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RG Immo

Active
Private limited companyfounded 20232 yrs activeAvenue Greiner 0, 4100 Seraing, BelgiumKBO/BCE: BE 1001.409.390
Summary

RG Immo has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €833 and a net result of -€1,167. Its solvency ranks better than 20% of 19375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2024
Axes
Profitability28
Solvency25
Growth-
Track record67
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.11; short-term debt: 61.9% and cash: 5.1% of total assets), and 99.9% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
0.1%
Return on assets
-0.2%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 19375 sector peers (2024).
NBB · sector comparison
Position among 19375 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
29 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 29 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

RG Immo was incorporated on 19 October 2023 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€833
Total assets
€570,312
Net result
-€1,167
Working capital
-€315,243

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €570,312
Fixed assets €532,815
Current assets €37,497
Equity and liabilities €570,312
Equity €833
Debt €569,479
Debt finances 99.9% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€17,597
Cash flow
€2,108
Current ratio
0.11
ROA
-0.2%
Interest coverage
1.14
Debt ≤ 1 year
€352,740
Debt > 1 year
€216,739
Equity ratios withheld: equity of €833 is too small for a meaningful ratio.

Peer companies

Historical observation

Of the 865 companies that looked in July 2024 the way this one looks now, 1.3% went bankrupt within 24 months and 97% are still going.

  • Small
  • 2 to 5 years old
  • solvency under 10%
  • a small loss
1.3% went bankrupt
1.6% stopped otherwise
97% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 865 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 31 lines
Balance sheet Code2024
Assets
Total assets20/58€570,312
Fixed assets21/28€532,815
Tangible fixed assets22/27€532,815
Land and buildings22€67,800
Assets under construction and advance payments27€465,015
Current assets29/58€37,497
Amounts receivable within one year40/41€8,364
Other amounts receivable41€8,364
Cash at bank and in hand54/58€29,133
Equity and liabilities
Total equity and liabilities10/49€570,312
Equity10/15€833
Contributions10/11€2,000
Profit (loss) carried forward14-€1,167
Amounts payable17/49€569,479
Amounts payable after more than one year17€216,739
Financial debts170/4€216,739
Amounts payable within one year42/48€352,740
Current portion of amounts payable after more than one year42€10,668
Trade debts44€3,368
Suppliers440/4€3,368
Other amounts payable47/48€338,705
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,274
Other operating charges640/8€8,192
Gross operating margin9900€25,789
Operating profit (loss)9901€14,323
Financial charges65/66B€15,490
Recurring financial charges65€15,490
Profit (loss) for the period before taxes9903-€1,167
Profit (loss) for the period9904-€1,167
Profit (loss) for the period to be appropriated9905-€1,167
Appropriation of the result
Profit (loss) to be appropriated9906-€1,167

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,274
Other operating charges640/8€8,192
Gross operating margin9900€25,789
Operating profit (loss)9901€14,323
Financial charges65/66B€15,490
Recurring financial charges65€15,490
Profit (loss) for the period before taxes9903-€1,167
Profit (loss) for the period9904-€1,167
Profit (loss) for the period to be appropriated9905-€1,167
Line2024
Assets
Total assets20/58€570,312
Fixed assets21/28€532,815
Tangible fixed assets22/27€532,815
Land and buildings22€67,800
Assets under construction and advance payments27€465,015
Current assets29/58€37,497
Amounts receivable within one year40/41€8,364
Other amounts receivable41€8,364
Cash at bank and in hand54/58€29,133
Equity and liabilities
Total equity and liabilities10/49€570,312
Equity10/15€833
Contributions10/11€2,000
Profit (loss) carried forward14-€1,167
Amounts payable17/49€569,479
Amounts payable after more than one year17€216,739
Financial debts170/4€216,739
Amounts payable within one year42/48€352,740
Current portion of amounts payable after more than one year42€10,668
Trade debts44€3,368
Suppliers440/4€3,368
Other amounts payable47/48€338,705
Line2024
Profit (loss) for the period9904-€1,167
+ Depreciation and write-downs630€3,274
Operating cash flow (approximation)€2,108

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 2023
seat establishment approximate The establishment unit on the map
Ground area
6,252 m²
Building footprint
3,242 m²
Volume, LiDAR
47,809 m³
Parcel 62096A0048/00P000, Wallonia · tallest building 21.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
RG IMMO
Avenue Greiner 0, 4100 SeraingReal estate activities
since 20232.351.247.237
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62096A0048/00P000
ProtectedSite or landscape
Wallonia 6,252 m² 1 · 3,241 m² 21.7 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Similar companies · same sector, comparable size

Of 7,326 companies in sector 68110 we hold annual accounts for 5,390. 416 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-10-2023
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:1001409390
Registered 13-02-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.