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RF-Montagebau

Active
Private limited companyfounded 2012active for 14 yearsGewerbestrasse 32B, 4731 Raeren, BelgiumKBO/BCE: BE 0849.236.087
Summary

RF-Montagebau has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €387,780 and a net result of €104,340. Equity is growing by about 13% per year across the filed financial years. Its solvency ranks better than 56% of 2,435 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow ReportCompare
RF-MontagebauActiveChecked score 89/100
Risk analysis ReportCompare

Overview

Activity
Joinery installation
NACE 43320Manufacture of metal structures and parts of structures NACE 25110
4th largest company by equity in Raeren, Construction sector1 site
Size
€829,095total assets 2025
Staff
4 FTE
Equity
€387,780
Profit
€104,340
Financial health
89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
2025 accounts 112 days early1 of 4 deeds summarised
Why 89raises riskSector: Specialised construction activities (NACE 43)lowers riskFigures for financial year 2025 (filed 10-04-2026)Equity €387,780 (46.8% of total assets)Founded in 2012Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 42% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 72-15
equity 46.8% of total assets
Liquidity 45-6
short-term debt 44.5% · cash 13.2%
Profitability 84+1
return on assets 12.6%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,640 companies, NACE 43, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025highest value 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026lowest value 06-2026: 0.2%● unchanged vs 05-2026lowest value 07-2026: 0.2%● unchanged vs 06-2026lowest value 08-2026: 0.2%● unchanged vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.49, compared with 2.29 in 2024, below the usual 1.5; short-term debt: 44.5% and cash: 13.2% of total assets), and 53.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 51% on solvency, 35% on liquidity, 68% on profitability and 14% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Figures for financial year 2025 (filed 10-04-2026)
NBB · annual accounts
lowers risk · Equity €387,780 (46.8% of total assets)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 2012
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-04-2026, 112 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
112 days early
2024
121 days early
2023
161 days early
2022
28 days early
2021
157 days early
2020
124 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 105 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 April (4 of the last 5 filed years within 39 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Annual accounts filedfinancial year 2023 · full…

Key points

  • Positive: 4th largest company by equity in Raeren, Construction sectorin the Checked rankings No. 4 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €104,340 8 years View
  • Caution: Equity fell in 2025from €545,441 to €387,780 ▼ 28.9% View

By topic

Financials

Financial year
2025
Total assets
€829,095
Profit
€104,340
Solvency
46.8%
Total assets▼ 6.3%
Net result
20182025
Go to Financials

Board & ownership

Board
2 members
  • FLECK geborene GROSSPIETSCH JudithDirector
  • FLECK RobertDirector
Go to Board & ownership

Timeline

Events
17
Since
2014
Next accounts
by 31-07-2027
  1. 31-12-2023Highest result from 2018 to 2025
  2. 31-12-2023Equity above €500,000
  3. 03-07-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Joinery installationNACE 43320
Founded
27-09-2012
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
8
Purpose
“Die Kunstschmiede,Metallschreinerei,Handel mit Metallen,Herstellung und Montage von…” (deed in German)
Go to Articles of association

Key facts about RF-Montagebau

What is the company number of RF-Montagebau?
0849.236.087. In Belgium the VAT number is the company number with BE in front: BE 0849.236.087.
Where is RF-Montagebau based?
The registered office is at Gewerbestrasse 32B, 4731 Raeren.Company details
What does RF-Montagebau do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of RF-Montagebau?
Private limited company (BV).
When was RF-Montagebau founded?
On 27-09-2012.
Is RF-Montagebau still active?
Yes, RF-Montagebau is an active enterprise in the KBO register.
How many employees does RF-Montagebau have?
On average 4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of RF-Montagebau?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is RF-Montagebau profitable?
In financial year 2025, RF-Montagebau made a profit of €104,340.
Where can I find the annual accounts of RF-Montagebau?
RF-Montagebau filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of RF-Montagebau due?
By 31-07-2027, for financial year 2026.Timeline

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