RICOCHET
ActiveSummary
RICOCHET has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €144,438 and a net result of €12,683. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 64% of 8763 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▼-10
Solvency92▲+14
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days acceptable
Liquidity ample (current ratio 3.73 against 1.96 in 2024; short-term debt: 11.9% and cash: 0% of total assets), and 32.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.2%
Return on assets
5.9%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €144,438
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-04-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
43 d early
2023
28 d early
2022
2 d early
2021
50 d early
2020
31 d early
2019
37 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 1 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€144,438▲ 9.6%
2024 · €131,755
Total assets
€214,960▼ 13.6%
2024 · €248,853
Net result
€12,683▼ 62.3%
2024 · €33,664
Working capital
€69,705▲ 10.2%
2024 · €63,232
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€1,177▲ 95.5%€30,510€25,804▼ 15.4%€34,797▲ 34.9%€14,121▼ 59.4%
Net result-€19,641below the sector's middle half▲ 46.7%€13,820within the sector's middle half€17,765within the sector's middle half▲ 28.5%€33,664within the sector's middle half▲ 89.5%€12,683within the sector's middle half▼ 62.3%
Equity€66,507below the sector's middle half▼ 29.9%€80,327below the sector's middle half▲ 20.8%€98,092below the sector's middle half▲ 22.1%€131,755within the sector's middle half▲ 34.3%€144,438within the sector's middle half▲ 9.6%
Total assets€455,815within the sector's middle half▲ 6.4%€395,756within the sector's middle half▼ 13.2%€248,590below the sector's middle half▼ 37.2%€248,853below the sector's middle half▲ 0.1%€214,960below the sector's middle half▼ 13.6%
Debt€374,308▲ 17.6%€300,428▼ 19.7%€135,498▼ 54.9%€102,097▼ 24.7%€55,521▼ 45.6%
Working capital€103,837within the sector's middle half▲ 1.7%€40,201within the sector's middle half▼ 61.3%€37,498within the sector's middle half▼ 6.7%€63,232within the sector's middle half▲ 68.6%€69,705within the sector's middle half▲ 10.2%
Solvency14.6%below the sector's middle half▼ 7.6pp20.3%below the sector's middle half▲ 5.7pp39.5%within the sector's middle half▲ 19.2pp52.9%within the sector's middle half▲ 13.5pp67.2%within the sector's middle half▲ 14.2pp
Current ratio1.55within the sector's middle half▼ 0.031.18within the sector's middle half▼ 0.371.41within the sector's middle half▲ 0.231.96within the sector's middle half▲ 0.553.73within the sector's middle half▲ 1.77
Return on assets (ROA)-4.3%below the sector's middle half▲ 4.3pp3.5%within the sector's middle half▲ 7.8pp7.1%within the sector's middle half▲ 3.7pp13.5%within the sector's middle half▲ 6.4pp5.9%within the sector's middle half▼ 7.6pp
Staff (FTE)0within the sector's middle half0within the sector's middle half0within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 59% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €214,960
Fixed assets
€119,733 =
Current assets
€95,227 ▼ 26.2%
Equity and liabilities €214,960
Equity
€144,438 ▲ 9.6%
Provisions
€15,000 =
Debt
€55,521 ▼ 45.6%
Debt's share of the balance-sheet total falls from 41.0% to 25.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€14,152▼
2024 · €34,828
Cash flow
€12,714▼
2024 · €33,694
Debt to equity
0.38▼
2024 · 0.77
ROE
8.8%▼
2024 · 25.5%
Interest coverage
27.04▼
2024 · 30.72
Debt ≤ 1 year
€25,521▼
2024 · €65,857
Debt > 1 year
€30,000▼
2024 · €35,429
Income taxes
€915
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €24,763 | €4,437 | €0 | - | - |
| Remuneration, social security and pensions62 | - | €0 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,194 | €7,364 | €31 | €31 | €31 | = |
| Other operating charges640/8 | - | €450 | €699 | €502 | €399 | ▼ 20.5% |
| Gross operating margin9900 | €8,763 | €38,324 | €26,534 | €35,331 | €14,551 | ▼ 58.8% |
| Operating profit (loss)9901 | -€1,177 | €30,510 | €25,804 | €34,797 | €14,121 | ▼ 59.4% |
| Financial income75/76B | - | €115 | €364 | €0 | - | - |
| Recurring financial income75 | €1,117 | €115 | €364 | €0 | - | - |
| Financial charges65/66B | - | €16,805 | €8,404 | €1,134 | €523 | ▼ 53.8% |
| Recurring financial charges65 | €19,582 | €16,805 | €8,404 | €1,134 | €523 | ▼ 53.8% |
| Profit (loss) for the period before taxes9903 | -€19,641 | €13,820 | €17,765 | €33,664 | €13,598 | ▼ 59.6% |
| Income taxes67/77 | - | - | - | - | €915 | - |
| Profit (loss) for the period9904 | -€19,641 | €13,820 | €17,765 | €33,664 | €12,683 | ▼ 62.3% |
| Profit (loss) for the period to be appropriated9905 | -€19,641 | €13,820 | €17,765 | €33,664 | €12,683 | ▼ 62.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €455,815 | €395,756 | €248,590 | €248,853 | €214,960 | ▼ 13.6% |
| Fixed assets21/28 | €163,339 | €129,389 | €119,795 | €119,764 | €119,733 | = |
| Tangible fixed assets22/27 | €43,761 | €9,810 | €216 | €185 | €154 | ▼ 16.7% |
| Plant, machinery and equipment23 | - | €247 | €216 | €185 | €154 | ▼ 16.7% |
| Furniture and vehicles24 | - | €0 | - | - | - | - |
| Leasing and similar rights25 | - | €9,563 | €0 | - | - | - |
| Financial fixed assets28 | €119,579 | €119,579 | €119,579 | €119,579 | €119,579 | = |
| Current assets29/58 | €292,476 | €266,366 | €128,795 | €129,089 | €95,227 | ▼ 26.2% |
| Amounts receivable within one year40/41 | €24,951 | €254,559 | €118,172 | €128,962 | €95,134 | ▼ 26.2% |
| Trade receivables40 | - | €71,379 | €2,678 | €6,679 | €3,224 | ▼ 51.7% |
| Other amounts receivable41 | - | €183,180 | €115,495 | €122,283 | €91,911 | ▼ 24.8% |
| Current investments50/53 | €241,440 | €0 | - | - | - | - |
| Cash at bank and in hand54/58 | €26,084 | €11,650 | €10,623 | €127 | €92 | ▼ 27.4% |
| Deferred charges and accrued income490/1 | - | €157 | €0 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €455,815 | €395,756 | €248,590 | €248,853 | €214,960 | ▼ 13.6% |
| Equity10/15 | €66,507 | €80,327 | €98,092 | €131,755 | €144,438 | ▲ 9.6% |
| Contributions10/11 | - | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €47,915 | €61,735 | €79,500 | €113,163 | €125,846 | ▲ 11.2% |
| Non-distributable reserves130/1 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Tax-exempt reserves132 | - | €42,500 | €42,500 | €42,500 | €42,500 | = |
| Distributable reserves133 | - | €17,376 | €35,141 | €68,804 | €81,487 | ▲ 18.4% |
| Provisions and deferred taxes16 | €15,000 | €15,000 | €15,000 | €15,000 | €15,000 | = |
| Provisions for liabilities and charges160/5 | - | €15,000 | €15,000 | €15,000 | €15,000 | = |
| Pensions and similar obligations160 | - | €15,000 | €15,000 | €15,000 | €15,000 | = |
| Amounts payable17/49 | €374,308 | €300,428 | €135,498 | €102,097 | €55,521 | ▼ 45.6% |
| Amounts payable after more than one year17 | €185,669 | €73,253 | €43,402 | €35,429 | €30,000 | ▼ 15.3% |
| Financial debts170/4 | - | €73,253 | €43,402 | €35,429 | €30,000 | ▼ 15.3% |
| Other amounts payable178/9 | - | €0 | - | - | - | - |
| Amounts payable within one year42/48 | €188,638 | €226,165 | €91,297 | €65,857 | €25,521 | ▼ 61.2% |
| Current portion of amounts payable after more than one year42 | - | €37,145 | €40,667 | €27,557 | €6,101 | ▼ 77.9% |
| Financial debts43 | - | €74,913 | €0 | - | - | - |
| Credit institutions430/8 | - | €74,913 | €0 | - | - | - |
| Trade debts44 | €33,990 | €20,449 | €41,590 | €36,440 | €17,755 | ▼ 51.3% |
| Suppliers440/4 | - | €20,449 | €41,590 | €36,440 | €17,755 | ▼ 51.3% |
| Advances received on contracts in progress46 | - | €93,658 | €7,850 | €0 | - | - |
| Taxes, remuneration and social security45 | - | €0 | €1,190 | €1,860 | €1,665 | ▼ 10.5% |
| Taxes450/3 | - | €0 | €1,190 | €1,860 | €1,665 | ▼ 10.5% |
| Other amounts payable47/48 | - | €0 | - | - | - | - |
| Accrued charges and deferred income492/3 | - | €1,010 | €799 | €812 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€19,641 | €13,820 | €17,765 | €33,664 | €12,683 | ▼ 62.3% |
| + Depreciation and write-downs630 | €10,194 | €7,364 | €31 | €31 | €31 | = |
| Operating cash flow (approximation) | -€9,447 | €21,184 | €17,796 | €33,694 | €12,714 | ▼ 62.3% |
| Investment in fixed assets (approximation) | - | €26,586 | €9,563 | €0 | €0 | ▼ 100% |
| Change in cash | - | -€14,435 | -€1,027 | -€10,496 | -€35 | ▲ 99.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
18-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Highest result since 2018net €33,664 ▲89.5%
Operating result €34,797, net result €33,664, both a record.
30-09
Financial
Equity above €100,000Eq €131,755 ▲34.3%
3 profitable years in a row build equity to €131,755.
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Back to profitnet €13,820
Net result €13,820 after 4 loss-making years.
11-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet -€40,605
Net result drops to -€40,605, the lowest in the series; recovery starts the following year.
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 1995
Ground area
5.6 ha
Building footprint
2.3 ha
Volume, LiDAR
252,228 m³
Parcel 12392A0300/00C000, Flanders · tallest building 20.8 m, ±3 floors. Linked by address, not a title deed.
68
companies at this address
See who is registered here
1 establishment unit
RICOCHET
since 19952.060.970.876
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12392A0300/00C000 | Flanders | 5.6 ha | 1 · 2.3 ha | 20.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 30-09-2025 list no shareholders, and no other source names one.
Holdings 1
-
53.21%
According to the annual accounts to 30-09-2025 of RICOCHET and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 613 EUR awarded · 613 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 613 EUR | 613 EUR |
Recognitions · licences · registrations
Legal Entity Identifier
967600TFX6I4A2HPSW21
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,629. 40,882 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded09-02-1993
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
77229Renting and leasing of other personal and household goods
77392Rental and leasing activities
90393Specialised image, lighting and sound technical services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0449496020
Also
9925:BE0449496020
Registered
24-11-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.