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RG TRANS

Active
Private limited companyfounded 20233 yrs activeRue de la Révolution 71, 6040 Charleroi, BelgiumKBO/BCE: BE 0801.091.623
Summary

The computed 12-month bankruptcy probability of RG TRANS is 4.6% (elevated). The 2024 annual accounts show equity of €7,414 and a net result of €2,414. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability50
Solvency40
Growth-
Track record79
Bankruptcy probability, 12 months
4.6% Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.71; short-term debt: 84.5% and cash: 5.4% of total assets), and 84.5% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
15.5%
Return on assets
5%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
35 d early
2024
34 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 35 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 24 April 2023, RG TRANS was incorporated as a Private limited company.1 In 2026 the registered office moved to Jumet.2 Habib Sebbar has served as director of the company since 2026.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 24-07-2026
  3. 3Belgian State Gazette, 02-07-2026

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Financials · fiscal year 2024, micro schema

Equity
€7,414
Total assets
€47,889
Net result
€2,414
Working capital
-€11,586

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €47,889
Fixed assets €19,000
Current assets €28,889
Equity and liabilities €47,889
Equity €7,414
Debt €40,475
Debt finances 84.5% of the balance-sheet total.
Key figures and ratios
2024 value
Current ratio
0.71
Debt to equity
5.46
ROE
32.6%
ROA
5.0%
Debt ≤ 1 year
€40,475
Income taxes
€637

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 4.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 34 lines
Balance sheet Code2024
Assets
Total assets20/58€47,889
Fixed assets21/28€19,000
Tangible fixed assets22/27€10,000
Furniture and vehicles24€10,000
Financial fixed assets28€9,000
Current assets29/58€28,889
Amounts receivable within one year40/41€26,307
Trade receivables40€24,704
Other amounts receivable41€1,603
Cash at bank and in hand54/58€2,582
Equity and liabilities
Total equity and liabilities10/49€47,889
Equity10/15€7,414
Contributions10/11€5,000
Profit (loss) carried forward14€2,414
Amounts payable17/49€40,475
Amounts payable within one year42/48€40,475
Trade debts44€19,238
Suppliers440/4€19,238
Taxes, remuneration and social security45€2,637
Taxes450/3€637
Remuneration and social security454/9€2,000
Other amounts payable47/48€18,600
Income statement Code2024
Other operating charges640/8€364
Gross operating margin9900€5,229
Operating profit (loss)9901€4,864
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€1,814
Recurring financial charges65€1,814
Profit (loss) for the period before taxes9903€3,051
Income taxes67/77€637
Profit (loss) for the period9904€2,414
Profit (loss) for the period to be appropriated9905€2,414
Appropriation of the result
Profit (loss) to be appropriated9906€2,414

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Other operating charges640/8€364
Gross operating margin9900€5,229
Operating profit (loss)9901€4,864
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€1,814
Recurring financial charges65€1,814
Profit (loss) for the period before taxes9903€3,051
Income taxes67/77€637
Profit (loss) for the period9904€2,414
Profit (loss) for the period to be appropriated9905€2,414
Line2024
Assets
Total assets20/58€47,889
Fixed assets21/28€19,000
Tangible fixed assets22/27€10,000
Furniture and vehicles24€10,000
Financial fixed assets28€9,000
Current assets29/58€28,889
Amounts receivable within one year40/41€26,307
Trade receivables40€24,704
Other amounts receivable41€1,603
Cash at bank and in hand54/58€2,582
Equity and liabilities
Total equity and liabilities10/49€47,889
Equity10/15€7,414
Contributions10/11€5,000
Profit (loss) carried forward14€2,414
Amounts payable17/49€40,475
Amounts payable within one year42/48€40,475
Trade debts44€19,238
Suppliers440/4€19,238
Taxes, remuneration and social security45€2,637
Taxes450/3€637
Remuneration and social security454/9€2,000
Other amounts payable47/48€18,600
Line2024
Profit (loss) for the period9904€2,414
Operating cash flow (approximation)€2,414

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-07
State Gazette act Registered office
Registered-office move2 facts ▸
  • General meeting, 16-06-2026
  • Registered-office move, Rue de la Révolution 71 - 6040 Jumet
02-07
State Gazette act Resignation: Driss Rharib (director)
Appointment: Habib Sebbar (director) · Share transfer · Shareholding5 facts ▸
  • General meeting, 16-06-2026
  • Share transfer, Driss Rharib → Habib Sebbar
  • Director resignation, Driss Rharib (director)
  • Director appointment, Habib Sebbar (director)
  • Shareholding, 16-06-2026
26-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
State Gazette actNBB filing
2 of 4 acts read
About the unread acts

Of the 4 Belgian State Gazette acts we know for this company, 2 have been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 director, last change in 2026
Habib Sebbar
Director · since 16-06-2026
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
2 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1,441 m²
Building footprint
246 m²
Volume, LiDAR
687 m³
2 parcels, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
RG TRANS
Rue Reine Elisabeth 5, 1480 TubizeFreight transport by road
since 20232.344.279.172
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52034B1169/00C005 Wallonia 1,241 m² 1 · 82 m² 10.3 m · 3 fl.
25105B0162/00B026 Wallonia 200 m² 1 · 164 m² -
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

2 people since 2026, 1 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Habib Sebbar
  • Director, from 16-06-2026 to date
Driss Rharib
  • Director, until 16-06-2026
See the board, name and seat on a given date →

Structure & network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Capital and shareholders

Shareholders according to the acts
Stated in the act act of 02-07-2026 ↗
Share transfer act of 02-07-2026 ↗

The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.

Similar companies · same sector, comparable size

Of 12,582 companies in sector 49410 we hold annual accounts for 8,205. 3,402 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded24-04-2023
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
E-invoicing
Reachable via Peppol
Peppol ID 0208:0801091623
Registered 10-07-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.