Financials
- Fiscal year
- 2025
- Total assets
- €1.4m
- Profit
- €190,148
- Solvency
- 95.4%
Total assets▲ 22.0%
Net result
20192025
RIAPAT
ActiveSummary
RIAPAT has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.3m and a net result of €190,148. Equity is growing by ~6.5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Alle mogelijke verhandelingen van onroerende goederen,alsook alle handelingen van burgerlijke,commerciële,industriële of financiële aard,die er…
From the articlesNo NACE code in the KBO yet1 site
Size
€1.4mtotal assets 2025
- Equity
- €1.3m
- Profit
- €190,148
Turnover not published (abridged schema)
Structure
- Board
- 2 members
Accounts filed 200 d late1 of 2 deeds read
Why 58Capped at 59: a confirmed filing finding- Latest accounts 201 days late; 1 of the last 3 late+ Size: total assets €1.4m+ Liquidity: current ratio 139.29, cash €951,616+ Equity €1.3m (95.4% of total assets)Show the evidence
Checked score
Score 2025
58
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 80% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
A confirmed filing finding caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency
100=
equity 95.4% of total assets
Liquidity
100+45
short-term debt 0.5% · cash 70.1%
Profitability
86+12
return on assets 14.0%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: < 0.1%lowest value
12-2024: < 0.1%▲ +15.6% vs 11-2024
01-2025: < 0.1%▲ +10.8% vs 12-2024
02-2025: < 0.1%▼ -4.9% vs 01-2025
03-2025: < 0.1%● 0.0% vs 02-2025
04-2025: < 0.1%● 0.0% vs 03-2025
05-2025: < 0.1%● 0.0% vs 04-2025
06-2025: < 0.1%▲ +2.6% vs 05-2025
07-2025: < 0.1%● 0.0% vs 06-2025
08-2025: < 0.1%▼ -2.5% vs 07-2025
09-2025: < 0.1%● 0.0% vs 08-2025
10-2025: < 0.1%▼ -2.6% vs 09-2025
11-2025: < 0.1%● 0.0% vs 10-2025
12-2025: < 0.1%▲ +5.3% vs 11-2025
01-2026: < 0.1%▲ +25.0% vs 12-2025
02-2026: 0.1%▲ +146% vs 01-2026
03-2026: 0.2%▲ +34.1% vs 02-2026
04-2026: 0.4%▲ +159% vs 03-2026
05-2026: 0.5%▲ +9.4% vs 04-2026
06-2026: 0.6%▲ +33.0% vs 05-2026
07-2026: 1.0%▲ +66.7% vs 06-2026highest value
08-2026: 1.0%● 0.0% vs 07-2026highest value
09-2026: 0.2%▼ -83.6% vs 08-2026
10-2026: 0.1%▼ -14.7% vs 09-2026
- Latest accounts 201 days late; 1 of the last 3 late raises the probability
- Size: total assets €1.4m lowers the probability for this profile
- Liquidity: current ratio 139.29, cash €951,616 lowers the probability
- Equity €1.3m (95.4% of total assets) lowers the probability
Credit up to €75,000 at 30 days only on tighter terms
short-term debt: 0.5% and cash: 70.1% of total assets, and 4.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 95%, profitability 70%, growth against the median 74%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-08-2026, 200 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
200 d late
2024
15 d early
2023
34 d early
2022
28 d early
2021
20 d early
2020
18 d early
2019
28 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 8 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 11 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close04-10-2026 today31-01-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Appointments: DE BRUCKER Patrick (non-statutory director)…Legal-form conversion · Capital conversion…
- Highest result since 2019net €190,148 ▲325%
Key points
By topic
Board & ownership
- Board
- 2 members
Go to Board & ownership
Timeline
- Events
- 18
- Since
- 2017
- Next accounts
- by 31-01-2027
- 19-08-2026Annual accounts filed
- 06-07-2026Appointments: DE BRUCKER Patrick (non-statutory director) and…
- 30-06-2025Highest result since 2019
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 22-10-2013
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 18
- Who signs
- Each director alone
- Annual meeting
- Second Friday of December at 20:00
- Purpose
- Alle mogelijke verhandelingen van onroerende goederen,alsook alle handelingen van…
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