RF Technics
ActiveSummary
RF Technics has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €543,258 and a net result of €64,126. Equity is growing by ~23.8% per year across the filed fiscal years. Its solvency ranks better than 75% of 3560 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability78▼-9
Solvency86▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40,000 at 30 days acceptable
Liquidity ample (current ratio 2.4 against 2.72 in 2023; short-term debt: 35.7% and cash: 54.7% of total assets), and 39.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
42 d early
2023
26 d early
2022
49 d early
2021
48 d early
2020
23 d early
2019
35 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 37 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, full schema
In the rankings
#8 company by equity in Pecq, Construction sector#10 company by total assets in Pecq, Construction sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€64,126▼ 48.3%
2023 · €124,046
Working capital
€444,963▲ 0.1%
2023 · €444,441
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€92,967▼ 12.0%€128,441▲ 38.2%€158,481▲ 23.4%€176,610▲ 11.4%€91,371▼ 48.3%
Net result€69,050above the sector's middle half▼ 10.6%€92,526within the sector's middle half▲ 34.0%€114,098above the sector's middle half▲ 23.3%€124,046above the sector's middle half▲ 8.7%€64,126within the sector's middle half▼ 48.3%
Equity€293,767above the sector's middle half▲ 25.2%€366,293within the sector's middle half▲ 24.7%€450,391within the sector's middle half▲ 23.0%€556,387within the sector's middle half▲ 23.5%€543,258within the sector's middle half▼ 2.4%
Total assets€571,940above the sector's middle half▲ 10.9%€582,325within the sector's middle half▲ 1.8%€728,319within the sector's middle half▲ 25.1%€865,451within the sector's middle half▲ 18.8%€891,917within the sector's middle half▲ 3.1%
Debt€278,172▼ 1.0%€216,032▼ 22.3%€277,928▲ 28.7%€309,064▲ 11.2%€348,659▲ 12.8%
Working capital€231,824above the sector's middle half▲ 37.2%€295,761within the sector's middle half▲ 27.6%€344,982within the sector's middle half▲ 16.6%€444,441within the sector's middle half▲ 28.8%€444,963within the sector's middle half▲ 0.1%
Solvency51.4%within the sector's middle half▲ 5.8pp62.9%above the sector's middle half▲ 11.5pp61.8%above the sector's middle half▼ 1.1pp64.3%above the sector's middle half▲ 2.4pp60.9%within the sector's middle half▼ 3.4pp
Current ratio2.13within the sector's middle half▲ 0.462.78above the sector's middle half▲ 0.652.37within the sector's middle half▼ 0.402.72above the sector's middle half▲ 0.342.40within the sector's middle half▼ 0.32
Return on assets (ROA)12.1%within the sector's middle half▼ 2.9pp15.9%above the sector's middle half▲ 3.8pp15.7%above the sector's middle half▼ 0.2pp14.3%above the sector's middle half▼ 1.3pp7.2%within the sector's middle half▼ 7.1pp
Staff (FTE)6.5above the sector's middle half▲ 14.0%7.7within the sector's middle half▲ 18.5%9.1within the sector's middle half▲ 18.2%10.8within the sector's middle half▲ 18.7%8.4within the sector's middle half▼ 22.2%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 48% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €891,917
Fixed assets
€128,346 ▼ 21.0%
Current assets
€763,571 ▲ 8.6%
Equity and liabilities €891,917
Equity
€543,258 ▼ 2.4%
Debt
€348,659 ▲ 12.8%
Debt's share of the balance-sheet total rises from 35.7% to 39.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€133,886▼
2023 · €230,423
Cash flow
€106,641▼
2023 · €177,859
Quick ratio
2.21▼
2023 · 2.47
Debt to equity
0.64▲
2023 · 0.56
ROE
11.8%▼
2023 · 22.3%
Interest coverage
53.18▼
2023 · 104.33
Debt ≤ 1 year
€318,608▲
2023 · €258,538
Debt > 1 year
€29,246▼
2023 · €48,288
Income taxes
€24,828▼
2023 · €50,687
Staff costs
€428,833▼
2023 · €582,540
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €342,804 | €431,867 | €582,540 | €428,833 | ▼ 26.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €31,832 | €38,987 | €36,085 | €53,813 | €42,515 | ▼ 21.0% |
| Other operating charges640/8 | - | €5,023 | €2,228 | €3,690 | €3,078 | ▼ 16.6% |
| Gross operating margin9900 | €418,203 | €515,256 | €628,661 | €816,653 | €565,797 | ▼ 30.7% |
| Operating profit (loss)9901 | €92,967 | €128,441 | €158,481 | €176,610 | €91,371 | ▼ 48.3% |
| Financial income75/76B | - | €2,231 | €148 | €332 | €101 | ▼ 69.7% |
| Recurring financial income75 | €1,186 | €2,231 | €148 | €332 | €101 | ▼ 69.7% |
| Financial charges65/66B | - | €3,079 | €1,360 | €2,209 | €2,518 | ▲ 14.0% |
| Recurring financial charges65 | €3,250 | €3,079 | €1,360 | €2,209 | €2,518 | ▲ 14.0% |
| Profit (loss) for the period before taxes9903 | €90,903 | €127,593 | €157,269 | €174,733 | €88,954 | ▼ 49.1% |
| Income taxes67/77 | €21,854 | €35,067 | €43,170 | €50,687 | €24,828 | ▼ 51.0% |
| Profit (loss) for the period9904 | €69,050 | €92,526 | €114,098 | €124,046 | €64,126 | ▼ 48.3% |
| Profit (loss) for the period to be appropriated9905 | €69,050 | €92,526 | €114,098 | €124,046 | €64,126 | ▼ 48.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €571,940 | €582,325 | €728,319 | €865,451 | €891,917 | ▲ 3.1% |
| Fixed assets21/28 | €134,876 | €119,970 | €132,367 | €162,472 | €128,346 | ▼ 21.0% |
| Intangible fixed assets21 | - | €885 | €1,007 | €757 | €1,110 | ▲ 46.7% |
| Tangible fixed assets22/27 | €134,761 | €118,970 | €131,246 | €161,400 | €126,921 | ▼ 21.4% |
| Plant, machinery and equipment23 | - | €30,382 | €31,101 | €28,733 | €22,584 | ▼ 21.4% |
| Furniture and vehicles24 | - | €57,814 | €72,560 | €108,841 | €84,268 | ▼ 22.6% |
| Other tangible fixed assets26 | - | €30,774 | €27,585 | €23,827 | €20,069 | ▼ 15.8% |
| Financial fixed assets28 | €115 | €115 | €115 | €315 | €315 | = |
| Current assets29/58 | €437,064 | €462,355 | €595,952 | €702,979 | €763,571 | ▲ 8.6% |
| Stocks and contracts in progress3 | €60,752 | €51,275 | €86,430 | €65,398 | €59,210 | ▼ 9.5% |
| Stocks30/36 | - | €51,275 | €86,430 | €65,398 | €59,210 | ▼ 9.5% |
| Amounts receivable within one year40/41 | €256,845 | €191,654 | €293,535 | €444,151 | €203,893 | ▼ 54.1% |
| Trade receivables40 | - | €182,686 | €276,000 | €406,885 | €185,461 | ▼ 54.4% |
| Other amounts receivable41 | - | €8,968 | €17,534 | €37,265 | €18,432 | ▼ 50.5% |
| Cash at bank and in hand54/58 | €116,306 | €211,586 | €206,680 | €182,627 | €487,944 | ▲ 167% |
| Deferred charges and accrued income490/1 | - | €7,840 | €9,308 | €10,803 | €12,523 | ▲ 15.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €571,940 | €582,325 | €728,319 | €865,451 | €891,917 | ▲ 3.1% |
| Equity10/15 | €293,767 | €366,293 | €450,391 | €556,387 | €543,258 | ▼ 2.4% |
| Contributions10/11 | - | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Reserves13 | €156,214 | €248,740 | €362,838 | €478,834 | €465,705 | ▼ 2.7% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | €246,880 | €360,978 | €478,834 | €465,705 | ▼ 2.7% |
| Profit (loss) carried forward14 | €127,553 | €107,553 | €77,553 | €67,553 | €67,553 | = |
| Amounts payable17/49 | €278,172 | €216,032 | €277,928 | €309,064 | €348,659 | ▲ 12.8% |
| Amounts payable after more than one year17 | €72,521 | €47,573 | €26,488 | €48,288 | €29,246 | ▼ 39.4% |
| Financial debts170/4 | - | €47,573 | €26,488 | €48,288 | €29,246 | ▼ 39.4% |
| Amounts payable within one year42/48 | €205,240 | €166,593 | €250,970 | €258,538 | €318,608 | ▲ 23.2% |
| Current portion of amounts payable after more than one year42 | - | €28,295 | €26,105 | €29,603 | €19,042 | ▼ 35.7% |
| Trade debts44 | €119,658 | €59,708 | €107,002 | €131,921 | €79,528 | ▼ 39.7% |
| Suppliers440/4 | - | €59,708 | €107,002 | €131,921 | €79,528 | ▼ 39.7% |
| Advances received on contracts in progress46 | - | €10,000 | €28,800 | - | €86,312 | - |
| Taxes, remuneration and social security45 | - | €47,173 | €67,631 | €76,400 | €54,300 | ▼ 28.9% |
| Taxes450/3 | - | €4,957 | €17,422 | €10,871 | €10,809 | ▼ 0.6% |
| Remuneration and social security454/9 | - | €42,216 | €50,209 | €65,529 | €43,491 | ▼ 33.6% |
| Other amounts payable47/48 | - | €21,417 | €21,432 | €20,615 | €79,426 | ▲ 285% |
| Accrued charges and deferred income492/3 | - | €1,866 | €470 | €2,238 | €805 | ▼ 64.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €69,050 | €92,526 | €114,098 | €124,046 | €64,126 | ▼ 48.3% |
| + Depreciation and write-downs630 | €31,832 | €38,987 | €36,085 | €53,813 | €42,515 | ▼ 21.0% |
| Operating cash flow (approximation) | €100,881 | €131,513 | €150,183 | €177,859 | €106,641 | ▼ 40.0% |
| Investment in fixed assets (approximation) | - | -€24,081 | -€48,482 | -€83,918 | -€8,389 | ▲ 90.0% |
| Change in cash | - | €95,279 | -€4,906 | -€24,053 | €305,317 | ▲ 1,369% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €124,046 ▲8.7%
Operating result €176,610, net result €124,046, both a record.
31-12
Financial
Equity above €500,000Eq €556,387 ▲23.5%
6 profitable years in a row build equity to €556,387.
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €200,000Eq €234,717 ▲47.5%
2 profitable years in a row build equity to €234,717.
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 119 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
03-01
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 156 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pecq · 1 establishment unit since 2012
Ground area
814 m²
Building footprint
153 m²
Volume, LiDAR
665 m³
Parcel 57086B0257/00M000, Wallonia · tallest building 5.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Rue du Monument(WAR) 5, 7740 Pecq
since 20122.206.869.368
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57086B0257/00M000 | Wallonia | 814 m² | 1 · 153 m² | 5.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
3 categoriesRF Technics SRL46234
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Of 22,831 companies in sector 43211 we hold annual accounts for 10,335. 6,270 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-01-2012
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
46643Wholesale of electrical equipment, including installation materials
46841Wholesale trade
47552Retail sale of lighting equipment
71121Engineering and related technical consultancy, excluding land surveyors
81100Combined facilities support activities
95210Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
E-invoicing
Reachable via Peppol
Peppol ID
0208:0842960781
Registered
27-03-2026
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.