RGH IMMO
ActiveRGH IMMO has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €260k and a net result of €8k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 60% of 9114 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▲+9
Solvency69▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 1.57 against 1.67 in 2024; short-term debt: 8.2% and cash: 2.6% of total assets), but 55.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.2%
Return on assets
1.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
58 d late
2023
23 d late
2022
4 d early
2021
7 d early
2020
23 d late
2019
7 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€8k
2024 · €-2k
2018: €7k
2019: €1k
2020: €-5k
2021: €11k
2022: €133k
2023: €5k
2024: €-2k
2018 → 2025
Working capital
€27k▼ 21.9%
2024 · €35k
2018: €125k
2019: €93k
2020: €67k
2021: €60k
2022: €105k
2023: €70k
2024: €35k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€151k-€248k▲ 64.7%€254k▲ 2.2%€252k▼ 0.6%€260k▲ 3.1%
Operating result€25k-€-20k€23k€18k▼ 22.0%€22k▲ 23.8%
Net result€11k-€133k▲ 1,094%€5k▼ 95.9%€-2k€8k
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 24% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €588k
Fixed assets
€512k▼ 3.8%
Current assets
€76k▼ 13.7%
Equity and liabilities €588k
Equity
€260k▲ 3.1%
Provisions
€24k▼ 3.9%
Debt
€304k▼ 11.4%
The debt ratio falls from 55.4% to 51.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€48k▲
2024 · €43k
Cash flow
€34k▲
2024 · €23k
Solvency
44.2%▲
2024 · 40.6%
Current ratio
1.57▼
2024 · 1.67
Quick ratio
1.57▼
2024 · 1.67
Debt / equity
1.17▼
2024 · 1.36
ROE
3.0%▲
2024 · -0.6%
ROA
1.3%▲
2024 · -0.3%
Interest coverage
3.40▲
2024 · 2.63
Debt
€304k▼
2024 · €344k
Debt ≤ 1 year
€48k▼
2024 · €52k
Debt > 1 year
€256k▼
2024 · €291k
Income taxes
€1k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€620k€588k▼
Fixed assets21/28€533k€512k▼
Tangible fixed assets22/27€527k€506k▼
Land and buildings22€500k€480k▼
Plant, machinery and equipment23€27k€26k▼
Financial fixed assets28€6k€6k=
Current assets29/58€88k€76k▼
Amounts receivable within one year40/41€54k€60k▲
Trade receivables40€36k€41k▲
Other amounts receivable41€18k€19k▲
Cash at bank and in hand54/58€33k€15k▼
Equity and liabilities
Total equity and liabilities10/49€620k€588k▼
Equity10/15€252k€260k▲
Contributions10/11€1k€1k=
Reserves13€242k€250k▲
Tax-exempt reserves132€75k€73k▼
Distributable reserves133€167k€177k▲
Profit (loss) carried forward14€9k€9k▲
Provisions and deferred taxes16€25k€24k▼
Deferred taxes168€25k€24k▼
Amounts payable17/49€344k€304k▼
Amounts payable after more than one year17€291k€256k▼
Financial debts170/4€285k€250k▼
Other amounts payable178/9€6k€6k=
Amounts payable within one year42/48€52k€48k▼
Current portion of amounts payable after more than one year42€50k€35k▼
Trade debts44€1k€5k▲
Suppliers440/4€1k€5k▲
Taxes, remuneration and social security45€947€283▼
Taxes450/3€947€283▼
Other amounts payable47/48€11€8k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€26k▲
Other operating charges640/8€11k€11k▼
Gross operating margin9900€54k€59k▲
Operating profit (loss)9901€18k€22k▲
Financial charges65/66B€16k€14k▼
Recurring financial charges65€16k€14k▼
Profit (loss) for the period before taxes9903€1k€8k▲
Transfer from deferred taxes780€962€962=
Income taxes67/77€4k€1k▼
Profit (loss) for the period9904€-2k€8k▲
Transfer from tax-exempt reserves789€3k€3k=
Profit (loss) for the period to be appropriated9905€1k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€19k▲
Profit (loss) brought forward from the previous period14P€9k€9k▲
Transfer to equity691/2€1k€10k▲
To other reserves6921€1k€10k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
27-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 58 days late
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 23 days late
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €133k ▲1094%
Net result €133k, the highest in the series.
31-12
Financial
Equity above €200kEq €248k ▲64.7%
2 profitable years in a row build equity to €248k.
24-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
31-12
Financial
Equity above €150kEq €151k ▲8%
Equity rises from €140k to €151k.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial
Weakest financial yearnet €-5k ▼510%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
07-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 7 days late
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Marche-en-Famenne · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marche, Place aux Foires 186900 Marche-en-FamenneGround area
306 m²
Building footprint
107 m²
Parcel 83034A0482/00X000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Le KJO
since 20042.135.821.026
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83034A0482/00X000 | Wallonia | 306 m² | 1 · 107 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Immo - Thy
BE 0447.015.095
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DECOR-OYENBRUG
BE 0424.977.784
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PAQUEBOT
BE 0475.323.259
Ukkel · Eq €260k
ABIL
BE 0463.808.567
Liège · Eq €260k
Franska
BE 0776.527.065
Heist-op-den-Berg · Eq €260k
Of 12,014 companies in sector 68203 we hold annual accounts for 5,981. 4,366 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-03-2004
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0478/346942