€525
Other amounts receivable41-€525
Cash at bank and in hand54/58€5k€3k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€853k€976k▲
Equity10/15€-18k€-18k▼
Contributions10/11€50k€50k=
Profit (loss) carried forward14€-68k€-68k▼
Amounts payable17/49€870k€994k▲
Amounts payable after more than one year17€691k€666k▼
Financial debts170/4€691k€666k▼
Amounts payable within one year42/48€179k€315k▲
Current portion of amounts payable after more than one year42€37k€39k▲
Trade debts44€31k€8k▼
Suppliers440/4€31k€8k▼
Taxes, remuneration and social security45€11k€2k▼
Taxes450/3€11k€2k▼
Other amounts payable47/48€99k€267k▲
Accrued charges and deferred income492/3-€13k
Income statement
Code20242025
Non-recurring operating income76A-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€38k▲
Other operating charges640/8€892€475▼
Gross operating margin9900€-15k€76k▲
Operating profit (loss)9901€-35k€38k▲
Financial income75/76B€3k€57▼
Recurring financial income75€3k€57▼
Financial charges65/66B€25k€38k▲
Recurring financial charges65€25k€38k▲
Profit (loss) for the period before taxes9903€-57k€-456▲
Profit (loss) for the period9904€-57k€-456▲
Profit (loss) for the period to be appropriated9905€-57k€-456▲
Appropriation of the result
Profit (loss) to be appropriated9906€-68k€-68k▼
Profit (loss) brought forward from the previous period14P€-11k€-68k▼
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-57k
Net result drops to €-57k, the lowest in the series; recovery starts the following year.
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Terhulpensesteenweg 1213090 OverijseGround area
805 m²
Building footprint
262 m²
Parcel 23546L0318/00X003, Flanders. Linked by address, not a title deed.
1 establishment unit
RICURA
since 20222.336.406.336
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23546L0318/00X003 | Flanders | 805 m² | 1 · 262 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IMMO PERY
BE 0417.186.013
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InPatrimonia
BE 0754.743.043
Chaudfontaine · Eq €39k
Mivalo
BE 1010.763.457
Ieper · Eq €39k
LAURUS
BE 0600.938.259
Oudenaarde · Eq €39k
JOCO ESTATE
BE 0784.365.160
La Bruyère · Eq €39k
Of 9,695 companies in sector 68121 we hold annual accounts for 7,381. 4,801 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-09-2022
Fiscal year end31-03
Activities, NACEBEL
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.