Equity
€60,145 from €103,547 in 2023
Equity fell by 42% in 1 year.
RFE Construct
Overview
Information for creditors
Enterprise Court of Antwerp, Hasselt division · Official Gazette of 18-03-2026Appeal or third-party opposition 02-04-2026Filing the claim in RegSol 11-04-2026First verification report 23-04-2026Late claim until 12-03-2027
- Michael Warsontrusteeinfo@solvimus.be
- Tom Renckenstrusteetom@solvimus.be
Steps, deadlines and articles of law
The procedure
- Supervising judge
- Wim Leemen
- Official Gazette
- 18-03-2026search the document for 2026/111264
Deadlines
- Provisional date payments stopped
- 12 March 2026A later judgment can still change the date.art. XX.105, Code of Economic Law
- Appeal or third-party opposition
- passed on 2 April 2026art. XX.108, Code of Economic Law
- Filing the claim in RegSol
- passed on 11 April 2026art. XX.104 and XX.155, Code of Economic Law
- First verification report
- passed on 23 April 2026art. XX.104 and XX.194, Code of Economic Law
- Late claim until
- 12 March 2027A late claim shares only in what has not yet been paid out. You bear the costs of that claim.art. XX.165, Code of Economic Law
Trustees
- Michael WarsonHavermarkt 22, 3500 Hasseltinfo@solvimus.be
- Tom RenckensHavermarkt 22, 3500 Hasselttom@solvimus.be
Steps for a creditor
- Stop delivering on credit unless the trustee agrees.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- The ordinary term has passed. File a late claim in RegSol (regsol.be) until 12 March 2027, yourself with eID or itsme, or through your lawyer. It shares only in what has not yet been paid out, and you bear the costs.
- Ask your accountant about the VAT on the unpaid invoices. In a bankruptcy it can be recovered, subject to conditions.
- Follow the file in RegSol. The verification report (admitted or disputed) and the trustee's reports appear there.
These deadlines come from the publication of the judgment. Check them in RegSol before you file anything. Once a deadline has passed, it is too late for that step.
If this company owes you money, you are not paid automatically. You file your claim yourself, within the deadline the judgment sets.
Follow
Follow this bankruptcy and you are notified the next morning if it is closed or reversed.
This is general information, not legal advice. If in doubt, the trustee, your lawyer or your accountant can help.
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Lifetime
4 annual accounts with figures on one time axispeak €236,587 (2023)
€204,524▼ 13.6%
lowest -€43,402 (2024)
-€43,402▼ €81,183
peak €103,547 (2023)
€60,145▼ 41.9%
€101,593▼ 3.4%
Board2 names since 2021
2 directorsVAN DEN BOSCH Nathalie Jeannine Francine and 1 other
Documentsfilings and deeds
20-06-202541 days before the deadline
2024micro format
Gross margin from €236,587 to €204,524Loss of €43,402Equity from €103,547 to €60,145Cash from €58,157 to €32,185
Key points
from the 2024 annual accounts, the last ones filedResult
-€43,402 -€43,402
From profit to loss in 2024, after a profit of €37,781 in 2023.
Filings
4 annual accounts 1 late
The 2021 accounts came 29 days late. The other three were filed on time.
No score
Board and ownership
- VAN DEN BOSCH Nathalie Jeannine Francine 100 sharesdeed of 22-03-2021
Recent changes
Bankruptcy published
Enterprise Court of Antwerp, Hasselt division · judgment of 12-03-2026 · Bankruptcy
Listed in the Peppol Directory
Appointment: LENARTZ Willy (director)
General meeting of 05-11-2021 · Gazette deed
Incorporation
Founding capital of €5,000, 100 shares · Founder: VAN DEN BOSCH Nathalie Jeannine Francine · Appointment: VAN DEN BOSCH Nathalie Jeannine Francine (director) · published on 22-03-2021 · Gazette deed
Official details
Source: KBO- Status
- In bankruptcydeclared bankrupt on 12-03-2026
- Activity
- General construction of residential buildingsNACE 41001and 3 others
- Establishment unit
- 2.319.211.3053891 Gingelom, since 18-03-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 04-02-2025
Annual accounts 2024
- €204,524▼ 13.6%
- ≈ €670,000estimated
- €43,402
- €60,145▼ 41.9%
- €161,738▼ 22.5%
- Employeeson 31-12-2024
- 3=
- Filing
- Filed on 20-06-2025
Insights on RFE Construct
Equity fell from €103,547 in 2023 to €60,145 in 2024.
On 12 March 2026 the court declared RFE Construct bankrupt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2024
micro format, filed on 20-06-2025, 41 days before the deadline€204,524
▼ 13.6%
-€39,514
▼ €92,970
-€43,402
▼ €81,183
€35,102
▼ 51.5%
37.2%
▼ 12.4 percentage points
1.40
▼ 0.46
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €670,000. Estimated: probably between €480,000 and €1.0m.
Balance sheet
balance sheet total €161,738 on 31-12-2024What the company ownsHow it is paid for
in euro
in euro
Position in the sector
37.2%
Higher than 45% of 9,833 companies in 2024.
1.40
Higher than 40% of 9,553 companies in 2024.
-26.8%
Higher than 7% of 9,646 companies in 2024.
RFE Construct
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Staff
€76,386
Staff costs divided by the average number of full-time equivalents.
people who joined
people who left
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
161,738 | 208,696 | 193,108 | 93,466 | |
21/28 |
39,112 | 52,476 | 15,003 | 12,802 | |
22/27 |
32,637 | 40,636 | 11,438 | 12,602 | |
23 |
5,670 | 5,131 | 6,416 | 3,261 | |
24 |
1,367 | 3,192 | 5,022 | 9,341 | |
25 |
25,601 | 32,313 | - | - | |
28 |
6,475 | 11,840 | 3,565 | 200 | |
29/58 |
122,626 | 156,220 | 178,105 | 80,664 | |
3 |
25,325 | 4,026 | 4,573 | - | |
30/36 |
3,125 | 4,026 | 4,573 | - | |
37 |
22,200 | - | - | - | |
40/41 |
65,117 | 94,037 | 141,474 | 42,091 | |
40 |
41,450 | 82,704 | 138,117 | 42,091 | |
41 |
23,666 | 11,333 | 3,357 | - | |
54/58 |
32,185 | 58,157 | 31,911 | 35,247 | |
490/1 |
- | - | 148 | 3,326 | |
| Balance sheet: equity and liabilities | |||||
10/49 |
161,738 | 208,696 | 193,108 | 93,466 | |
10/15 |
60,145 | 103,547 | 85,766 | 38,249 | |
10/11 |
5,000 | 5,000 | 5,000 | 5,000 | |
13 |
55,145 | 98,547 | 80,766 | 33,249 | |
133 |
55,145 | 98,547 | 80,766 | 33,249 | |
17/49 |
101,593 | 105,149 | 107,342 | 55,218 | |
17 |
14,068 | 21,257 | - | 2,367 | |
170/4 |
14,068 | 21,257 | - | 2,367 | |
42/48 |
87,525 | 83,892 | 107,342 | 52,850 | |
42 |
7,188 | 6,866 | - | 3,937 | |
43 |
45,000 | - | 5,000 | - | |
430/8 |
45,000 | - | 5,000 | - | |
44 |
2,025 | 4,646 | 8,332 | 3,860 | |
440/4 |
2,025 | 4,646 | 8,332 | 3,860 | |
45 |
8,362 | 43,389 | 58,311 | 24,965 | |
450/3 |
2,472 | 29,144 | 55,640 | 23,425 | |
454/9 |
5,889 | 14,245 | 2,671 | 1,540 | |
47/48 |
24,949 | 28,992 | 35,699 | 20,088 | |
| Income statement | |||||
9900 |
204,524 | 236,587 | 186,597 | 94,921 | |
62 |
229,158 | 176,027 | 75,832 | 21,279 | |
630 |
9,913 | 4,366 | 2,013 | 944 | |
640/8 |
2,812 | 2,738 | 6,696 | 175 | |
66A |
2,155 | - | - | - | |
9901 |
-39,514 | 53,457 | 102,056 | 72,523 | |
75/76B |
3 | 164 | 145 | - | |
75 |
3 | 164 | 145 | - | |
65/66B |
2,933 | 1,184 | 695 | 324 | |
65 |
2,933 | 1,184 | 695 | 324 | |
9903 |
-42,443 | 52,437 | 101,506 | 72,199 | |
67/77 |
959 | 14,656 | 23,989 | 18,950 | |
9904 |
-43,402 | 37,781 | 77,517 | 53,249 | |
9905 |
-43,402 | 37,781 | 77,517 | 53,249 | |
| Appropriation of the result | |||||
9906 |
-43,402 | 37,781 | 77,517 | 53,249 | |
791/2 |
43,402 | - | - | - | |
691/2 |
- | 17,781 | 47,517 | 33,249 | |
6920 |
- | 17,781 | 47,517 | 33,249 | |
694/7 |
- | 20,000 | 30,000 | 20,000 | |
694 |
- | 20,000 | 30,000 | 20,000 | |
| Social balance sheet | |||||
9087 |
3 | 2.7 | 1.6 | 1.2 | |
Hours worked1013 |
5,192 | 46,255 | 3,064 | 920 | |
| Document | |||||
The notes to these accounts have 11 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2024 (PDF), filed on 20-06-2025.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| -29,601 | 57,822 | 104,069 | 73,467 | ||
| -33,489 | 42,147 | 79,530 | 54,193 | ||
| 7,748 | 43,028 | 11,338 | 13,746 | ||
| -25,972 | 26,246 | -3,337 | - | ||
| 35,102 | 72,328 | 70,763 | 27,814 | ||
| 37.2% | 49.6% | 44.4% | 40.9% | ||
| 1.40 | 1.86 | 1.66 | 1.53 | ||
| 1.11 | 1.81 | 1.62 | 1.53 | ||
| 1.69 | 1.02 | 1.25 | 1.44 | ||
| -72.2% | 36.5% | 90.4% | 139.2% | ||
| -26.8% | 18.1% | 40.1% | 57.0% | ||
| -10.09 | 48.84 | over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2024 | 31-12-2023 | 31-12-2022 | 31-12-2021 |
|---|---|---|---|---|
| Employees at the balance-sheet date | 3 | 3 | 2 | 2 |
| full-time | 3 | 3 | 2 | 2 |
| in full-time equivalents | 3 | 3 | 2 | 2 |
| 3 | 2.7 | 1.6 | 1.2 | |
| On a permanent contract | 3 | 3 | 2 | 2 |
| Joined | - | 2 | 1 | 2 |
| Left | - | 1 | 0 | 0 |
Source: social balance sheet in the 2021 to 2024 annual accounts
Investments
fixed assets acquired| Item | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Tangible fixed assets | €4,069 | €33,564 | €7,973 | €13,547 |
| Financial fixed assets | €3,679 | €9,464 | €3,365 | €200 |
| €9,913 | €4,366 | €2,013 | €944 |
Source: notes to the 2021 to 2024 annual accounts (statement of fixed assets)
Insights on RFE Construct
The operating result for 2024 is a loss of €39,514, after a profit of €53,457 in 2023. It is the lowest result since 2021.
Debt's share of the balance-sheet total rises from 50.4% to 62.8%. Equity and debt are lower.
Board & ownership
Curators
the curators have managed the company since 12-03-2026Last board
2 directors, no change since November 2021Director (not named in the articles)
since 15-03-2021
term without a fixed end
listed in the 2024 annual accounts, filed on 20-06-2025
Director
since 05-11-2021
term without a fixed end
listed in the 2024 annual accounts, filed on 20-06-2025
Mandates through the years
2 names, the dashed line is todayVAN DEN BOSCH Nathalie Jeannine Francine
Director (not named in the articles)
Director (not named in the articles)
LENARTZ Willy
Director
Director
BoardBankruptcy 12-03-2026
Mandates as a list
- VAN DEN BOSCH Nathalie Jeannine Francine
- Director (not named in the articles), from 15-03-2021, until the bankruptcy of 12-03-2026
- LENARTZ Willy
- Director, from 05-11-2021, until the bankruptcy of 12-03-2026
Control
This company
RFE Construct
Equity €60,145
Loss €43,402 in 2024
Capital
- Contribution
- €5,000
- Shares
- 100
- Contribution per share
- €50
- Equity per share
- €601 in 2024
- Source
- deed of 22-03-2021
Articles of association
deed of 22-03-2021 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 31 May at 10:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 22-03-2021 ↗
- VAN DEN BOSCH Nathalie Jeannine Francine 100 shares (100%) · €5,000
Network & group
No group
RFE Construct has no parent and no holdings in its annual accounts. RFE Construct shares no director with another company.
Timeline
Timeline
12 events since 2021Board
Filings
Financial
Establishments
Insolvency
202220242026
2026
Bankruptcy published Enterprise Court of Antwerp, Hasselt division · judgment of 12-03-2026
2025
Annual accounts 2024 filed PDFmicro format · 41 days before the deadline
Listed in the Peppol Directory
2024
Weakest financial year net -€43,402 The net result drops to -€43,402, the lowest from 2021 to 2024.
Annual accounts 2023 filed PDFmicro format · 37 days before the deadline
2023
Equity above €100,000 equity €103,547 ▲20.7% With a profit in every financial year since 2021, equity grows to €103,547.
Annual accounts 2022 filed PDFmicro format · 33 days before the deadline
2022
Highest result from 2021 to 2024 net €77,517 ▲45.6% The operating result of €102,056 and the net result of €77,517 are both a record.
Annual accounts 2021 filed PDFmicro format · 29 days late
2021
- General meeting, 05-11-2021
- Director appointment, LENARTZ Willy
IncorporationFounding capital of €5,000, 100 shares · Founder: VAN DEN BOSCH Nathalie Jeannine Francine · Appointment: VAN DEN BOSCH Nathalie Jeannine Francine (director) · published on 22-03-20214 points ▸
- Founder, VAN DEN BOSCH Nathalie Jeannine Francine
- Founding capital, €5,000, 100 shares
- Registered office clause, Homsemstraat 42, 3891 Gingelom (Borlo)
- Director appointment, VAN DEN BOSCH Nathalie Jeannine Francine (director (not named in the articles))
- The deed holds 7 more points.
First establishment Homsemstraat 42, Gingelom
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
RFE Construct was incorporated on 18 March 2021 as a private limited company by one natural person, with a starting capital of €5,000.12 The board currently has 2 members. VAN DEN BOSCH Nathalie Jeannine Francine has served longest, since 2021.3 Total assets rose from €93,466 in 2021 to €161,738 in 2024 and headcount from 1.2 to 3 full-time equivalents.4 On 12 March 2026 the company was declared bankrupt.5
Company details
Identity
- Enterprise number
- 0765.340.787
- VAT number
- BE 0765.340.787
- Peppol ID
- 0208:0765340787
- Other Peppol ID
- 9925:BE0765340787
- Legal form
- Private limited company
- Status
- In bankruptcy, since 12-03-2026
- Founded
- 18-03-2021
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 31 May at 10:00deed of 22-03-2021 (in Dutch)
- Peppol
- Listed since 04-02-2025The listing only disappears when the Peppol service provider removes it.
- Name
- RFE Construct in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 22-03-2021 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 22-03-2021 (in Dutch)
Activities
NACEBEL 202541001
General construction of residential buildings main activity
43221
Plumbing work
43410
Roofing work
Codes under NACEBEL 2008
41201
General construction of buildings main activity
43221
Plumbing
43910
Specialised construction activities
43999
Specialised construction activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Optrekken van de ruwbouw van individuele huizen; Optrekken van de ruwbouw van gebouwen met celstructuur (appartementsgebouwen,enz.); Bouw…”deed of 22-03-2021 (in Dutch)
25 activities
- Optrekken van de ruwbouw van individuele huizen;
- Optrekken van de ruwbouw van gebouwen met celstructuur (appartementsgebouwen,enz.);
- Bouw van appartementen volgens;
- Optrekken van de ruwbouw van gebouwen voor industrieel of commercieel gebruik,van stel -en stapelplaatsen,scholen -en ziekenhuizen,van gebouwen voor de beoefening van erediensten,cultuur,enz.;
- Bouwen van funderingen;
- Optrekken en afbreken van steigers -en werkplatforms;
- Reparaties en onderhoud van gebouwen -en installaties;
- Overige werkzaamheden in verband met de afwerking van gebouwen;
- Bouwen van daken;
- Plaatsing van dakbedekking;
- Behandelen van muren met vochtwerende en waterafstotende producten;
- Gevelreiniging;
- Chapewerken;
- Loodgieterswerken;
- Het beleggen,het intekenen op,vast overnemen,plaatsen,kopen,verkopen en verhandelen van aandelen,deelbewijzen,obligaties,warrants,certificaten,schuldvorderingen,gelden en andere roerende waarden,uitgegeven door Belgische of buitenlandse ondernemingen al dan niet onder de vorm van handelsvennootschappen,administratiekantoren,instellingen en verenigingen al dan niet met een (semi)-publiekrechtelijk statuut;
- Het beheren van beleggingen en van participaties in dochtervennootschappen,het waarnemen van bestuurdersfuncties,het verlenen van advies,management en andere diensten aan of in overeenstemming met de activiteiten die de vennootschap zelf voert.Deze diensten kunnen worden geleverd krachtens contractuele of statutaire benoemingen en in de hoedanigheid van externe raadgever of orgaan van de cliënt,het op lange termijn aanhouden van aandelen die afkomstig zijn van verschillende andere bedrijven uit verscheidene economische sectoren;
- Het verstrekken van leningen en voorschotten onder eender welke vorm of duur,aan alle verbonden ondernemingen of ondernemingen waarin ze een participatie bezit,alsmede het waarborgen van alle verbintenissen van zelfde ondernemingen.
- Het verlenen van bijstand,advies en leiding aan bedrijven,privépersonen en instellingen,voornamelijk doch niet uitsluitend op het vlak van management,marketing (public relations en communicatie),productie en ontwikkeling,processing en het besturen van vennootschappen,dit alles in de meest ruime betekenis.
- Overige zakelijke dienstverlening.
- De vennootschap kan zelf of als tussenpersoon alle hulpmiddelen verschaffen,bestuurdersfuncties waarnemen of laten waarnemen en diensten verlenen die direct of indirect verband houden met de voorgaande.
- Deze diensten kunnen worden geleverd krachtens een contractuele of statutaire benoeming en in de hoedanigheid van externe raadgever of orgaan van de cliënt.
- Ter uitvoering van haar opdrachten en voor het waarnemen van bestuursmandaten kan de vennootschap zich laten vertegenwoordigen door haar zaakvoerder of elke andere derde vertegenwoordiger,die door de vennootschap worden afgevaardigd om op te treden in eigen naam doch voor rekening van de vennootschap.
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen in de ruimste zin van het woord;alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten,zoals de aan- en verkoop,de bouw,de verbouwing,de binnenshuisinrichting en decoratie,de huur en verhuur,de ruil,ontwikkeling van onroerende goederen,de verkaveling en,in het algemeen,alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken,van onroerende goederen of onroerende zakelijke rechten;
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend vermogen in de ruimste zin van het woord;alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals de aan- en verkoop,de huur en verhuur,de ruil;in het bijzonder het beheer en de valorisatie van alle verhandelbare waardepapieren,aandelen,obligaties,staatsfondsen;
- Het verwerven en aanhouden van participaties,in eender welke vorm,in alle bestaande of op te richten,industriële,commerciële,financiële,landbouw- of immobiliënvennootschappen of -ondernemingen;het stimuleren,de planning en coördinatie van de ontwikkeling van de vennootschappen en ondernemingen,waarin ze een participatie aanhoudt;het deelnemen aan hun beheer,bestuur,vereffening en toezicht alsmede het verlenen van technische,administratieve en financiële bijstand aan deze vennootschappen en ondernemingen.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Homsemstraat 42 registered office 3891 Gingelom | 18-03-2021 | 2.319.211.305 |
Buildings and parcels at the address
- Ground area
- 1,609 m²
- Buildings
- 170 m²
- Volume, LiDAR
- 726 m³
- Tallest building
- 9.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 71008A0211/00Z002 | 1,609 m² | 1 · 170 m² | 9.6 m · 1 |
Contact
E-mail
natvdb@rfeconstruct.com