RF IMPACT
ActiveSummary
RF IMPACT has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €15k and a net result of €-4k. Equity is growing by ~35.5% per year across the filed fiscal years. Its solvency ranks better than 54% of 15865 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability3▼-97
Solvency70▼-6
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.82 against 1.48 in 2023; short-term debt: 54.6% and cash: 1.6% of total assets), and 55.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
44.8%
Return on assets
-12.8%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-10-2025, 76 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
76 d late
2023
25 d early
2022
30 d late
2021
48 d late
2020
61 d early
2018
92 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€95k
EBIT margin
-0.2%
Net result
€-4k
2023 · €12k
Working capital
€-3k
2023 · €9k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover
Operating result€5k-€35k▲ 642%€-1k€17k€-4k
Net result€3k-€25k▲ 634%€-4k€12k€-4k
EBIT margin
Equity€-15k-€11k€7k▼ 35.2%€19k▲ 181%€15k▼ 22.3%
Total assets€26k-€29k▲ 12.5%€27k▼ 5.5%€38k▲ 38.3%€33k▼ 11.4%
Debt€41k-€18k▼ 54.9%€20k▲ 11.8%€18k▼ 9.6%€18k=
Working capital€-23k-€2k€-760€9k€-3k
Staff (FTE)1
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €4k after €17k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €33k
Fixed assets
€18k ▲ 78.0%
Current assets
€15k ▼ 45.2%
Equity and liabilities €33k
Equity
€15k ▼ 22.3%
Debt
€18k =
Debt's share of the balance-sheet total rises from 48.9% to 55.2%. Equity is lower.
Key figures and ratios
EBITDA
€-465▼
2023 · €19k
Cash flow
€-753▼
2023 · €14k
Current ratio
0.82▼
2023 · 1.48
Debt to equity
1.23▲
2023 · 0.96
ROE
-28.6%▼
2023 · 64.4%
ROA
-12.8%▼
2023 · 32.9%
Interest coverage
-0.53▼
2023 · 22.43
Debt ≤ 1 year
€18k▼
2023 · €18k
Income taxes
€0▼
2023 · €4k
Staff costs
€28k▲
2023 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €331 | €800 | - | €2k | - |
| Remuneration, social security and pensions62 | - | €1k | €11k | €25k | €28k | ▲ 12.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11k | €5k | €2k | €2k | €4k | ▲ 97.3% |
| Other operating charges640/8 | - | €522 | €8k | €1k | €2k | ▲ 20.7% |
| Non-recurring operating charges66A | - | - | - | - | €168 | - |
| Gross operating margin9900 | €17k | €42k | €20k | €45k | €30k | ▼ 34.6% |
| Operating profit (loss)9901 | €5k | €35k | €-1k | €17k | €-4k | ▼ 124% |
| Financial income75/76B | - | €0 | €599 | €718 | €588 | ▼ 18.1% |
| Recurring financial income75 | €125 | €0 | €599 | €718 | €588 | ▼ 18.1% |
| Financial charges65/66B | - | €425 | €2k | €839 | €876 | ▲ 4.4% |
| Recurring financial charges65 | €659 | €425 | €2k | €839 | €876 | ▲ 4.4% |
| Profit (loss) for the period before taxes9903 | €4k | €35k | €-2k | €17k | €-4k | ▼ 125% |
| Income taxes67/77 | €720 | €9k | €1k | €4k | €0 | ▼ 100.0% |
| Profit (loss) for the period9904 | €3k | €25k | €-4k | €12k | €-4k | ▼ 135% |
| Profit (loss) for the period to be appropriated9905 | €3k | €25k | €-4k | €12k | €-4k | ▼ 135% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €26k | €29k | €27k | €38k | €33k | ▼ 11.4% |
| Fixed assets21/28 | €8k | €8k | €8k | €10k | €18k | ▲ 78.0% |
| Tangible fixed assets22/27 | €7k | €7k | €7k | €9k | €17k | ▲ 86.7% |
| Plant, machinery and equipment23 | - | €676 | €507 | €338 | €665 | ▲ 96.7% |
| Furniture and vehicles24 | - | €2k | €2k | €6k | €4k | ▼ 29.7% |
| Other tangible fixed assets26 | - | €4k | €4k | €3k | €13k | ▲ 278% |
| Financial fixed assets28 | €913 | €1k | €1k | €1k | €1k | = |
| Current assets29/58 | €17k | €21k | €20k | €27k | €15k | ▼ 45.2% |
| Amounts receivable within one year40/41 | €17k | €17k | €14k | €22k | €14k | ▼ 36.4% |
| Trade receivables40 | - | €12k | €5k | €14k | €7k | ▼ 50.2% |
| Other amounts receivable41 | - | €5k | €10k | €8k | €7k | ▼ 11.9% |
| Cash at bank and in hand54/58 | - | €4k | €5k | €4k | €546 | ▼ 86.2% |
| Deferred charges and accrued income490/1 | - | - | €246 | €2k | €560 | ▼ 64.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €26k | €29k | €27k | €38k | €33k | ▼ 11.4% |
| Equity10/15 | €-15k | €11k | €7k | €19k | €15k | ▼ 22.3% |
| Contributions10/11 | €8k | €8k | €8k | €8k | €8k | = |
| Capital10 | - | €8k | €8k | - | - | - |
| Issued capital100 | - | €19k | €19k | - | - | - |
| Uncalled capital101 | - | €11k | €11k | - | - | - |
| Reserves13 | - | - | - | €12k | €12k | = |
| Distributable reserves133 | - | - | - | €12k | €12k | = |
| Profit (loss) carried forward14 | €-22k | €3k | €-632 | - | €-4k | - |
| Amounts payable17/49 | €41k | €18k | €20k | €18k | €18k | = |
| Amounts payable within one year42/48 | €41k | €18k | €20k | €18k | €18k | ▼ 1.0% |
| Trade debts44 | €4k | €7k | €4k | €5k | €8k | ▲ 77.7% |
| Suppliers440/4 | - | €7k | €4k | €5k | €8k | ▲ 77.7% |
| Taxes, remuneration and social security45 | - | €11k | €17k | €14k | €10k | ▼ 28.3% |
| Taxes450/3 | - | €10k | €13k | €12k | €10k | ▼ 19.6% |
| Remuneration and social security454/9 | - | €817 | €3k | €1k | - | - |
| Accrued charges and deferred income492/3 | - | - | €37 | - | €191 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3k | €25k | €-4k | €12k | €-4k | ▼ 135% |
| + Depreciation and write-downs630 | €11k | €5k | €2k | €2k | €4k | ▲ 97.3% |
| Operating cash flow (approximation) | €15k | €30k | €-2k | €14k | €-753 | ▼ 105% |
| Investment in fixed assets (approximation) | - | €-5k | €-1k | €-4k | €-12k | ▼ 158% |
| Change in cash | - | - | €1k | €-1k | €-3k | ▼ 226% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
15-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 76 days late
2024
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series.
06-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
17-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 48 days late
2021
31-12
Financial
Highest result since 2018net €25k ▲634%
Operating result €35k, net result €25k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.12
Current ratio from 0.43 to 1.12; short-term debt falls from €41k to €18k.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 92 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 61 days late
Show earlier events
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 61 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 61 days late
2015
30-09
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2001
Ground area
2,582 m²
Building footprint
167 m²
Volume, LiDAR
1,039 m³
Parcel 25006B0093/00G000, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RF IMPACT
since 20012.094.436.371
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25006B0093/00G000 | Wallonia | 2,582 m² | 1 · 167 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,415 companies in sector 46180 we hold annual accounts for 1,885. 1,057 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-05-2001
Fiscal year end31-12
Activities, NACEBEL 2025
46180Agents specialised in the wholesale of other particular products
95314Bodywork repair (including spraying and painting)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Contact
E-mail
rf@hotmail.be
Phone
0477478714
Scores and ratios are computed by Checked and are not a credit decision.