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RICKS

Active
Private limited company (pre-2019)founded 199729 yrs activeTisselrietweg 10, 3910 Pelt, BelgiumKBO/BCE: BE 0460.458.703
Summary

RICKS has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €235,728 and a net result of -€5,032. Equity is growing by ~6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability67▼-33
Solvency83▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15,000 at 30 days acceptable
Liquidity short (current ratio 0.62 against 0.62 in 2024; short-term debt: 41.7% and cash: 0.8% of total assets), and 41.7% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 29 years 0 30 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
52 d early
2024
35 d early
2023
28 d late
2022
10 d late
2021
30 d late
2020
20 d late
2019
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 4 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 10 August (4 of the last 5 filed years within 45 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

RICKS was incorporated on 10 April 1997.1 Total assets rose from EUR 349,392 in 2018 to EUR 404,548 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€235,728▼ 2.1%
2024 · €240,760
Total assets
€404,548▼ 3.4%
2024 · €419,000
Net result
-€5,032
2024 · €136,049
Working capital
-€64,613▲ 3.8%
2024 · -€67,153
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€2,457▲ 33.3%-€4,990▼ 103%€3,073€186,395▲ 5,965%-€4,677
Net result€26,235-€5,244€2,657€136,049▲ 5,020%-€5,032
Equity€185,049▲ 16.5%€179,804▼ 2.8%€182,461▲ 1.5%€240,760▲ 32.0%€235,728▼ 2.1%
Total assets€309,611▼ 2.7%€305,847▼ 1.2%€307,934▲ 0.7%€419,000▲ 36.1%€404,548▼ 3.4%
Debt€124,563▲ 16.3%€126,042▲ 1.2%€125,473▼ 0.5%€178,240▲ 42.1%€168,820▼ 5.3%
Working capital-€5,347-€10,592▼ 98.1%-€7,935▲ 25.1%-€67,153▼ 746%-€64,613▲ 3.8%
Staff (FTE)0
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000€150,000€200,000Operating result 2021: -€2,457-€2,457Net result 2021: €26,235€26,235Operating result 2022: -€4,990-€4,990Net result 2022: -€5,244-€5,244Operating result 2023: €3,073€3,073Net result 2023: €2,657€2,657Operating result 2024: €186,395€186,395Net result 2024: €136,049€136,049Operating result 2025: -€4,677-€4,677Net result 2025: -€5,032-€5,03220212022202320242025-€50,000€0€50,000€100,000€150,000€200,000Operating result 2023: €3,073€3,070Net result 2023: €2,657€2,660Operating result 2024: €186,395€186,000Net result 2024: €136,049€136,000Operating result 2025: -€4,677-€4,680Net result 2025: -€5,032-€5,030202320242025
The operating result turns negative in 2025: a loss of €4,677 after €186,395 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €404,548
Fixed assets €300,341 ▼ 2.5%
Current assets €104,207 ▼ 6.2%
Equity and liabilities €404,548
Equity €235,728 ▼ 2.1%
Debt €168,820 ▼ 5.3%
Debt's share of the balance-sheet total falls from 42.5% to 41.7%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€2,895▼
2024 · €260,219
Cash flow
€2,539▼
2024 · €209,873
Current ratio
0.62▼
2024 · 0.62
Debt to equity
0.72▼
2024 · 0.74
ROE
-2.1%▼
2024 · 56.5%
ROA
-1.2%▼
2024 · 32.5%
Interest coverage
8.15▼
2024 · 732.45
Debt ≤ 1 year
€168,820▼
2024 · €178,240
Income taxes
€0▼
2024 · €49,991
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,321 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.6% went bankrupt
8.5% stopped otherwise
90% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€419,000€404,548▼
Fixed assets21/28€307,913€300,341▼
Tangible fixed assets22/27€307,913€300,341▼
Land and buildings22€307,913€300,341▼
Current assets29/58€111,087€104,207▼
Amounts receivable after more than one year29€25,000€25,000=
Other amounts receivable291€25,000€25,000=
Amounts receivable within one year40/41€77,147€76,001▼
Other amounts receivable41€77,147€76,001▼
Cash at bank and in hand54/58€8,940€3,206▼
Equity and liabilities
Total equity and liabilities10/49€419,000€404,548▼
Equity10/15€240,760€235,728▼
Contributions10/11€18,347€18,347=
Revaluation surpluses12€0-
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Other1319€1,860€1,860=
Profit (loss) carried forward14€220,554€215,521▼
Amounts payable17/49€178,240€168,820▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€178,240€168,820▼
Trade debts44€6,697€277▼
Suppliers440/4€6,697€277▼
Taxes, remuneration and social security45€49,991€49,991=
Taxes450/3€49,991€49,991=
Other amounts payable47/48€121,552€118,552▼
Income statement Code20242025
Non-recurring operating income76A-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€73,823€7,572▼
Other operating charges640/8€747€1,482▲
Gross operating margin9900€260,965€4,376▼
Operating profit (loss)9901€186,395-€4,677▼
Financial charges65/66B€355€355=
Recurring financial charges65€355€355=
Profit (loss) for the period before taxes9903€186,040-€5,032▼
Income taxes67/77€49,991€0▼
Profit (loss) for the period9904€136,049-€5,032▼
Profit (loss) for the period to be appropriated9905€136,049-€5,032▼
Appropriation of the result
Profit (loss) to be appropriated9906€220,554€215,521▼
Profit (loss) brought forward from the previous period14P€84,504€220,554▲
Social balance
Average headcount (FTE)9087-0.0

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A----€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630---€73,823€7,572▼ 89.7%
Other operating charges640/8€958€1,145€559€747€1,482▲ 98.5%
Gross operating margin9900-€1,499-€3,845€3,632€260,965€4,376▼ 98.3%
Operating profit (loss)9901-€2,457-€4,990€3,073€186,395-€4,677▼ 103%
Financial charges65/66B€2,693€255€416€355€355=
Recurring financial charges65€2,693€255€416€355€355=
Profit (loss) for the period before taxes9903-€5,149-€5,244€2,657€186,040-€5,032▼ 103%
Transfer from deferred taxes780€52,303€0----
Income taxes67/77€20,918€0-€49,991€0▼ 100%
Profit (loss) for the period9904€26,235-€5,244€2,657€136,049-€5,032▼ 104%
Transfer from tax-exempt reserves789€156,890€0----
Profit (loss) for the period to be appropriated9905€183,126-€5,244€2,657€136,049-€5,032▼ 104%
Line20212022202320242025Change
Assets
Total assets20/58€309,611€305,847€307,934€419,000€404,548▼ 3.4%
Fixed assets21/28€195,699€195,699€195,699€307,913€300,341▼ 2.5%
Tangible fixed assets22/27€195,699€195,699€195,699€307,913€300,341▼ 2.5%
Land and buildings22€195,699€195,699€195,699€307,913€300,341▼ 2.5%
Current assets29/58€113,912€110,147€112,235€111,087€104,207▼ 6.2%
Amounts receivable after more than one year29---€25,000€25,000=
Other amounts receivable291---€25,000€25,000=
Amounts receivable within one year40/41€112,431€109,931€102,950€77,147€76,001▼ 1.5%
Other amounts receivable41€112,431€109,931€102,950€77,147€76,001▼ 1.5%
Cash at bank and in hand54/58€1,481€216€9,285€8,940€3,206▼ 64.1%
Equity and liabilities
Total equity and liabilities10/49€309,611€305,847€307,934€419,000€404,548▼ 3.4%
Equity10/15€185,049€179,804€182,461€240,760€235,728▼ 2.1%
Contributions10/11€18,347€18,347€18,347€18,347€18,347=
Revaluation surpluses12€77,750€77,750€77,750€0--
Reserves13€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311€1,860-----
Other1319-€1,860€1,860€1,860€1,860=
Tax-exempt reserves132€0-----
Profit (loss) carried forward14€87,092€81,847€84,504€220,554€215,521▼ 2.3%
Provisions and deferred taxes16€0-----
Deferred taxes168€0-----
Amounts payable17/49€124,563€126,042€125,473€178,240€168,820▼ 5.3%
Amounts payable after more than one year17€5,303€5,303€5,303€0--
Financial debts170/4€5,303€5,303€5,303€0--
Amounts payable within one year42/48€119,259€120,739€120,170€178,240€168,820▼ 5.3%
Current portion of amounts payable after more than one year42€0-----
Financial debts43€0-----
Credit institutions430/8€0-----
Trade debts44€789€2,269€1,618€6,697€277▼ 95.9%
Suppliers440/4€789€2,269€1,618€6,697€277▼ 95.9%
Taxes, remuneration and social security45€20,918€20,918€0€49,991€49,991=
Taxes450/3€20,918€20,918€0€49,991€49,991=
Other amounts payable47/48€97,552€97,552€118,552€121,552€118,552▼ 2.5%
Line20212022202320242025Change
Profit (loss) for the period9904€26,235-€5,244€2,657€136,049-€5,032▼ 104%
+ Depreciation and write-downs630---€73,823€7,572▼ 89.7%
Operating cash flow (approximation)€26,235-€5,244€2,657€209,873€2,539▼ 98.8%
Investment in fixed assets (approximation)-€0€0-€186,037€0▲ 100%
Change in cash--€1,265€9,069-€345-€5,734▼ 1,563%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
09-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
26-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Highest result since 2018net €136,049 ▲5,020%
Operating result €186,395, net result €136,049, both a record.
31-12
Financial Equity above €200,000Eq €240,760 ▲32%
2 profitable years in a row build equity to €240,760.
28-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
31-12
Financial Back to profitnet €2,657
Net result €2,657 after one loss-making year.
10-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 10 days late
2022
30-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial Back to profitnet €26,235
Net result €26,235 after 3 loss-making years.
20-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 20 days late
2020
28-08
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
29-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
28-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 1997
seat establishment The establishment unit on the map
Ground area
5,116 m²
Building footprint
484 m²
Volume, LiDAR
1,885 m³
Parcel 72025A0186/00F034, Flanders · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Tisselrietweg 10, 3910 Pelt
NACE 7414201
since 19972.083.307.503
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72025A0186/00F034 Flanders 5,116 m² 1 · 484 m² 6.6 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded10-04-1997
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.